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    • An update - Still receiving emails and letters - but have been getting text messages too. nothing aggressive just asking me to get in touch.    the text makes it look like it from the bank on first glance - it reads -   'the banks name' would like to dicuss our recent communication...etc... then lists IDR phone number and email FYI - reporting them as spam
    • Hello, After seeing all of the posts about BMW on here I really wish I hadn't even considered them! I bought a used car from them over the weekend, one specifically which had a reversing camera and cruise control in the advert. I was foolish at the time of purchase and didn't check to see these functions work on the test drive (totally my fault). Now that the car is home I've checked and checked and neither of these functions are available. I even checked on Parkers and it seems that no Skoda Kamiq '21 models come with any parking cameras at all. When buying the car, I was told all that was needed was 'Four signatures and £500' to secure it. I was never shown any of the documents, and instead the sales rep opened a box on his iPad and asked me to sign. He had been complaining about the length of time some customers take these days all throughout my time with him. (Again) foolishly I signed. In my email inbox I now have four attachments from BMW, one of which is my signature under a letter which basically says that the cars don't need to match the advertisements online, or have any of the features that a sales rep talks about. I realise that I've made mistakes in not doing my due diligence here, but thought I might as well ask the experts here if I have any rights left to claim that the car was miss-advertised, or if I unknowingly signed them away? Thanks in advance
    • where was this PCN:? please complete: pers i cant see the point in an sar yet await/if they ever send a letter of claim. as long as you've not moved since 2022 you are OK to totally ignore . dx  
    • ah this is a B2B PCP then as your are sending the SAR as a private individual and not as repping the co. you need to prove to them. unfortunately, i think that will also reset the 30 days. dx
    • Customers who opened HSBC's one-year fixed rate Isa say they have been unable to see the new Isa they opened or the money they transferred in.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Aa home emergency response - have a laugh!!


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Well I just want to add on our own experience---efficient or not AA are, you can decide yourself.

 

Our boiler broke down about 2 weeks ago.

Made phone call to AA and the engineer came on the following day-

-did test and said some part needs change,which would only be delivered 3 days later. FINE.

Part arrived and changed, only found out the boiler stopped working one day later.

Another phone call followed by another part changed.

 

now it is 2 weeks since the first phone call,

we had 3 engineers came out for 7 times and 3 parts have been changed.

The boiler is still not working properly and we are waiting for another part to be delivered and changed.

 

On top of all these disturbances, the engineer managed to break the clips which keep the control panel to the mainbody during his first visit and used tape to tape it back on.

 

one day when we got back home after the sixth visit,

only found the control panel flipped open with all the parts and electrical wires behind exposed

--and the boiler wasn't working..

.rang the AA team to raise our concerns and was only told that it is perfectly safe to have the part taped back on….

 

2 weeks, 7 visits, 3 parts changed, we still have the same problem withour boiler.

Well not the same as the control panel is broken now…

having a 17month baby needs warmth and hot bath every day, it has been 2 very long weeks for us…

 

On the other hand, however, all these visits and parts are free, we were given 2 electrical blowers for free and the AA team we have spoken to was very friendly.

 

I haven’t made up my mind yet whether or not we should make a complaint after all those hustle we went through. At the moment I just wish they can fix our boiler!!!

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They also offered to put in a new radiator for a cost of £85.00, no thanks I bought a new radiator for £29.00 +£ 22.00 fitting charge from a peputable company. like the windscreen chip repair companies on car parks state cost £35.00 but can be paid for by Insurance companies = renewal time reference is made to £99.00 windscreen chip repair?????????

 

No wonder Motor Indsurance premuims are up, and claims not dealt with by Insurers but farmed out to 3rd party claims handlers so extra cost to po0lkicy owner in the lonng run, companies sell then just keep the profit.

:mad2::-x:jaw::sad:
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  • 3 years later...

Sorry to say, but my issue was somewhat a double whammy.

 

I took the emergency cover with SAGA home emergency.

 

When the time came for home emergency requirement, the drama began.

 

My daughters cistern was leaking.

The first 2 tradesmen came and cited that the toilet assembly is bedded down with silicon.

Tried to tell him its just a surrounding bead, but he insisted to get builder to do the job.

Then the free boiler service was not carried out.

 

11 months into the policy and numerous promises of fixed dates/times, no one turned up. Then after complaining, it transpired that SAGA was just using a third party to do the cover, which eventually turned out to be the AA.

 

Then after further protests, they send, without reason or warning an AA so called inspector.

Not only was the boiler service not done, but the inspector found a small leak in the cylinder pressure relief valve.

He said he will get someone out by next week.

 

Come next week, he calls and says you will have to pay.

When I tried to access my online policy documents, I was surprised to see the policy cancelled in its 11 months of a 12 month contract.

 

Biggest [problem] in operation.

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AA = same type thing happened to me,

they come out then decide another visit to bring a part

then try charging you for out of time visit to fit the part which should of been done on 1st visit,

 

told them where to go with their over inflated estimate of £ 225 for a £35 job by local plumber,

 

anybody with the AA should be aware you are being led up the garden path on the obsolete cover they offer,

 

go elsewhere = satisfaction not with that part of the so called AA, SAGA well enough said.

:mad2::-x:jaw::sad:
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