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    • Please see below for an extract from the letter more about my case.    You have been convicted of two matters of failing to give driver details linked to two speeding offences and been disqualified in your absence. You confirmed that you did not receive the court documentation and the first you knew about the cases was on 3/6/24. As you can make a statutory declaration it is possible that we will be able to persuade the police to accept pleas to either or both of the speeding offences as they were committed within a very short space of time and withdraw the two fail to give driver details offences as normally if you plead to one or other of the speeding or fail to give driver details the prosecution will withdraw the other related offence. If successful you would not face a totting ban. In respect of the speeding offences, it could be argued they were committed on one occasion due to the proximity of the time and location and we may be able to persuade the prosecution to drop one of the speeding offences. You are technically guilty of all the offences because you accept it was you driving when the speeding offences were committed and that you did not update your change of address with the leasing company when it was your responsibility. If the prosecution will not withdraw the two failures to give driver details offences, you will face a totting ban but will be able to put forward an exceptional hardship argument. This may or may not go ahead at the court hearing date, so we need to prepare for all eventualities. As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge. The court have dealt with the matter very quickly and have actually listed your matter for an application to suspend the disqualification pending appeal on the above-mentioned date. We could actually use this date to make the statutory declaration in court having explained the situation to the magistrates and then see if the prosecution will agree to accept pleas to one or both of the speeding offences as a way of resolving the matter without the need for you to put forward an exceptional hardship argument. It is possible the case would need to be adjourned so that we can make those representations, or the court may want to go ahead and hear the exceptional hardship argument. The outcome of your case is always at the discretion of the Court.  
    • Hi,    I will look over your case shortly.   I am sorry for the delay.
    • Judges are now loaded and they are both deputies 😕
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help withl lowell


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What do they need to investigate? That someone might owe some money? Load of cobblers, I'd give them a ring and ask if the investigation moron wants milk and sugar....bloody children.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Cat

 

Links to letters you need to send a CCA request - this will probably shut them up

 

CCA Request

CCA letter to send with a £1 postal order by recorded delivery, do not sign. They have 12 plus 2 working days to reply. If nothing valid is received you can send a letter to put the account in dispute (this is below) and this should stop them contacting you.

http://www.consumeractiongroup.co.uk/forum/content.php?414-CCA-request-letter

Account in Dispute letter

http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

Please support CAG and they will support you.

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CD I'm inclined to ignore them at the moment, check your CRF first CAT see what if anything is on their first, a prove it letter, might be more apt at this point rather than a CCA request, especially if it is near to being SB.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It's ONLY money CAT, it isn't life or death, they won't put you in hospital, UNLESS you allow the little children to get to you. So don't!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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i had a disputed debt with a Catalogue,there has been no contact for just over 6 years.

we started to receive letters from Lowell & all the companies linked with them, all of the letters went into the bin, as i have heard many of the dirty tricks they get up to & have googled them.

we started to get the phone calls from all of their companies,cant remember all of the names,but i always ask them for the company name then say i may or may not call them back, i refuse to confirm any details that could be used to identify me, i then come on here or google the company name,....if its given.

28/01/11 i had a phone call they would only say "its a personal matter"despite asking for the company name,which was refused by the caller no company name was given, so i hung up.

 

within 10 minutes,the phone rang again,guess what, it was the same voice as the first phone call 10 minutes earlier.this time claiming to to represent Severn Trent Water,although the caller would not give his companies name.

i told him i am not legally obliged to give out any information which may identify me & i deal direct with all of the utility companies servicing this property.

 

i know this is a long winded post,but thought people on here should know about ,what i believe is a new tactic by this company & their associated companies.

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i had a disputed debt with a Catalogue,there has been no contact for just over 6 years.

we started to receive letters from Lowell & all the companies linked with them, all of the letters went into the bin, as i have heard many of the dirty tricks they get up to & have googled them.

we started to get the phone calls from all of their companies,cant remember all of the names,but i always ask them for the company name then say i may or may not call them back, i refuse to confirm any details that could be used to identify me, i then come on here or google the company name,....if its given.

28/01/11, i had a phone call they would only say "its a personal matter"despite asking for the company name,which was refused by the caller no company name was given, so i hung up.

 

within 10 minutes,the phone rang again,guess what, it was the same voice as the first phone call 10 minutes earlier.this time claiming to to represent Severn Trent Water,although the caller would not give his companies name.

i told him i am not legally obliged to give out any information which may identify me & i deal direct with all of the utility companies servicing this property.

 

i know this is a long winded post,but thought people on here should know about ,what i believe is a new tactic by this company & their associated companies.

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hi well i have looked at my credit report it says start date was 28 / 05/ 1998 date last delinquent ( that ever that means ? ) 06 / 05

default date 06/06/05

also says updated 30/04/07 ? what does that mean ? would that be when lowells bought the debt ?so any ideas guys ? there are not marks for any payments . cheers thanks again .. catx

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If the default date is June 2005, then the last payment could actually have been months before this so will certainly be Stat Barred by then.

 

Do you have any records yourself - bank statements or anything, to show when the last payment was made?

Please support CAG and they will support you.

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Cat

 

Just send them the doorstep collection letter by recorded delivery.

 

http://www.consumeractiongroup.co.uk/forum/content.php?410-LETTER-USED-WHEN-A-DCA-THREATENS-A-DOORSTEP-VISIT

 

If they continue to hassle you, then report them to Trading Standards. What they are doing can be considered harassment.

 

Don't worry about any doorstep collection. They probably won't turn up anyway and they certainly should not following you sending the letter. These doorstep collectors don't have any powers and they are just there to intimidate you. Most are self employed people, that won't go out of their way to make visits and if you are not in, they will just put a postcard through the door asking you to call. Some DCA's are a bit sneeky, as they send a postcard in the post asking you to call a mobile number, making it look like a doorstep collector has come to visit you. But if you look carefully, it will have a postage marker in the top righthand quarter.

 

Don't let yourself get worried by any of this. Looks like the debt will become statute barred very shortly.

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omg a reply already !!!!! saying they are removing my telelephone number from my account ? didnt no they had it . plus i will receive no more calls from them concerning this accouint . please do not hasitate to contact them , nothing about coming to my house lets hope they got the message big time as i really dont need the stress of that as well many thanks as always cat x

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It is no stress, any uneducated fool turning up on your doorstep demanding money can be told to shove off, they do not have any legal right let alone training to be on anyone's property committing a tort of trespass.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 4 months later...

Ok back again .... just been notified by Equifax that lowells have deleted my account summary now i have to click i think for it to be ok and taken off ? So do i click delete?:???:sorry sound thick just making sure i am not making my self known to them again and this is them going away ?

many thanks as always ........... cat x

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