Mucky HALL PLESE HELP

[femmym]

Hi , im worried sick i had a letter of Mucky Hall last week with the reference number on saying contact them urgently

 

like a fool i panicked because im a worrier i got thru to this arrogrant Man on the other end

he asked me to confirm my name DOB and former address then he said i had a debt of sow and sow.......

 

i never but i said how can i pay that im on income support as i had to finish work due to ill health

 

i think i may have started it up again my debt as im sure it was 6 years ago Barred debt

 

how will i know if i have or not im so angry with myself not knowing about this website before if i had i wouldnt have phoned them in the first place

 

i have had two phone calls off them since

 

i phone them last thursday thats the only other contact i have had so far

 

i wouldnt give them my phone number but they can get easy anyway

femmym

[dx100uk]

ignore them

 

check your CRA file to see if it shows

 

just remember they have no legal powers to do nowt to you.

 

dx

[bigandyuk1]

If it was over 6 years without payment or acknowlegement then nothing can restart the SB clock. Don't worry they are chancers.

[Huff&Puff]

The mere fact that MuckHall have it at all means that it is either Stat Barred, opr such a lemon that it will never go near a court.

 

Stop worrying and get on with your life, as the others have said, they can do nothing. And never speak to them on the phone.

[BRIGADIER2JCS]

Hi, a phone call WILL NOT RESTART THE SB CLOCK acknowledgement must be in writing.

[femmym]

thankyou all for you kind replys i ican relax a little now .

[sillygirl1]

Report them to Trading Standards and the OFT for chasing a statute barred debt.

[BRIGADIER2JCS]

If you want to complain MH's compliance manager is Rob Sands.

[RoyalIrish]

Go straight to Alan Stewart at Kilmarnock Trading Standards.

 

The more complaints he gets the more he is 'pressured' into doing something about them.

 

In my opinion, Muck Hall have done more than enough many times over to have their licence revoked and be 'run out of town'.

 

My confidence in Mr. Stewart's and Trading Standards willingness/ability to sort this bunch of cowboys out is dubious though.

 

He/they seem to have had more than enough complaints from this forum alone to warrant severe repercussions but Muck Hall still operate as a law unto themselves.

 

Personally I feel that Trading Standards are a complete and utter waste of time, I mean, how on earth are Muck Hall still operating?

 

Surely, there must be something strange going on, their business (mal)practices are virtually criminal and still they continue!

 

RI

[BRIGADIER2JCS]

Bit arrogant that IMHO an attempt to get resolution is a far better way bif it fails then complain to TS

and the OFT.

[RoyalIrish]

A resolution with Mckenzie Hall?

 

Howso?

 

Please don't forget the untold misery and suffering that these scumbags have dished out to 1,000's of people with their 'methods'.

 

If you have got a way of stopping Mckenzie Hall harrassing people for debts that are Statute Barred I would dearly love to hear it.

 

It's 'what they do' for goodness sake!

 

Arrogant? maybe, maybe not, everyone is fully entitled to an opinion I suppose, my own opinion is based on frequent dealings with Mckenzie Hall and I would sincerely encourage anyone to go straight to Trading Standards.

 

Mckenzie Hall's compliance (there's a joke) is a complete and utter waste of time.

 

Do you honestly reckon that Rob Sands is going to be at all surprised that Mckenzie Hall are harrassing people for Statute Barred debts?, the only time Mr. Sands actually gets involved is WHEN they ARE reported to Trading Standards for their activities, I know because I've done it.

 

They then apologise and move onto the next victim!

 

I speak from the heart from dealings with both Mckenzie Hall and Kilmarnock Trading Standards and I follow others dealings with both on this forum.

 

I remain extremely confused and frustrated by the lack of action taken against them by the 'powers that be' considering the way they continually treat people.

Edited July 6, 2011 by RoyalIrish

[BRIGADIER2JCS]

I too have had dealing with MH on a professional level an have reached many

resolutions some of which have resulted in compensation to the debtor.

As for Rob Sands he is one of very few DCA staff at any level who does listen as will act if the

company is in the wrong.

#It is often foolish to rush in with guns blazing it often only makes matters worse.

[RoyalIrish]

I really think that you are 'one in a million' and I will have to amicably disagree with you on this one.

 

Mckenzie Hall, simply by the very nature of the way that they conduct business should be treated in exactly the same way that they treat people every day of the week.

 

With utter contempt!

 

I would sincerely love to hear from anyone else who has had dealings with them and has come away feeling 'resolved' let alone getting compensation from them.

 

Anyone?

[BRIGADIER2JCS]

Perhaps it has something to do with the approach attitude born of age and experience.

[sillygirl1]

Brig, I don't think you can have dealt with MH, I had the misfortune of a non-debt going their way (non in the sense it had been paid in full to the creditor some months previously) and a phone drone phoned me at work, stating he was going to phone me hourly until I paid up... no negotiating with them works, they specialise in almost statute-barred debts.

[BRIGADIER2JCS]

I can assure you I have dealt with many MH cases only when i discovered the route

to use did I achieve success,using the access to compliance departments of any DCA has proved

effective, when I first came to CAG it was to help a friend who had posted here and had not

achieved success, the whole matter revolved around searches that were excessive and ''inappropriate''

the matter was resolved by contact with compliance and compensation paid, I have carried on this approach

for a number years now and failures are very few.

As I said maybe it is that through out my working life within the areas that I have expertise the approach is to see what is

reasonable as in the whole premise of the civil law of this country.

 

I look more to mediation to solve problems rather than litigation which often become vexatious because of the lets go in with guns blazing

approach,which then results with a reaction in kind.

 

I have to deal with a range of people and situations that require modified methods of approach.

 

I deal with them is this way and find that it is successful and avoids litigation which often is a waste

of time and public resources.

If any one disagrees with my methods , fine I know they work to the benefit of others.

I am lucky and grateful that I have no debt problems and only try to help.

Members of the site team are aware of my ''calling''.

[BRIGADIER2JCS]

I will add one more point MH also deal with ''current'' debts.

[unclebulgaria67]

No point having a spat. I suspect that peoples experiences will vary. I had an issue with a relatives debt, for which MH were chasing. They ignored me telling them that the relative they were writing about did not live at my address. In the end I wrote to their compliance manager and had a response from Rob Sands who closed the file and passed the debt back to the current owner. I did subsequently find out that they (MH) had phoned a neighbour asking who lived at my address, for which I phoned them giving them a b*llicking.

 

There is no question that MH skate very close to pursuing debts in a way that would not be compliant with the OFT's guidelines. But that could be said of many of the other DCA's. My experience purely in respect of those I had dealing with, are that MH, BCW and Lowells were the worst.

[BRIGADIER2JCS]

I hope I don't deal in spats unc. I deal and speak as to my experiences and nothing else.

[femmym]

i recieved a income and expeniditure letter off mucky Hall today ,saying thankyou for call/letter to mackenzie hall .

please find attached an income form to be completed and returned to mackenzie hall within 5 working days .

please complete each section of this form , making sure you give true reflection of your financial circumstances

and how an offer of payment that will be suitable to both parties .

mackenzie hall is wishing to come to a a fair and consistent arrangement with you so that the matter can be resolved amicably.

payments can be made using the following methods which they waffle on about who to make it payable to and that you have to quote you reference number .

 

this is the first official letter i have had off them since i spoke to them last by accident

but i still reckon that this is a barred debt so what should i do just ignore this and all future letters and phone calls off mucky hall

or send the the barred debt letter and remind them that this was 6 years ago even tho they know were i used to live at my old address

and when i phoned up last week when i quoted the reference number

i havent made a payment to mucky hall and i DONT intend to either .

femmym

[sillygirl1]

Ignore it, they are not in a position for you to send an I&E, only a court can ask for that legally.

 

Report them to Alan Stewart at East Ayrshire Trading Standards, he will get them off your back.

 

They are really chancing their arm here.

[BRIGADIER2JCS]

i recieved a income and expeniditure letter off mucky Hall today ,saying thankyou for call/letter to mackenzie hall . please find attached an income form to be completed and returned to mackenzie hall within 5 working days . please complete each section of this form , making sure you give true reflection of your financial circumstances and how an offer of payment that will be suitable to both parties .

mackenzie hall is wishing to come to a a fair and consistent arrangement with you so that the matter can be resolved amicably.

payments can be made using the following methods which they waffle on about who to make it payable to and that you have to quote you reference number .

this is the firs official letter i have had off them since i spoke to them last by accident but i still reckon that this is a barred debt so what should i do just ignore this at all future letters and phone calls off mucky hall or send the the barred debt letter and remind them that this was 6 years ago even tho they know were i used to live at my old address and when i phoned up last week when i quoted the reference number i havent made a payment to mucky hall and i DONT intend to either .

femmym

 

Hi, MH have no legal right to require I&E only the court can order that so ignore it.

Can you give me some insight in to you reasons for stating it's stat barred,then I can advise how to

check on and take the appropriate action.

 

Brig.

[cerberusalert]

Send them the SB letter & if they continue to try and pursue make a complaint to East Ayrshire trading Standards; http://www.east-ayrshire.gov.uk/item_detail.asp?UIN=1492

[femmym]

Hi, MH have no legal right to require I&E only the court can order that so ignore it.

Can you give me some insight in to you reasons for stating it's stat barred,then I can advise how to

check on and take the appropriate action.

 

Brig.

well it was my old address that i had this debt was with Halifax bank and it was back in 2005 which is 6 years and i havent made any payments to them since then

[BRIGADIER2JCS]

well it was my old address that i had this debt was with Halifax bank and it was back in 2005 which is 6 years and i havent made any payments to them since then

That's MH send the the SB letter from the CAG library, and wait and see.

 

Brig:madgrin: