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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Hoist by his own Petard?


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Phew. Thank goodness for that! "Worried veterans" will now be exempt from "humiliating retests" that could have seen them "stripped of vital cash"

Story http://diaryofabenefitscrounger.blogspot.co.uk/2012/05/hoist-by-his-own-petard.html?spref=tw

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Not a matter for jokes in my opinion!!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Non of it is Brig tbf.

 

But until all parties with the same issues are treated the same expect some condescending views. Especially from those in the front line of changes now who are now looking at life going WTF!

 

What makes a nurse, social worker or somebody who did admin any different from a soldier with any sort of disability?

 

The answer is nothing! They have the same needs and desires! Is it then right to say one is better/more deserving than the other?

 

No it isn't and it not rite not by a long shot!

 

United we stand divided we fall : toppa :

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I don't think the issue here is whether one group is more or less deserving, it's about the fairness of the assessment process as embodied by the ATOS WCA, to differentiate between groups by saying that the assessment would be degrading for one group, and acceptable for another, is not itself acceptable.

 

Disability is impartial it cares not for race, religion, social class or standing, it's effects are as devastating and debilitating to the soldier, as they are to the road sweeper, to the sailor or the nurse, to the pilot or the mechanic. Don't let disability be belittled, despise those who would belittle it.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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I would not like to see this go any further, it seems

that you have no regard for the sacrifices made by

service men and women often mere teenagers who

have suffered in the service of this country, they had

no thoughts about claiming benefit when they took

the Oath of Alliegence but put themselves in the Front

Line.

Young soldiers, salors and airmen go into battle for

less pay than a rookie cop on the beat and with far

less pension rights and a hell of lot more risk.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Brig it's not about that tbf.

 

We should all be equal no matter what you've done. We all benefit society in some way no matter what you do!

 

We're fighting the same fight and instead of being defensive you need to step out of your corner and support all.

 

We are the lowest in society now so any improvement goes upwards!

 

Old it's not about specific access to one benefit.. It's the whole care picture!

 

AS is being highlighted now PIP + Mobility cars etc etc etc n etc.

 

We're fighting the whole disability measurement across all fronts!

 

Because the definition of disability has changed (plus those who decide it's impact) it's gone mad! I tell you mad!

 

Sorry about this I'm not your stalker just read a lot.

 

Nyst is now no longer treated with respect and reasonable adjustments made (which would/may/probably happened 2 years ago) on Work Fair because the definition of that has changed.

 

I myself am now gunning for a £150,000 a year assisted place because care in the community is over! I'm on suicide watch as the fact I have to find £40 out of my £71 ESA to house myself in the same flat I was in before the changes leaves me with £11 a week for feed myself! Even in London ESA+LHA+CT benefit comes to under £7,000 go figure?

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I don't think it's about respect. It's about fairness. There are many other occupations where people put their lives at risk daily. (police, fire fighters, nurses, etc)

 

It shouldn't matter how you became disabled. The little girl who lost both legs as a toddler due to meningitis is as deserving of her benefits as the 19 year old who served in the army and is now disabled as a result.

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Brigadier, if you'd be so kind, step down from your high horse. Nobody is disputing the dangers of the job nor the potential sacrifices made by people in the armed services. However, there has to be a level playing field where ALL disabled and seriously ill people are treated with the same level of humanity, care and dignity. Preferably a far higher level than we have now. And whilst you argue that the servicemen had no thoughts of benefits, well neither did any of us who ended up in our situation.

I totally agree with osdset, speedfreek and nystagmite on this one. Oh, did I forget to mention I'm a former member of the armed forces and proud of it? ...

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Had armed forces personnel come home from war limbless and broken and been subject to the same testing as the rest of us, it would immediately have become obvious just how biased the testing is as they'd have routinely been declared to be 'fit to work'. It's to keep the general public from understanding the tests are crooked, that's why this exemption's been made.

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I doubt this is being done for votes. It's being done because of the financial system we have. At its simplest, it demands that each year more interest is paid, this to financiers and bankers who don't exactly have to work for the money. As our governments meekly hand over more and more of the wealth of the country to them, there's less for the rest of us. The disabled are being picked on as we're seen as being unable to fight back.

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this idea is simply to appease the voters who believe everything they read in the daily mail and other tory papers...we are the undeserving, a drain on society, etc etc.....either this odious testing system is for all of us or none of us....there should be no difference how you became disabled...I proudly served in the forces when I was fit and well....am also wondering if all those with PTSD will not have to jump through the hoops the rest of us has to?...but I dont think this particular disability will be recognised even though there are probably more ex-serving personnel suffering from this than limbless personnel...I have already resigned myself to losing my DLA when the new system rolls out...and I thank previous govts for giving me the opportunity to remain mobile....I have in my more darker moments thought that direct action may be the only way to put our plight out there....maybe starving myself to death in front of olympic stadium during olympics might make a point...but my family assure me it wouldnt...so another idea bites the dust...whilst we are confined to fighting for ourselves with the new ESA and proposed DLA descriptors it becomes a daily struggle that leaves many of us exhausted and unable to do anything more than post on the forum our plight...hoping for help from others...I dont have the answers I which I did....we have become a nation where the pursuit of wealth is more important than the sick, ill and disabled...until the people of this country wake up and smell the coffee nothing we say or do is going to change

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Very well put

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

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This is just one more tactic in the government's "Divide and Rule" plan. Divide the disabled into smaller groups, thus taking away the impact that any lobbying by the now smaller disabled group might have had.

 

The same is happening with pensioners receiving different rates of pension and different tax thresholds.

 

The child benefit anomaly is another ruse by the government.

 

All designed to Divide and Rule by breaking protest groups down to smaller and less effective groups.

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These principles are now in the Armed Forces Act 2011. In certain limited circumstances, special treatment will be given to members of the Armed Forces ‘whose lives are irreparably altered by Service.’.

as previously posted PTSD which should be treated as a disability...but you can bet it wont....except 'in certain limited circumstances' this govt attitude...if you cant see it..it aint a problem......plus all the claims for this disability can then be discounted....this is nothing more than the usual propoganda message from this divisive govt

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More to the point, how can the government suggest a doctor and specialist on the one hand be trusted to decide whether an individual from the armed forces is too sick to work but the same doctor and specialist can't make that decision about someone in civvy street? How can doctors' and specialists' decisions only be accurate about enlisted personnel and not civilians? Either they can decide it or they can't. Cameron makes a complete fool of himself - again - in trying to have it both ways. No wonder they keep calling this government an omnishambles.

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I am also wondering if this is going to be the case for ex-serving personnel from other conflicts...or is it only going to apply to iraq and afghanistan....he could be opening a can or worms...as the claims flood in for allowances..remember everyone next time your atos appt comes up....'Im ex forces m8'..every time this cameron opens his mouth utter rubbish utters forth....(excuse poor english but it rhymed nicely)

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I would not like to see this go any further, it seems

that you have no regard for the sacrifices made by

service men and women often mere teenagers who

have suffered in the service of this country, they had

no thoughts about claiming benefit when they took

the Oath of Alliegence but put themselves in the Front

Line.

Young soldiers, salors and airmen go into battle for

less pay than a rookie cop on the beat and with far

less pension rights and a hell of lot more risk.

 

I think you have misunderstood what we saying.

 

its not that we saying they dont deserve help, but rather everyone should be getting the same treatment.

 

eg. when I was working full time at 18 years of age I had no thoughts in my mind of claiming benefits either, I didnt even know what incapacity benefit was. Stuff happens in life thats unexpected and life itself is a lottery.

 

Clearly to me the reason this excemption was made is to win votes, political. Newspapers like the sun love the army, because the wealthy also love the army because the army does the dirty work on foreign policy.

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I think you have misunderstood what we saying.

 

its not that we saying they dont deserve help, but rather everyone should be getting the same treatment.

 

eg. when I was working full time at 18 years of age I had no thoughts in my mind of claiming benefits either, I didnt even know what incapacity benefit was. Stuff happens in life thats unexpected and life itself is a lottery.

 

Clearly to me the reason this excemption was made is to win votes, political. Newspapers like the sun love the army, because the wealthy also love the army because the army does the dirty work on foreign policy.

 

It sounds to me that you don't like the armed forces and so you would like them to suffer under the pretext of 'fairness'.

 

It does matter what people have done. Do you think, do you really think, that, for example, someone who becomes disabled because he falls down some stairs while drunk deserves the exact same treatment as soldiers who put their lives on the line for their country? Don't you have any regard at all for the sacrifices those in the armed forces make?

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It sounds to me that you don't like the armed forces and so you would like them to suffer under the pretext of 'fairness'.

 

It does matter what people have done. Do you think, do you really think, that, for example, someone who becomes disabled because he falls down some stairs while drunk deserves the exact same treatment as soldiers who put their lives on the line for their country? Don't you have any regard at all for the sacrifices those in the armed forces make?

 

I think that is an unfair unsumption.

 

I have the up most respect for soldiers who fight for their country and agree they should be treated fairly, however you can not class a man falling down a stairs drunk and a soldier. It dosnt matter how you became disabled the fact is you are. Every one with a disability should be treated fairly no matter what walks of life they come from or how they became disabled. No one asks for their disability, I know I didnt ask for mine.

 

However it could be argued that a soldier knew that this could be the out come for working in the armed forces. If that is the case then there should be a special pension for all those who have been made disabled, thats if there already isnt, I dont know that. In any case the armed forces should look after those who have suffered.

 

But then it could be argued that when you get in a car there is a possibility you could have an accident.

 

There are many arguments to this. Every one should be treated equally but as individually as required.

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Agreed.

 

It sounds to me that you don't like the armed forces and so you would like them to suffer under the pretext of 'fairness'.

 

It does matter what people have done. Do you think, do you really think, that, for example, someone who becomes disabled because he falls down some stairs while drunk deserves the exact same treatment as soldiers who put their lives on the line for their country? Don't you have any regard at all for the sacrifices those in the armed forces make?

 

I was born with brain cysts. This has caused me to develop other disabilities, including seizures; which at the age of 11, left me with a head injury. Why should the solider with similar injuries to mine be treated more favourably? I didn't ask to have any of my disabilities. The soldiers know the risks.

 

It doesn't matter what people have done. And where do you draw the line?

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