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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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ocharged v halifax ***SETTLED IN FULL***


ocharged
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Hi,everyone I`m calm today,still nothing their 7 days is up today I`m not going to contact them just wait,if still nothing by monday I will give them a calm stress free call.Thanks for all advice will let you know.

:p
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Hi,just an update,I called the court this morning to find out if they had heard anything from Halifax as in a letter I recieved they said they had sent Acknowledgment of service back to court intending to defend,to my suprise the court have heard nothing from them and told me their time was up yesterday,so my husband called Halifax as told todo so by the court to ask when funds would be available in our account,he was placed on hold for 1 hour and 10 mins,so he hung up and called back to be told he would not be placed on hold again she would go and get a manager,only for her to put the phone down on him,he then had a fag chilled out a bit and called again only to be told that a manager would call him back before 1 oclock today to resolve this matter.

:p
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Watching the clock for you with fingers crossed. If they don't respond, that means you can apply to the courts for judgement. Don't tell halifax you're doing that as they can still send a late defense in and extend the case.

 

Imagine the pleasure in sending a bailif around to your halifax branch. You wouldn't be the first!

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Halifax just called back,and said they have 30 days to put in a defence not 14 days,they dispute my acknowledgment of their letter by phone and email,but have agreed and apolagised about delay to put the cash into our account within next 2 hours.

So all new claimers be aware of the mind games that Halifax are now playing they have up`d their game plan.Will let you know.

:p
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CONGRATULATIONS OCHARGED

Have been following your thread as we were both on the same time scale filed at court and deemed served on same dates,only down side i haven't heard a thing,so my wait continues nervously.So go and enjoy spending your well deserved money.

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  • 2 months later...

Congratulations!!!

 

I am now waiting for my court date - so it mean that I will have my money back soon too, doesn't it? ;-)

If I helped you click on my scales (on the bottom on right hand site). Thanks

 

July 2006 - DPA sent - never got reply

September 2006 - First letter sent, got offer for half of charges, Thanks but no thanks reply with LBA sent in October 2006

January 2007 - filed Small Claim on-line

after some mix-ups on 14 February 2007 Small Claim pack served to Halifax

they have 6 weeks (Claim from NI take longer) until 28 March 2007 to respond

 

See my thread:

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/71700-kecimot-against-halifax-learn.html

 

Direct contact for Halifax

 

Matthew Ingham

Team Leader - Regulated Sales

Customer Relations - Halifax

HBOS Plc

CB/2/CR/26527

Direct Dial: 01422 326 527

[email protected]

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  • 2 weeks later...
Hi,money recieved in bank.Thankyou to everyone who has helped and given advice along the way,bless you all.I`m off todo the survey and give a donation.

 

Can someone please move my tread Thanks.

 

Told ya - well done you!!!!!!!!!!:D

 

Boo x

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Blimey!! ive just spent 30 mins reading all of "ocharged" s threads and im emotionally worn out!!! Good ending tho! Please reassure me that in 2 days (when my 14 days r up from my 1st letter of claim) that u'll all b there 4 me 2 cos i cant do it without u, honestly! This is scaring the wits outta me! ps.... im claiming £1700.00 w/out interest and that spreadsheet jargon has totally done my head in! :(

Thanking u all in advance and hoping u can all help me thru this!!

Loadsa luv

Traci

pps... i hope im on the right thread??? if not pls redirect me!! lol

Halifax... claimed £1629 feb 2007.

Abbey..... started claim feb 2007.

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  • 2 weeks later...

I am trying to claim back a mere £70 and have had to take the Halifax to court. The court didnt any acknowledgement from the Halifax so requested a judgement on line - I recieved confirmation from the court that a judgement was entered against the Defendent on 21 February. Just wondering what happens next - anyone know ?

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  • 3 weeks later...

Hey people so can i get this clear? All i have to do is write a letter to my bank asking for a list of the charge's they have taken off me along with £10 is that all i have to do i know i have alot of charges that have been taken off me so it would be grate to get it all back and as im young and don't really know what to write in a letter so anybody that would be m willing to help please get back to me ASAP

 

 

Thank you :)

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Hi all,

 

I wonder if any one can help me a year ago I had an overdraft on my account for a £1000 which I hasten to say was mostly in bank charges. I have stopped using the bank account now and they have put another £1500 charges on the account. I have sent in the SAR letter paid the ten pounds and sent it via recorded delivery and have now been issued with a letter from the baliffs what should I do?

 

I sent it 10 days ago and it seems as if they have completely ignored the request and are going straight to legal action.

 

Any help on this would be most appreciated.

 

Cheers

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