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    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • luckily like this thread VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed*** - Page 4 - Private Land Parking Enforcement - Consumer Action Group although no on the crossing, same applies to you so WS time. there are numerous threads here on pedestrian crossing claimforms by VCS at Bristol and at other airports so use our enhanced google searchbox and find them. really a bad idea to vanish for SIX months and not been have reading up here.....................  
    • Not at all.  The onus is on them to ensure that their invoice respects the provisions of Schedule 4 of the Protection of Freedoms Act 2012 to establish keeper liability.  Which it can't as the area is covered by bye-laws. Spot on. Irrelevant as to whether you entered into a contract with VCS to pay them £100 if you didn't obey what was written on their silly signs. Who cares?  What about their ridiculous generic Particulars of Claim where they deliberately mix up driver and keeper. And where do they mention this?  You haven't shown us anything. Of course you have to prepare a Witness Statement and you'd better get on with it. This is the problem here - you've disappeared for months & months, haven't kept us updated and presumably haven't read other VCS threads.  That needs to change - now. Otherwise you will lose - simple as that. For a start - please upload the court order which fixes the hearing date plus plus where "VCS mentioned my initial defence was generic and clearly copied from the internet".  We're not mind readers.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MBNA Credit Card Account SOLD!


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Hi fellow caggers

Just an update on the MBNA account sale ....had a letter today from Moorgate Servicing complete with a statement printed on the reverse and I am still a very happy bunny as the balance is the exact amount that it should be and still indicates that interest is frozen as was the arrangement with MBNA :lol:

Hope it stays this way otherwise :wink: you know what will happen !

 

Hope yours say the same Brokebutnotbeatn !

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Hi Vic, they will probably start reporting the same default; as long as the dates etc don't change they are within their rights to do that. Having said that, sometimes they just report it as an Arrangement to Pay and not a default...

Hi Spots; I will see what's in the post when I get home tonight!

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Hi bnb

 

I follow your train of thought but I disagree with you and should hope that you would be disappointed in me were it to be otherwise.

 

A default relates to an account between creditor (who may change its name) and a debtor (who may not); there may, of course, be administrative errors but one would expect the duplicates to be connected in some manner, eg by the use of a common account number. I should expect a judge to understand that posting duplicate default entries by unknown entities might be prejudicial and vexatious (for example, Idem; have 29 trading styles and could register 29 defaults against me at the press of a buton). I agree that the law is fuzzy and that, in practice, I have little redress for the minute, however EU law is useful and currents within ICO are helpful.

 

Your second comment is also pertinent; for example, Bob Diamond (the 12 mill a year casino banker) has issued a DN of sorts via Mercers but refuses to post this on my CRA file. My Lord, don’t these ‘people’ ever want me to be free of usury?

 

Dim the lights; you can guess the rest.

 

x

 

As always

 

v

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Hi spots

 

I'll wager that there are 2 defaults showing your file for the same account though?

 

x

 

v

 

Err...yes there are and I am already in contact with MBNA on the subject.

 

The view of the ICO is that you cannot have 2 defaults showing for the same account and have already ruled in my favour in the case of B/card & Cap1 who both pulled the same trick.

 

David

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Hi all

Checked credit report and just MBNA showing atm ...as this was only sold on to come into force on the 12th March will wait and check again next month ...anyone know how often the reports are updated ?

 

broknbutnotbeatn...did you get a letter from Moorgate ?

 

spots1

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Thanks will do that. Am also going to CCA them as I was paying PPI so want to see the original agreement as I can't find it. Do you think I should do that before or after contesting the second default? Many thanks for your help.

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  • 10 months later...

When I had a Virgin credit card it was taken over from MBNA and during that time I was in dispute with them due to APR... when I first took out a credit card with them the APR was around 18% I spent £2000 on the credit card and without me realising over time the APR crept up to 30% and the £90 I was paying monthly ended up only covering the interest,,, and without even spending on the card the amount I owed them ended up going up to £4000..... during the dispute it turned out that MBNA couldnt find any notes from Virgn and now Brittanica cant either and have now sent me a County Court Judgement, and I am in turmoil... Can anyone offer any advice,or has anyone else had problems with these credit card people.. I for one will never have a credit card again, they are nasty theives.

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