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    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
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Have i been served papers??


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I have a debt with safe loans total of £366.00

 

Now they are being paid by my dmp

 

Regular as last year they threatned me with attachment of earnings etc.

 

this evening out of the blue a man knocked on my door to give a form From the cour

 

its an N61 on the front

there is a bit about cert of service etc is true copy served by me etc but no signature or stamp or date etc

 

i dont even know who it was just some little man!

 

I have phone the dmp company who said they will contact them to see whats going on as they were paid on 3rd dec and 3rd jan .

So why have i got this?

Do i have to fill it in?

 

Also can they really go for attachment?

I already have one from a while ago on wages!

 

Should i make an offer to the court?

Im worried if i fill out the form they will automaticly attach to my earnings and im

In a tiny workplace where everyone will know my business!

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There cannot be an attachment of eanings

order until there has been a CCJ obtained.

Has the happened on this debt.????

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I think there has been...

Its from a year ago i did get court papers before they were passed to my dmp who dealt with it and are paying them.

So i dont understand why i got this.

I mentioned to the man who delivered that its being paid and he said they probably just want an update on your circumstances.it says ive got 8 days to reply.

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If they have served documents at

your place of work and disclosed the

details to others they are out of order.

Could this be a regular review of an

agreed payment schedule after judgement???

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Thats what im not sure of maybe i will phone the court tmrw as they are being paid.

So im hoping its just a review to see if my circumstances have changed.

Just dont understand why out of the blue no letters before or anything! Yet the n61 form says i have failed to complete a previous n61 .they did get one as my dmp filled it all out for me etc and dealt with it all.

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Sorry one more ? Who would of actually handed these to me! Stupidly i didnt check any id or anything.

 

Could be a solicitors agent or a certificated bailiff or a process server.

Yes check with the court tomorrow.

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Yes, you need to telephone the issuing court to find out what is going on. There should be a court stamp on the papers, shouldnt there ? But you say there isnt ?

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Uploading documents to CAG ** Instructions **

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4: Staying Calm About Debt  Read Here

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BCOBS

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http://www.hmrc.gov.uk/manuals/dmbmanual/dmbm667590.htm

 

This is what it says about form N61.

 

It is a shame that you didnt get the details of the person who handed it to you.

 

If you are paying through your DMP, then there should be no requirement for you to have an attachment of earnings I would have thought.,

 

Who are your DMP ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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No stamp no signature and no date!

There are 2 bits stapled together the n61 with the cort address and my details etc and then the second bit which says something like " This is a true copy served by me"

Then a space for stamp and signature but ots blank.

Also under it there is a bit that says reasons for not serving with date and stamp but its blank no stamp or signature.

It certainly didnt look like a bailiff just a man with a orange hi vis jacket in scruffy clothes!

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Odd to say the least served docs must show

the autority to serve and the court issueing

the court stamp and a sig.

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More and more strange, there are no court deatails

on any of the forms.??

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I don't like this at all please phone the court

as soon as they open in the morning, this is

not right.

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sounds vey iffy to me

 

have you checked your cra file?

 

that'll tell you if there IS a CCJ at least

 

it'll also tell you about all your other debts

 

i sincerely ALL your debts with B&E [whom i wouldn't trust to lick a stamp and use it if i gave then one]

do show

else where is the money going?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...
No stamp no signature and no date!

There are 2 bits stapled together the n61 with the cort address and my details etc and then the second bit which says something like " This is a true copy served by me"

Then a space for stamp and signature but ots blank.

Also under it there is a bit that says reasons for not serving with date and stamp but its blank no stamp or signature.

It certainly didnt look like a bailiff just a man with a orange hi vis jacket in scruffy clothes!

 

 

N61 order to produce a "statement of means".

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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