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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Barclaycard SAR return - now need help to reclaim PENALTY fees plee


dreamer3000
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I have all details ranging from Jul-06 to Nov-11. In this I find 2 debits for 'card protecction' at £29.00 each. I am assuming that this is a theft proection or something rather than ppi? 2 annual payments by the looks of it, debits are Aug-06 and Aug-07. BUt I can't understand why there aren't any for the latter years.

 

I am amazed at how many 'over limit' and 'late payment' charges are on there at £16.00 each. Are these justified?

 

I've also found that for the duration of the card, there were credits made to Egg, ranging from £20 to £200 each month. I have no idea what this was.

 

Really opens your eyes. I can't believe how I never paid attention to statements. Ashamed.

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that bc for you!

 

if those charges are within 6yrs

 

get reclaiming

 

as for the card protection

 

probably cpp or whatever, but yes you can reclaim that too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they are not bank charges

 

they are unlawful PENALTY fees/charges on a credit card not bank account

 

yes the wole process in listed in many threads.

 

it might be better for you if i mve ths thread to the barclaycard forum and then have a nose around

 

 

there are successes listed too with complete details

 

as well as the links below in my sig.

 

get upto speed then ask any questions you need too

 

moving thread now.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread moved and slightly re-titled

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nobother

 

pull our string when ready

 

its very easy.

 

these soc's are here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Me again! I got the CI calculator spreadsheet where i will pop all the details in to. I'm assuming I send this on to the bank in the first instance with a letter, do we have a template letter as such please? I read the piece on your signature re charges, very useful read thank you

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Hi Dreamer,

 

You can't reclaim the £2.50 for cash advances.

 

You should deal with the matter of the Card Protection payments as a separate issue. I'd simply write to BC saying I have no idea what these payments are for and I require sight of any document signifying my agreement to it, or anything else you have to show I consented to such cover.

 

As Ims says in post #12, read the whole of Shelley's thread, and those of others in this forum with titles saying **WON with compound or contractual interest** - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?97-Barclays-BCard-and-Woolwich-successes As you go through them, make notes to assist with your own claim.

 

Take your time getting the spreadsheet correct and your Prelim Claim letter right regarding restitutionary interest.

 

Shout when you need us.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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  • 1 month later...

A little update on this...

 

I SAR'd Barclaycard and the data was baffling! It the end I have requested that they return the unfair charges on the card. I've had no response from them at all to this.

 

I also wrote a letter ref the card protection annual payments and haven't had a response to this at all.

 

Is this typical Barclaycard? Where do I go from here?

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did you do prper claims as advised

 

or just 2 simple letters?

 

where did you send them too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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urm...

i dont think thats the correct address.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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http://www.consumeractiongroup.co.uk/forum/showthread.php?3331-Barclaycard-Contact-Address(6-Viewing)-nbsp&p=3932776#post3932776

 

last post

 

seems strange though i must admit

 

give em a ring ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dreamer,

 

The address I sent my letter and lba to reclaim my unlawful charges was:

PO Box 9131

51 Saffron Road

Leicester

LE18 9DE.

 

When I got no joy from that address I then sent another lba to:

1 Churchill Place

London

E14 5HP

 

I'm sure somebody will let you know if these two addresses aren't correct. In my case (and this is probably the case for most people) BC ignored all letters probably expecting me to give up, and I probably would have if not for this wonderful site. I had to issue court papers to get mine refunded. BC said they was going to defend but backed down before it got to Court. They paid all unlawful charges back to 2002.

 

Good luck, don't give up and stick to your guns, there's loads of help here to get you through.

 

Up2

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they've responded from the prelim letters and SAR using this address....

 

Same here ...this is the address I recieved my SAR from, but when I sent my initial 'refund me' letter the reply came from:

 

Customer Relations Dept

PO Box 9131

Leicester

LE18 9DE

 

I also think it is a bit off a lottery as to who you write to. My wife (via me) wrote to BC to another address and without a SAR had every charge refunded !

Current Debt : Approx £LOTS :-( ........................................................................Estimated Debt Free : Nov 2014 :-D

 

Barclaycard (wife) £1,080.43 Refunded

Barclaycard (me) SAR in progress

Shop Direct (x3 accounts) SAR completed. Claiming £3389.37 charges and £3,500 PPI

MBNA ..........SAR in progress. Charges & PPI from 1996 - present!

 

Your next ----> Lloyds Mastercard x2 - OPUS - Coop Visa - Monument Visa - RBS Visa - Cap One Visa x2 - Redcats x2

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Hi Dreamer,

 

I SAR'd Barclaycard and the data was baffling! It the end I have requested that they return the unfair charges on the card.

 

Did you complete the spreadsheet using the data supplied.

 

Did you send the spready off with a Prelim Letter followed by the LBA 14 days after.

 

If the answers are all YES, then your next step is to file a court claim.

 

:wink:

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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