Cap1 & CCA return

[elizabeth1]

Emma

 

who are SLC?

 

Z

 

 

SLC = Student Loans Company?? or at least I think so!!

[zubo]

of course... how forgetful of me...

 

I'm surrounded by acronyms...

 

Z

[ladybird17]

Tam - if I was anywhere near Shropshire, I'd come round and cook a meal for you - if only to join you in the scotch!!

[Cornucopia]

Tam - if I was anywhere near Shropshire, I'd come round and cook a meal for you - if only to join you in the scotch!!

 

BIRD! Will you stop this!!!! The amount of times I have caught you offering favours on different threads is shocking!:o

 

Hide you're scotch Tam!!!:grin:

[emmaf01]

Yes, it's the Student Loans Company, one of the most powerful financial institutions in this country.

[ladybird17]

err.........yes...and your issue is Corn....? I'm single, free as a bird (well, a bit of a dodgy one I admit) mi favours es tu favours. (As you can see, still getting through the left over bottles from last night;) )

[tamadus]

Thanks for the edits M55

 

Corn will you please stop trying to spoil my chances

 

Ladybird I have plenty of scotch

[Cornucopia]

Thanks for the edits M55

 

Corn will you please stop trying to spoil my chances

 

Ladybird I have plenty of scotch

 

I am sorry to be the bearer of bad news Tam, but Bird has just offered to "cook something up" for Perseus on my MBNA thread. As I said over there........a culinary harlot!!!

 

And she knows I am just jealous..............

[tamadus]

I am sorry to be the bearer of bad news Tam, but Bird has just offered to "cook something up" for Perseus on my MBNA thread. As I said over there........a culinary harlot!!!

 

And she knows I am just jealous..............

 

OMG Birdy please tell me this isn't true

 

I'm going to run off to that thread and see is our birdy is a claim winners groupie now

 

Anyway Corn I have the added advantage of the good scotch lol

[bill-k]

Congratulations, Tam, on your recent triumph. Also on some forthcoming conquests, judging by the recent banter here !!

 

Just throwing another stick on the fire, here, if I may. I have just heard from a fellow Cap One CCA agreement requestor. We have both received replies stating the agreement was enclosed, when in fact there was nowt else in the envelope !!

 

In addition to their latest trick of tripping up penalties claimants by "failing to understand" their spreadsheet figures, this now seems like another little trick. Anybody else had the same from them ?

 

Please PM me if so, to avoid hi-jack, thank you.

[TideTurner]

They're ********** and *******, and if anybody out there wavers a jot on that issue, talk to me and I will steady your resolve. *****, plain and simple. *******, nothing else. *********, ******, they need licenses revoking, they need to be hit where it hurts. The temptation to drop my CAG username into a letter to them so they can see what I'm intending to do is very, very compelling, very intense and (unfortunately) a sheet or two too close to the wind of legality.

 

M55, compusure is the means to victory.

 

Those who are calm, focused and determined will achieve their goal. I agree 100%, but I'm going to do a proper job, and any anger I have will be diverted into making sure I do so.

 

Don't mean to sound like a shrink, but that's how I'm trying to deal with these ********* without causing any unneccessary trouble.

 

With a cool head you'll gain more.

 

Tide

[TideTurner]

Bill-k,

 

Is this not an opportunity to write back immediately and state that what they are saying has been enclosed isn't?

 

Could this not be used against them at a later date?

 

On the other hand, maybe they don't have the staff, given the volume.

 

Write back straight away, or telephone, and tell them it is missing. If you telephone, make a note of the date, time, no., and who you spoke to.

 

Tide

[tamadus]

Congratulations, Tam, on your recent triumph. Also on some forthcoming conquests, judging by the recent banter here !!

 

Just throwing another stick on the fire, here, if I may. I have just heard from a fellow Cap One CCA agreement requestor. We have both received replies stating the agreement was enclosed, when in fact there was nowt else in the envelope !!

 

In addition to their latest trick of tripping up penalties claimants by "failing to understand" their spreadsheet figures, this now seems like another little trick. Anybody else had the same from them ?

 

Please PM me if so, to avoid hi-jack, thank you.

 

Thanks Bill

 

There is no hijack as the question is related to CCA Yes I have had very similar 'enclosed is a copy of our latest T&C' and nothing. Just inlcude in the next letter that the enclosure wasn't there so that at least you have it recorded that they cant slip a piece of paper into an envelope.

 

I probably hijack this thread more than anyone

[tamadus]

I'd definitely put this in writing Tide, and make sure I have poroof of postage and delivery, then they have no excuse that they sent the paperwork, when they didnt.

 

One thing I have learnt over the last few weeks is not to give them any space to wriggle out from their obligations, and make sure you have the evidence to support your claims.

[bill-k]

Many thanks Tam & Tide for the quick response. I am hoping that they have now painted themselves into a corner, and I will now ask for a further copy of the agreement which they admit they have, but obviously haven't !!

 

Was your phantom agreement also Cap One, Tam - and how long ago, if I may ask. ?

 

PS - I never phone, as I want hard copy every time, and I can't think on my feet, anyways !!

[m55dlc]

Plus as I said earlier, my favourite US credit card company have a 100% cockup record in the letters they send to me. It's great! Long may it continue, put it in writing my precious, put it in writing.....

[bill-k]

Thanks m55 - it'll be in the post tomorrow !!

[TideTurner]

M55,

 

I should have more information on the USA connection after and during my case, there has been a definite breach of the DPA. Weren't we supposed to find out?

[joneshousehold]

A question on this DPA breaches point. If a company breached the DPA by giving information to someone they shouldn't by..say..sending a copy of the application/agreement to the card holder's wife who is only an additional card holder, are they required to reveal their mistake? Just asking you understand

[ladybird17]

yikes, I've been scuppered by that drunken harridan, Cornucopia. No I DID NOT offer to cook for Pers - just said he could be my (our?) bodyguard.

No, I only have eyes for you Tam;)

Sorry I have hijacked the thread with such banalities, but that Cornucopia is following me around the site trying to cast slurs on my reputation.

[tamadus]

Many thanks Tam & Tide for the quick response. I am hoping that they have now painted themselves into a corner, and I will now ask for a further copy of the agreement which they admit they have, but obviously haven't !!

 

Was your phantom agreement also Cap One, Tam - and how long ago, if I may ask. ?

 

PS - I never phone, as I want hard copy every time, and I can't think on my feet, anyways !!

 

No it wasn't Cap 1 but they did send me nothing but the signature box, which I will be following up in due course.

[TideTurner]

Wife??

 

Bit close to home. You could look at it like there is an account where several cards are issued. The personal details of the account holder must then remain secure.

 

If there are several signatories, providing the t&c's allow, each may have details of the account.

 

In the majority of cases, the main account holder ONLY is entitled to the information.

 

With respect to revealing their mistake, haven't they already done so? If you are not with your partner, yes, you are entitled to all correspondence / personal information which pertains to yourself, this includes any correspondence between them and any associated parties.

 

GET ALL INFORMATION YOU ARE ENTITLED TO.

 

Make a thorough SAR request - if you have already done so, re-iterate your specific requests for the information required using the SAR on my thread.

 

PhotoMan also has a good SAR.

 

Tide

[tamadus]

yikes, I've been scuppered by that drunken harridan, Cornucopia. No I DID NOT offer to cook for Pers - just said he could be my (our?) bodyguard.

No, I only have eyes for you Tam;)

Sorry I have hijacked the thread with such banalities, but that Cornucopia is following me around the site trying to cast slurs on my reputation.

 

awww birdie I believe you plus with 4 blackbelts to my name you dont need another bodyguard:grin:

[TideTurner]

Why did my 600th post start with Wife??

[ladybird17]

aw...Tam - what a sweetie you are - but don't let that Cornypoker....or whatever she calls herself - come along and try & convince you that I am anything but a sweet, bushy tailed, bright eyed young innocent.

 

And TideTurner - I know not why...that is for you to divulge to us.