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    • It is already trespass, nothing further needed to make out trespass. Not sure where ‘interference with goods’ helps you / how you’d bring a claim for that that stops them parking there.
    • Thanks Dx,    For some further information, the holiday was booked as a package holiday for 2. One of the 2 had to be changed, and changing costs £700 for a new flight as "tickets had been issued and they cant do a name change". I cant quite figure out how compensation works for things when it comes to package holidays.    From what I can tell  - The plane was due to land in Turks and Caicos to drop off passengers, something happened during descent, resulting in technical fault.  - The rest of the original flight from Turks & Caicos -> Montego Bay was cancelled  - A New flight was put on today, which was then delayed by 1.5hrs aswell  - Hotel was provided for the night after much hassle.  - 1.5 days, 2 evenings of holiday lost  If I understand correctly, since the original flight (LHR -> Turks -> Montego Bay) was cancelled, they are both entitled to a refund on that full flight? I can't quite work out if they are only entitled to a refund for the equivalent of Turks -> Montego Bay, or for the full LHR->Turks->Montego Bay, since it was issued as one ticket/all Virgin, and they should have arrived yesterday..?)  I can't work out how to get the cost of that compensation, or whether its a set figure, and how the loss of days of holiday is factored in   I am aware:  If you received less than 14 days’ notice of the cancellation, you are generally due compensation, awarded in pounds or euros depending on where your flight was due to depart from, according to the following scale: £220 / €250 for all flights of 1,500km or less (e.g. Glasgow to Amsterdam); £350 / €400 for all flights between 1,500km and 3,500km (e.g. East Midlands to Marrakech); £520 / €600 for all other flights (e.g. London to New York). Compensation will be reduced by 50% if the arrival time of the replacement flight doesn’t exceed the arrival time of the original flight by: two hours for flights of 1,500km or less; three hours for flights between 1,500km and 3,500km; four hours for all other flights. So I "think" its £520pp for the flight part as compensation (7500km)... but some sites say its a full refund for the flight... is it both?  Thanks,  Ryan  
    • Our business was only transacted digitally as I was not in England at that time.  
    • Funny. But not sure I should ! Wondering if I could place pots and plants - which a) would look nice and b) would it then be trespass and interference of goods?
    • probably this buy out everyone goes on about. well just make sure they do properly sanitise your credit file. dx  
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    • We have finally managed to obtain the transcript of this case.

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Swift Advances. Secured Loan Charges reclaim 2


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Evening all,

 

My claim against Swift for repayment of the commission was issued on 9th December 2010 - I have yet to instruct the Police with regards to the Eastern Counselling fees. The act of taking a fee for a non-existent service by a non-existent company is an act of Fraud.

 

Happy Christmas to all on CAG.

 

As always

 

Dougal

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Hi everyone,

 

L:ovely to see you both back Dougal & Sparkie....

 

here goes with some daft questions, this SDAR is it different to the original SAR request I made months ago, and thye responded with " we have given you what we feel is appropriate"...

 

if it is are there templates by any chance? or do we just adapt the original?

 

has anyone one started the New fraud act process yet ? andif so how easy have you found it..

 

sorry for the questions.

If you kick a Tiger in the Ass youbetter have a plan to deal with its teeth :madgrin:

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LETS HOPE SO FF !!!!!!!!

 

LL:whoo:

 

Well it is nearly xmas and I am sure that Santa will grant us at least one wish........that's if you believe in him still like I do LOL, or we could ask the tooth fairy to have a quiet word in the OFT's ear about swift LOL!!!!!!!!!!!!!!! :whoo:

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Afternoon all,

 

Just received a notice from the Court that the defendant 'intends to defend my claim' for repayment of commission! This should be interesting, as I have a letter from the broker which clearly states that they (the broker) did not disclose the commission amount to me! Needless to say this has not yet been disclosed to the defendant!

 

No problem in posting this here as it is a true and factual statement, and will not affect proceedings.

 

As always,

 

Dougal

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Well it is nearly xmas and I am sure that Santa will grant us at least one wish........that's if you believe in him still like I do LOL, or we could ask the tooth fairy to have a quiet word in the OFT's ear about swift LOL!!!!!!!!!!!!!!! :whoo:

 

Hi FF

 

Who said Santa`s not real??? ha ha LOL

 

LL:-o

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Well spotted SJ....I think a lot of other Swifters will come out into the open on seeing this, and it is about time too. If only they had been anywhere near 'fair and reasonable' with their customers then the situation may have been different.

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This is fantastic news maybe the tide is turning. I think we all may owe many thanks to a certain electrician

G

 

 

I agree Gallahad, this electrician deserves all the success in the world, after all the hard work he and others have put in, and not forgetting that it is xmas soon. What a nice way to start off the festive season, knowing that the OFT and now the FSA are finally taking action.....better late than never hey.

 

Have a very happy xmas to all and especially our great electrician xxxxxxxxxxxx

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To the great electrician.....the man who would be a millionaire if he was paid for the man hours he has put in.....and to the lads in NI.....who have also put a massive massive amount of work in (quietly). I raise a glass and say THANK YOU. I don`t think most people (not all)l on this thread understand exactly how much hard work you guys have put into bringing Swift down. You are stars.

 

Massive massive THANK YOU!!!!!

 

Best xmas present for so many people

 

All you doubters eat your words!!!!!

 

So many people can now sleep easier at night!!!!!

 

Once again massive thankyou!!!!!!

 

LL:whoo:

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More news

 

 

HOMENEWS & ANALYSISTHE CAPITALISTLIFESTYLECITY FOCUSINVESTMENTSLIVINGTHE PUNTERSPORTSUPPLEMENTS

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Where Am I? Home » News And Analysis » FSA Probes Swift Mortgage Firm

FSA probes Swift mortgage firm

Tuesday, 21st December 2010

BANKING

MORTGAGE company Swift Advances has been under investigation by City watchdog the FSA since July 2009, the firm revealed in recent accounts.

The public company said the group is likely to incur £9.4m of costs linked to the probe into its handling of mortgage arrears and lending practices, including a potential fine.

The Office of Fair Trading is also investigating the company under the Consumer Credit Act 1974.

The lender, which deals with customers unable to secure credit elsewhere, turned over £128m in the year to 31 March, its accounts noted – £108m of which was used to repay debts and meet interest costs.

Swift Advances made a pre-tax profit of £9.4m for the year.

 

9.4m profit 9.4m costs they are in BIG trouble

 

LL:rockon::rockon:

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I would also like to say thank you, to all those who have put in all the work and effort and pointed us lesser mortals inthe right direction, directions....may you all have a merry christmas....

 

Can I ask again is an SDAR the same as an SAR.......Swfit never fully complied with mine.....and do I send it too Eastern Couselling or the solitiors name on the letters they sent?

 

Like Dougal, the police thing is almost there, but feel ti best to wait till the turn of the year as no one will ook at it jsutnow....

 

Again thank you all.......... especially the Electrician & Dougal (who gave me the pointers for the police) and the rest on the Swift forum that have give me pointers....

 

Merrry Christmas and happy new year...

If you kick a Tiger in the Ass youbetter have a plan to deal with its teeth :madgrin:

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