Gambling Debt

[dx100uk]

great

they can and prob will try for fees

but i've never know a DMP co to do court

they dont want their dirty laundry in the open

 

most of these firms charge MORE than you think

 

many also NEVER EVER pay your creditors just pocket the money

but as the redirect all letters tothem

you never see you have CCJ's until the knock on the door.

 

if you look at my posts

you'll see i'm on several threads at present

where members have just found out after +6yrs of paying a DMP or a DCA that their money has vanished.!!!

 

dx

[Bombaymix]

If it's a new DMP... It's doubtful that your creditors would have received a penny yet anyway! A lot of them take your first 2 payments as a set up fee so the creditors are probably sitting tight anyway.

 

With setting up a self managed dmp - add your new creditors to it!! Work out what you'll pay and divide it pro rata between the creditors.. There are letters here to send to creditors about self arranged DMPs. They'll probably prefer a self managed dmp anyway.

[rebel11]

Hi stu

 

Regarding your Payday loans, Credit Unions might help in this regard:-

 

http://www.itv.com/daybreak/money/ph...islation-2012/

 

http://www.abcul.org/credit-unions/b...a-credit-union

 

http://www.abcul.org/media-and-research/news/view/193

 

Finding a Credit Union :- http://www.findyourcreditunion.c o.uk/home

[stupidgirl!]

im currently at work and will check out the links when i get home had a lovely phone call at 830 am from earlypayday. they were transferred to my phone i said 'susan speaking how can i help?' they said is that susan? I said yes, they then went into a big rant about how the direct debit want paid today and the company they werre from i was shocked that no security check had been done they hadnt even asked my surname surely that breaks some sort of confidentiality