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    • The important thing to know is that MET - although they will send you threat after threat about how they will divert a drone from Ukraine and make it fall on your home - hardly ever do court. Even in the very small number of cases where they send court papers, if the Cagger defends, they drop the matter before the hearing.  They have no real intention of putting their rubbish claim before a judge.  The aim is to find motorists who are terrified of the idea of going to court and who will give in when the court papers arrive. Thanks for doing the sticky and well done on finding F18's thread.  Do what they did.  On the first page - I think post 19 - there is the address of the CEO of BP.  Write to them, lay it on thick about being genuine customers in the various premises, mention the small kids, the very short stay time, attach any proof of purchase - and request that they get the invoice cancelled.
    • Thank you for that, I have obviously already been convicted so I think the appeal lodged is for the previous offence? Sorry if that doesn’t make sense. I suppose my only concern is that weds I go there and they don’t let a stat dec happen. If they do then as you say and solicitor says it’s highly likely I’ll be happy with the outcome. But I’m being told there’s no guarantee for the stat dec to be hard Weds as that’s not what the hearing is proposed for. Solicitor has stated that you can put a stat dec before a magistrates at any time so it shouldn’t be a problem.   
    • I re-read the extract from your  solicitor's letter this morning and think I might understand what they have in mind. I believe (and it’s only a guess) their strategy is this: 1.    You will make your SD 2.    You will enter fresh pleas to the four charges (not guilty) but will offer to plead guilty to speeding on the understanding that the FtP charges are dropped. 3.    If this is accepted they will attempt to argue that the two offences were committed “on the same occasion” 4.    You will be sentenced for those two offences (the sentence depending on whether the “same occasion” argument succeeds). They also have a plan in the event that your offer at (2) is unsuccessful and you are convicted again of the 2xFtP charges (and so face disqualification under “totting up”): 5.    They will make an “exceptional hardship” argument to avoid a ban. 6.    If that is unsuccessful they have already lodged an appeal in the Crown Court against that decision. (This is the only “appeal” I can think of). 7.    They plan to ask the court to suspend your ban pending that appeal. If I’m correct, I’m surprised the Crown Court has agreed to accept a speculative appeal (against something that hasn’t happened). The solicitor says this is to lodge it within the normal timescales. But you will have 21 days from the date of your conviction (which will be next Wednesday) to lodge an appeal with the Crown Court, so there is no need for a speculative appeal. I have to say that an application to have your ban suspended pending an appeal is unlikely to succeed. The Magistrates Court is unlikely to agree to it for one very good reason: if they make such an order (suspending your ban until your appeal is heard), all you need to do is not to pursue the appeal and the Magistrates order suspending your ban will remain in place. Hey Presto! No ban and no need for you to trouble with an appeal. Perhaps he will ask for your ban to be suspended for (say) three months or until your appeal is heard (whichever occurs first). This potentially creates a problem because if your appeal is not heard in that time either your ban will kick in or you will have o go back to court to get the suspension extended. But the solicitor obviously knows more about these things than I do. I would want to be very clear about this solicitor’s fees and what he proposes to charge you for. As I said, there is absolutely no need to lodge an appeal with the Crown Court. That can be done if and when it becomes required. But I am still firmly of the opinion that it is overwhelmingly likely that you will not need to progress beyond point 2 above. Point 3 is optional and I don’t know whether he solicitor has made It clear to you that the only thing you will avoid in the event of success is three penalty points. You will still be fined for the second offence and your driving record will still be endorsed with the details, but no penalty points will be imposed. Do let us know how it goes.  
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    • John Lewis' Privacy Notice states that their CCTV Systems does not use facial recognition or collect biometric data - so I assume it should be fine?    Thank you a lot for your reply. I've scheduled my first therapy session ne t week. Really the time to turn my life around..
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Tower investigations ltd & Global Debt recovery


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Hello, my first post so please be gentle.

 

I received a letter from Tower Investigations Ltd on the 23rd June. The letter text spelled my name wrong (missing a vowel) and looked like a spam junk mail letter. I ignored it until I decided for fun to google the company and found a few forum threads explaining that this company was chasing debt for LloydsTSB.

 

To give you some context, I haven't had a TSB bank account since I was a University student and graduated in 1999. I do not remember whether or not there was any debit associated with the bank account and overdraft. I am in credit in my only current account, have no loans and one credit card with a small amount of debit currently outstanding but being paid off on a monthly basis.

 

The letter from Tower says:

 

Dear Mr Surname

 

We act on behalf of a client and are currently conducting an investigation in order to establish/verify information held.

 

In order to help us progress with our enquiry we would greatly appreciate it if you could contact us to confirm a few details. You can do this by contacting us on FREEPHONE 0800 877 8764 or +44(02)208 336 7165.

 

All assistance provided is used discreetly, no information is disclosed to any third party. All help received is treated in the strictest confidence.

 

Yours sincerely

 

 

Tower Investigations Ltd

 

Registered office: 2C Cartwright Court, Bradley Business Park, Huddersfield, HD2 1GN

I would have waited to see if there was a follow up letter before replying.

 

Today I received a letter from Global Debt Recovery Ltd. The same misspelling of my name was on the letter and a unique reference number was printed in the same location on the letter, in the same font and formatting of slashes to separate the elements. The contact telephone number for London is almost identical. All of these things are a little too much of a coincidence methinks!

 

The letter from Global says:

 

Dear Mr Surname

 

Account number ############

Reference #######/#

 

Our client has instructed us in respect of the above account and we would appreciate your assistance by calling our information section on: 0208 336 7102

 

Yours sincerely

 

 

Global Debt Recovery Ltd

Okay so my question to you helping people is what to do next. I assume that I should keep all correspondence by registered mail (to prove delivery).

 

Should I send letters to both companies asking for further information? Or should I start with this letter template:

 

General-debt-letter-if-you-know-nothing-of-the-debt
I read a post that I can't link to titled 'Global Debt Recovery' which makes me think that maybe I should not reply at all - the owner of both companies sounds rather unsavoury. I would have posted direct links but I'll need to post twenty times before I'm allowed on the forums.

 

What would you recommend I do?

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Personally I'd ignore them.

 

They are asking you for assistance....you don't need to.

 

If they've got anything on you they will let you know. If you acknowledge these cretinous letters you mark yourself as a potential cash-cow ready to be milked.

 

This appears to be just a phishing trip and if it is back as far as you say it is, any debt will be statute barred provided you haven't acknowledged it in writing or made a payment in the last 6 years (5 in Scotland)

 

ims

 

PS Welcome to CAG by the way

 

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Thanks IMS for the welcome and cerberusalert for moving my thread - I'm sorry I created it in the wrong section.

 

Yes, I am tempted not to reply and begin a writing letters battle with these organisations. However, as I'm not certain that the debt they are chasing is out of statute, it does make me wonder if I should request clarification from them.

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Thanks IMS for the welcome and cerberusalert for moving my thread - I'm sorry I created it in the wrong section.

 

Yes, I am tempted not to reply and begin a writing letters battle with these organisations. However, as I'm not certain that the debt they are chasing is out of statute, it does make me wonder if I should request clarification from them.

 

Peronally I wouldn't bother making contact with either of them. Look at the wording of their letters....they are asking you to verify and/or give assistance in their enquiries. Hence they are not sure of anything. My advice is don't make them sure of anything.

 

Let them earn their money without your help.

 

To me this is a typical phishing trip and as soon as you make contact the green light is on to fleece you.

 

Don't play into their hands. Ignore them until something more concrete comes through.

 

Regards

 

ims

  • Confused 1

 

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yep ignore

 

you're on a phishing list

 

prob the new name for links search co. i've heard about recently

 

they have aquired a whole portfolio of old lloyds students accounts

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

hi all

 

would just like to say frist THANKS for all your info on these "people" my letter that i got today said all that the top letter said except my number on my letter was FREEPHONE 0800 977 8053 ???? i think they are trying to have us on

 

i was made bankrupt in 1999 when all these debt that they have all seem to be around then ?!

 

would it be a good idea to go to credit account siye to see what they have on there

and i will be burying my head in the sand with the letters that Tower investigations ltd send me :mad2:

 

Thanks Claire x

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IMO Claire ignore them, they have nothing, know nothing and can do nothing.

 

Contact the OFT&TS via http://www.direct.gov.uk/en/Dl1/Directories/UsefulContactsByCategory/Governmentcitizensandrightscontacts/DG_195948 who will no doubt tell you to do the same.

 

Once you start the game of letter tennis then the flood gates will open, give a dog a bone and it will keep coming back.

 

By all means check your Credit file, just to see if anyone has been snooping around, but it is once more a clear cut case of blanket bombing everyone who has the same or similar name in the hope they hit their target, so even if you are not the intended target, if you respond to them in anyway, they will assume you are the debtor, ignore them and get on with something much more interesting, like watching paint dry.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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