Jump to content


lloyds tsb debt - every dca has had this alleged debt - when will it stop! - help


tc5712
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2840 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just to clarify when I say I have email alerts set on my credit file, I mean I am subscribed to 'Equifax Identity Watch Lite'

 

I get email notifications every time there is a new or deleted search on my file and also if any company I do business with increases or lowers my credit limit.

 

This would have picked up a change in alleged debt ownership I presume?

 

TIA

 

TC

Link to post
Share on other sites

  • 1 month later...
  • Replies 191
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Ha ha ha ha ha ha Idiot iQor :pound:

 

What do they know?? Ha ha ha

 

"It is 'critical' that you contact us 'immediately' yadda yadda yadda" pull the other one it's got bells on, why would anyone want to converse with a clown??

And what is there that you think is critical?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

"It is 'critical' that you contact us 'immediately' yadda yadda yadda" pull the other one it's got bells on, why would anyone want to converse with a clown??

And what is there that you think is critical?

 

Yeah BB. I'm still trying to work out what the 'critical' part is?

 

But on a long train journey today was just wondering how much each DCA pays an alleged OC? I thought it was around 10%? Does that sound right?

 

To my mind the way this is going the alleged OC (after 5 failed DC contacts) has already covered 50% of it...?

 

Thoughts?

Link to post
Share on other sites

Depends what you mean, if you mean what DCA's 'buy' these debts for, then they are sold in portfolios of other debts, these are sold for millions of pounds, but when you break it down, the individual debt they buy can be bought for as little as 6p in the pound, which is why thy make such a profit.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

:madgrin:Critical means if you don't cough up there's no money

for the bosses summer hols

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

:madgrin:Critical means if you don't cough up there's no money

for the bosses summer hols

 

Somewhere other than here I hope, the weather is good in Afganistan and on the Kyber pass at the moment.

 

David

Link to post
Share on other sites

Somewhere other than here I hope, the weather is good in Afganistan and on the Kyber pass at the moment.

 

David

 

That would be a conversation I'd love to listen in on Cashns! A DCA trying to chase a Taliban debt!

 

Our boys might even step in and help them on that score...

 

Seriously though, this is going off thread, but big respect to our guys & gals over there, keep safe. x

Link to post
Share on other sites

  • 2 weeks later...

Update: Letter from GPB Solicitors.

 

What a complete load of tosh and gobbledegook this latest letter is! (Which I can only surmise is just an arm of Iqor itself as it’s from the same address)!

 

‘If full or proposal for payment is not received within 10 days it is LIKELY legal proceedings will commence’? Really? I doubt it!

 

Then they finish by saying they are ‘NOT instructed to enter into correspondence’ with me at this stage!?

 

Well, what exactly ARE you doing right now with this letter you muppets?

 

Still keeping silent....

IQOR 190712.pdf

Link to post
Share on other sites

How unfortunate being called GPB solicitors llp, and having to sign your name as such!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • 2 weeks later...
Not suggesting they are using Template Letters are you?? lol

 

No you wouldn't use "lf you reside outside the jurisdiction of England and Wales, then our agents may be instructed to raise an

action in your local court." on a template, after all you would be aware of what jurisdiction they lived in?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

No you wouldn't use "lf you reside outside the jurisdiction of England and Wales, then our agents may be instructed to raise an

action in your local court." on a template, after all you would be aware of what jurisdiction they lived in?

 

Must be cut backs on paper, one for all regions!

:mad2::-x:jaw::sad:
Link to post
Share on other sites

:madgrin:They have to use templates the reading age is very low so nice bright coloured letterheads are the only way for them to know what they are sending:jaw:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 5 months later...

Welcome Fredrickson ‘International’ to the party!

 

Bit weird this one though? They quote their client as ‘Bank of Scotland’ & Brand/Product as ‘Lloyds TSB’? (Neither of which exist anymore)!?

 

This alleged debt has never been with BOS & my Noodle file still says ‘Lloyds’.

 

Is this a case of trying to baffle brains with bull**** or just incompetence?

 

TIA

 

TC

 

:???:

Link to post
Share on other sites

They are just pointing out the ''ownership'' history of the account because of the various mergers and takeovers in the banking industry.

 

Check one of the main CRAs Noddle is often out of date imo.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

They are just pointing out the ''ownership'' history of the account because of the various mergers and takeovers in the banking industry.

 

Check one of the main CRAs Noddle is often out of date imo.

 

Agree Noodle is a bit behind the others (showing Oct 2012 at the mo) but Lloyds wouldn't have sold a debt to BOS surely?

Link to post
Share on other sites

  • 6 months later...

Here we go again! All has been quiet since January now this has landed on my doormat.

 

Welcome Capquest (lowest of the low from a very quick google search).

 

I would normally ignore but it states they have been 'sold' the debt by LTSB?

 

Credit file checked and although it only currently records up to the end of June is still says LTSB.

 

Won't be contacting them anyway but would be interesting to see my file when it's been updated for July.

 

Thoughts anyone?

Link to post
Share on other sites

Just a notice of assignment, you don't have to contact them, and NEVER EVER BY PHONE!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Just a notice of assignment, you don't have to contact them, and NEVER EVER BY PHONE!!!

 

Absolutely no intention BRIGADIER!

 

Is this a new ball game now though? Been dealing with this for 3 years knowing that any DCA was only acting on behalf of OC.

 

If this is true is there a different tactic I should employ?

 

TIA

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...