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    • Nothing will happen in regard to this one shoplifting event, other than Sainsburys won't let you shop in this store again.   But, if you continued to shoplift, then the consequences are more serious. Local to me, there  is a town where about 13 people have been banned from shopping in many of the shops. They are subject to some form of order, where if they set foot in any of the stores, they will be subject to arrest by Police.  
    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
    • despite our wettest 18 months on record,  Low levels of rain and snow have cut Canada’s hydropower production, forcing it to increase electricity imports from the U.S.   - NYT
    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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moorcroft now Arden, & old abbey/mbna credit card + reclaiming


ro284
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can you go get your credit file from noddle please

 

 

see below

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thankyou dx, i have actually got credit report!

 

 

A lot of ok's, also a lot of df,s. but only to arrow!

 

 

it appears arrow global ltd, took over the credit card from MBNA !

 

 

could you tell me if there is anything i can do next please.

 

 

i don't want to be forced to sell the house,

 

 

also i still have PPI claims to sort out!

(which has caused many of the problems! i have now)

 

 

regards ro

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put house sale out of your head now

doesn't happen like that.

 

 

so in relation to this MBNA

what does it show please

 

 

and what is the defaulted date in the top summary?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for reply,

On the top copy, it reads my name, address, birth date, credit card,

card no. xxxx xxxx account start 2006, opening balance amount= £12,898,

payment frequency,= monthly. date of default = 30/09/2011,

default balance £12, 898!

regards ro.

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and def arrow global against it not MBNA?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

sorry dx, just to clarify,

 

 

Yes it definitely states--arrow global ltd. ( LENDER) above my name!

 

 

we continued to pay monthly payments to original creditor mbna, (originally virgin.)

and ignored Arden, moorcroft, Arrow, etc.etc.

 

 

mbna is not mentioned on the page,

 

 

however it is mbna that we have continued to pay ever since.

 

 

we made no agreement with anyone but MBNA

 

regards ro

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doesn't matter you've not made an agreement with AG

MBNA have sold on their rights so thus your agreement too.

 

 

send AG a CCA request

 

 

now is the time to do this

unlike earlier when you didn't know the target

 

 

DONT SIGN THE PO OR THE LETTER

use a BLANK £1 po too.

 

 

if arrows FAIL to supply it within 12+2 WORKING DAYS

comeback here

 

 

if you want at sometime to scan your statements?

i'll help with this outstanding PPI reclaim

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry, a couple of things dx!

 

 

the letter i had is from Arrow solicitors, wilkin chapman, had no account on! which i thought it should have?

 

 

it had only their reference no! should i send to them or direct to AG? Ro

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arrows,

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hello dx.

 

 

Happy new year to you and to all reading this,-Sorry for delay, (health problems again)

 

 

The reply as follows from arrows = date 15-12-2014.

 

 

Thankyou for your letter, passed for our attention as the assignees of the above account,

we acknowledge your request for documentation pursuant to the consumer credit act 1974.

 

 

We will now process your request for documentation from the originating creditor (i thought they should have already done this!)

and will revert in due course,

 

 

All collection activity will be suspended pending provision of the documentation, your payment of £1-00 is returned,

 

 

I must admit this breather has been benificial to me! no further reply,

 

 

But note that they still phone every day! which i do not answer! regards Ro

Edited by ro284
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  • 1 month later...

I don't know if this can be read or accepted by CAG!

 

 

my last attempt was not! but just to say that i have yet another reply from Arrow, admiting they still cannot supply a copy of the documentation from the original creditor!!

 

 

seems to me they are losing their bite! It is very tempting to state to them that if they cannot prove they have documentation i refuse to accept thier word that i must pay them! ( after all the threats harrasment etc.) any thoughts much appreciated

 

 

they are still phoning of course! regards Ro

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there were site issues earlier ro

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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