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wondered if anyone can help basically i went on holiday and gave my permission to drive my car to have if repaired , to drive on his 3rd party insurance extension which he assured me he had, he owns a nice car and is fully comp , while moving the car another car hit him, he claimed on his own insurance and they comfirmed on several occassion he was insured to drive my car, but 3 weeks later his insurance company have decided he wasnt insured. the other partys car which was in the accident is now claiming from my insurance even though i wasnt the driver and my insurance company say they have a legal obligation to sort it out because they insured my car. my insurance company have also doubled my premium as it was due for renewal, i am getting penalised on insurance premium, 2 years no claims took from me and having a claim on my insurance , and i wasnt even driving, any advice from anyone

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Hello and Welcome, cazza7474.

 

I'll move this thread to the appropriate Forum.

I'll send you a private message with the 'link'.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Sorry but your Insurers are correct. You should have added the other person as a temporary additional driver to your policy. The driving other cars extension is a waste of time. It is purely an extension in cover that allows for emergency cover for another car. People are wrong to think it is there to be used anytime they want to drive another car.

 

I think you will just have to put this down to experience. It would be pointless making a complaint about this, as you would not get anywhere with this.

We could do with some help from you.

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doc is a waste of time and alot of people are under the impression that if they got comp cover they have it....not true. All companies impose terms dependant on age and occupation to limit the 3rd party extention & then it will only provides TPO cover whilst the vehicle is being driven.

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  • 10 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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