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    • This time you do need to reply to them with a snotty letter to show you'd be big trouble for them if they did try court. We will help this evening.  
    • Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability. Many thanks   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 17/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
    • I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Need some advice.

 

I am looking to hand in my notice and as I am going to a rival company, I am likely to go on garden leave.

 

Nobody is sure of the notice periods but the company say it is a month, but we have never been given a contract. I have been here almost 6 months and I beleave it is only the statorary week.

 

The concerns I have are:

 

1) If I give a months notice, if my employer gives me garden leave, can he just give me a weeks pay. (Apparently the employer changes this to suit themselves from other people leaving)

 

2) Commission due to date. Others who have left have not been paid what is due to them to the day they hand in their notice. The employer says that they do not have to pay commission.

 

3) Bullying. This is common practice by the owner. He has done this a number of times to me and other employees. Sometimes he will bully those that are leaving, then not pay commission.

 

4) Holidays booked. I have a weeks holiday booked. Can they rescenf this and make me work to the end of the notice period?

 

Any help would be appreciated as I have to hand in my notice soon.

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If you don't have a contract, you only have to give one week's notice. They don't have any legal argument to say that you should give a month's notice if they didn't put it in a contract.

 

1. If you do give one month's notice, you should be paid for the whole month. If they choose to put you on garden leave and they tell you it's for a month, that's what you should be paid - although they could put you on only a week's garden leave and pay you for just a week.

 

2. Commission is usually written into a contract, but in the absence of a contract, you could argue it was an unlawful deduction from wages for them to withhold this as it was a payment which was customary.

 

4. They can only retract holiday if they give you twice as much notice as the holiday booked - so two weeks' notice.

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So if you give them a months notice, they can then rescend this to one weeks garden leave?

 

How about staff sickness. They state that you can have 5 days per year off paid. I assume they can take this poff your holiday time due?

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If you have taken sick leave then you would only be paid full daily rate of pay for 5 days then would either revert to SSP or would have to claim ESA for the period of illness. If you have taken sick leave they can't (as far as I'm aware) turn round later and say you owe them x number of days leave in lieu of sick days taken - if you're only entitled to 5 days but they pay you for more than that it's not your fault. If, however, you are entitled to 10 days leave for the pro rata'd time of the leave year you're there but you've taken 12 days then they can reclaim payment from you and, if you've only taken 8 days leave, then you should be paid for the 2 days not taken.

 

I am sure others more knowledgeable will be along to correct me if I'm wrong.

 

Feebee_71

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If you have taken sick leave then you would only be paid full daily rate of pay for 5 days then would either revert to SSP or would have to claim ESA for the period of illness. If you have taken sick leave they can't (as far as I'm aware) turn round later and say you owe them x number of days leave in lieu of sick days taken - if you're only entitled to 5 days but they pay you for more than that it's not your fault. If, however, you are entitled to 10 days leave for the pro rata'd time of the leave year you're there but you've taken 12 days then they can reclaim payment from you and, if you've only taken 8 days leave, then you should be paid for the 2 days not taken.

 

I am sure others more knowledgeable will be along to correct me if I'm wrong.

 

Feebee_71

 

Thanks. I am a little worried as I have experienced bullying with the owner. We had someone leave earlier in the week.

 

She lost her commission, even though she was told she would receive it, plus they have docked some holiday time leave due to sickness. She gave motive until the end of August and now they are not paying until then. They are coming up with a number of reasons why she won't get paid. She is livid as she was experiencing a number of sexual suggestions from the owner, witnessed by all.

 

Another colleague was dismissed two weeks ago. She was off sick. Even had a doctors note. They said she was in probation period and that she was hardly there.

 

Looking at others I know, all the same has happened. Including bullying from the owner.

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  • 4 weeks later...

I have another update. I have handed in my notice and have worked this out. I am now on my last day. I was told that I would be receiving £990 commission from the last commission run by my supervisor. I was told by accounts that this had gone through.

 

I came in this morning and I have been advised that I would only be receiving 50% of this. According to accounts, they will be unable to do another wage run as they have issued a P45.

 

Where do I stand.

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