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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Equidebt


exRAF
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Well these morons are now demanding money by issuing a FINAL DEMAND....... They've threatened to send a doorstep collection agent, and may suggest legal action to their client (Aktiv Kapital) Don't know what I could have done to offend; just three weeks ago they were offering me a discount! ;-)

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hehe

 

lets try another type of threat-o-gram!

 

might work........not!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Someone needs to tell the threatomatic to stop sending out misleading and laughable letters, seriously, do they really think words are going to cut the mustard?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Got a letter back today from Equidebt saying .....

 

Thank you for your recent correspondence, the contents of which have now been duly noted (i sent them a prove it letter).

 

we have amended our records accordingly. your details have now been removed and you will not recieve any further correspondence from us.

 

May we apologise for any inconvenience caused.

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back on the phishing list!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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undoubtedly!!

 

time you did some reading around

 

the thing to remember is NO

DCA has any legal powers!!!

 

hampster bedding!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am quite amazed any company sends "we apologise for any inconvenience we have caused".

 

As their apology admitting inconvenience is basically also an admission of something that would annoy a normal person. So if they did two things like this - then its a confession of their guilt under the Protection from Harassment Act 1997.

 

Suddenly the chased can become the pursuer.

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yes you cant stop the fleecers from trying

 

whatever you do ignore them all.

 

it will stop

bar poss a yearly try it on

 

my mrs still gets a 12mt letter for a debt last paid in 1983!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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my mrs still gets a 12mt letter for a debt last paid in 1983!!

 

That would be making it's way to my local MP, absolutely ridiculous! Childish fools..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 4 weeks later...

Hi all,

 

Hoping I can get a spot of advice on the below if possible.

 

I had a similar letter from Equidebt ltoday and did the mistake of ringing them. (before looking for advice)

 

Confirmed all the details and the chap told me what the debt was for, from 2001, from a previous old address, I did not at any point confirm that address or the dept in question. He just replied with try find any paper work to see if I lived at that address or not and to ring them back with what i find or not.

 

Any advice will be appreciated.

 

Thanks for any help!

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Hi all,

 

Hoping I can get a spot of advice on the below if possible.

 

I had a similar letter from Equidebt ltoday and did the mistake of ringing them. (before looking for advice)

 

Confirmed all the details and the chap told me what the debt was for, from 2001, from a previous old address, I did not at any point confirm that address or the dept in question. He just replied with try find any paper work to see if I lived at that address or not and to ring them back with what i find or not.

 

Any advice will be appreciated.

 

Thanks for any help!

 

The first thing do do its check your credit refernce files,

the second is not to speak to them on the phone!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi,

 

I should of said, but also check my credit no CCj's or depts there, just all green.

 

As I said I already made the mistake of ringing them, and not confirmed anything.

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phone contact means nothing.

anyhow it well SB'ed !!

 

they are trying to spoof you.

 

75% of money dca's get they have no legal right troo

 

ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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