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    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Aktiv Kapital /MBNA


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Hi,

 

I have been on here before mainly with my Cabot/sainsburys cca issues.

 

. This MBNA Credit Card debt is just over a grand .It was a lot higher but i spent years paying it before getting into difficulty and asking for help (which I didn't get). I haven't paid anything since July 09 as that how long I have been asking to see a valid agreement.

 

The debt is now with Aktiv kapital and the interest has long been frozen.

 

All they have produced in place of a valid CCA is one of those 'you have been pre selected ' application forms .

 

In response to my last letter pointing out that there are no terms eg credit limit they have sent the following letter.

 

Yes, I did sign the application form at the time.

 

Can anyone advise me on what to do next?

 

http://i1078.photobucket.com/albums/w481/penelope-pittstop/img070.jpg

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No Ts &Cs NO agreement, formal complaiint

to the Data Controller, (gets round customer (dis)service oiks.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Yes Aktive.

 

The data controller and the compliance manager have legal responsibilites

to ensure that correct procedures are followed, I have been using this route

for years with some success.

 

If you google Aktiv you may find the name of the Compliance mgr.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Reading between the lines of that letter, it says, "Please pay us we are absolutely skint and wouldn't be able to take this to court even if we wanted to, we have no evidence to make this stick"

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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:thumb:
Reading between the lines of that letter, it says, "Please pay us we are absolutely skint and wouldn't be able to take this to court even if we wanted to, we have no evidence to make this stick"

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Yes I am hoping they wont attempt to go to court with all this!

 

I found the name Steve Glassborow for the Bromley Branch. Shall I address directly to him?

 

As for the letter itself, should I start it by stating 'i do not acknowledge any debt to...." and then go on to say ' I am complaining about your companies methods ' etc ?

 

Am a bit stumped as I have only ever done the cca request letters before.

thanks

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Type up what it is you want to say, post it on here and others can re-jig it if necessary or add to it...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi. ok thanks, this is all I have so far and I know its not bad , so if anyone can save me from myself ,that would be great.

 

Dear Sir Or Madam.

 With reference to your letter dated 24-04-12 regarding debts you allege are
 owed by me, take note I do not acknowledge any debt to you or any company
 you may claim to represent.

 

The document provided by your Customer Service Representative are non compliant.

The valid Terms and Conditions were not present nor were the Prescribed Terms.

 

{Therefore this account is formally in dispute untill you can produce a compliant document.

Due to the inordinate length of time it has taken to produce even this non compliat document

I am reporting this matter to the OFT forthwith.

No further correspondence will be entered into.}

 

Recorded deliver to the Compliance Manager.

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Thats all you need just your 1st section and my addition.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Oh come on, let me have a go??

 

Dear Bill & Ben,

 

Thank you for your letter dated dd/mm/yyyy the contents of which have been noted and a copy sent to the OFT, Trading Standards, the Financial Ombudsman and my local MP (insert name)

 

Please rearrange the following words, dog, wind, into, urinate.

 

I trust my response meets with your standards, and look forward to stringing you along at the next available opportunity.

 

Much love XXXXX

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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:lol:

Oh come on, let me have a go??

 

Dear Bill & Ben,

 

Thank you for your letter dated dd/mm/yyyy the contents of which have been noted and a copy sent to the OFT, Trading Standards, the Financial Ombudsman and my local MP (insert name)

 

Please rearrange the following words, dog, wind, into, urinate.

 

I trust my response meets with your standards, and look forward to stringing you along at the next available opportunity.

 

Much love XXXXX

 

 

 

 

 

:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Why not contact the Daily Mail, they have an article here

 

http://www.dailymail.co.uk/news/article-2135861/Collection-firms-chasing-58bn-debt-figure-jumps-6bn-just-SIX-months.html

 

Where a certain female states that the debt industry treats customers fairly at all times - if that was so this part of the site would not exist!

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Hi, thanks for all your responses.

 

I have sent my response to them. Have also sent a copy of Bazookas . :wink:

 

Would like to be a fly on the wall when they read that!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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