Help Required - Charging Order

[debbbbsy]

its more a battle rather than feeling ive lost already, they can now come and have a go if they think they're hard enough, thanks again for everyone who has helped me find this strength, goodness knows where it has come from.

 

The strenghth has come from within. You had it all along.....release the beast.

Debs xxx

[scetch72]

Right, im cross now! - Ive received a "judgement for claimant" - (After Determination) from northampton crown court today - I had my embarrased defence in, not received anything from shoosmiths, i had a letter from the court last week stating the defence had gone to shoosmiths and they were waiting for reply - what on earth has happened here? It says the court has decided that £1000 per month would be suffucient - is this the end of the fight already, im sure something has gone wrong here - im at school at the moment so have no chance to ring the court, so what do i do now

[scetch72]

just spoke to the court, they have said it is not a valid defence and the embarrased defence was struck out and they took the admission which was previously sent - shoosmiths have basically been sneaky gits - the manager at the court said the embarrased defence was not valid so took no notice of it - i now have to send the n244 asap - help required pleasde please please, at the minute im thinking i might as well pay the bloody thing. I'm going back to school now and will be back later on in the evening, any advice greatfully received.

[scetch72]

if someone could help, im fuming, and shaking with fury, how can an embarrased defence be "not valid" - i had phoned the court and said that i had retracted the admission because of bullying, but because shoosmiths said it wasnt valid (courts words) they also said it wasn't valid, i just feel i have been completely diddled by both some pen pusher in the court in cohoots with shoosmiths, i really want to do something this evening and get any sort of paperwork sent asap, so urgently need some sort of advice - please!

[AndyOrch]

Hi Sketch

 

(After Determination) what determination?

they took the admission which was previously sent -You changed your Plea?

i now have to send the N244 Have they enclosed this for you to set a side?

Regards

Andy

[scetch72]

Before i found this website I had prviously at the end of august admitted the claim, after gaining advice on here I telephoned the court on 1 sep stating i had been bullied into the admission by shoosmiths, they stated that as they had received no word from shoosmiths that i could amend the plea.. The embarrased defence was faxed to the court on 1 sep, i received the letter from the court saying they had the defence and sent it to shoosmiths. Today received the form stating "Judgement for claimant" - (after determination). The person at the court stated that her manager had struck out the embarrased defence and gone with the original admission as shoosmiths had stated the same and they agreed. When i said about what happens next she said either go for redetermination or if i wanted to dispute it do the n244.

[AndyOrch]

So you have 2 options :-

 

Set a Side the Judgment and redefend N244

Or apply for redetermination on the Judgment of a £1000 pm N245

I know from bobbing in and out of your thread Scetch that monies have become available to settle this debt and that you have been in two minds which way to proceed seems a bit coincidental that the Court has made decision to SO your defence and probally from pressure from onlooking Guests.(if you understand my meaning)

Sometimes it may be advisable to not reveal all your cards here on the forum.

 

Regards

 

Andy

[scetch72]

what is the process of set aside? Would i have to go to court?

[AndyOrch]

Have read here saves me typing and repeating my self http://www.consumeractiongroup.co.uk...rceable-2.html

 

 

and also very handy to take a look here :-Removal of CCJ's - Step by step guide to the process

 

Regards

 

Andy

[scetch72]

thank you all for your help and support, i know what i have to do now. Fight finished as we say at school. Sorry its not the positive outcome i had hoped.

 

steve

[AndyOrch]

Wish you well Steve with whatever route you decide to take.

 

 

Regards

 

Andy

[scetch72]

thank you, i will stick around to offer moral support to others, these bar stewards need sorting, might not have happened for me but im with everyone 100 per cent, oh and any "guests" who may be watching for ulterior motives - hope u get scabies!!!!

[AndyOrch]

oh and any "guests" who may be watching for ulterior motives - hope u get scabies!!!!

[debbbbsy]

Sorry to here what happened.

I feel you have been well & truly screxxx, the courts accepted your ammended defence & basically binned it. This is awful.

 

Hope they get worse then scabies...they are total utter,heartless, scumbags, who probably have no real meaningful relationship, who would want to be with someone who spends there evenings spying on people. If you are a "Guest", get a life sikkko.

 

Its up to you now. Pay the money in total straight away, the CCJ won't be entered. Or apply ASAP to have it set a side.

 

Good Luck

 

Debs xxxx:sad:

[scetch72]

well, my dad basically took over for me today - the whole thing is my made health very bad and made me incredibly ill, also whilst trying to teach special needs children at the same time - something had to give. My dad has basically given all barrels to the court, shoosmiths, nationwide and arrow global, and he found out quite a lot from them-

1, Shoosmiths never had any paperwork

2, Arrow global never had any paperwork

3, Nationwide knew they had sold the debt, and did not have any paperwork

4, Nationwide admitted that they dont think they ever sent a default notice but to "check on my credit fil" just to see!!!!!!!

 

However knowing this, i have decided to pay the debt and rid myself of it, but will go down the route of making complaints to and about nationwide, as i feel this is where it all went wrong in the first place, so when i receive what paperwork nationwide had through the SAR I will then be writing to the financial ombudsman with everything that happened and show the evidence that i have, i may not get anything back, but it will make me feel better - maybe i lost the battle, but there is still a war to fight.

 

Again many thanks for your help, support and best wishes- please continue helping the little bloke, this is a fantastic site and long may it continue.

 

Steve

[AndyOrch]

Leaves a bitter taste in the mouth though dosent it Steve. Apart from the CCJ it would be nice to pay them on the drip and make them wait.

 

Regards

 

Andy

[dx100uk]

pers i'd sign the right for your father to act on your behalf and get it set aside.

esp with the info in 1-4 above.

 

i've not looked hard, but it there PPI on this?

or unlawful charges inc on this sum to repay?

 

there was a very interesting dev today in a court

a member here had a case in court today, much the same case as you

the judge seeing his counter claim for mis-sold PPI, simply took that figure off the the sum of judgement with out the member even being there! no questions were ask or objection made by the said creditor....

 

worth a try me thinks

 

get it back before the judge

 

dx

[scetch72]

thank you for the feedback. I did in the end pay the debt, although probably the fight would have been worth it in the end, the toll it took on my health was not good, i am going to go down the road of fighting nationwide, and in a big development, shoosmiths might help me! But for now it is over, maybe not the way we all hoped, but its over- good luck to all.

[debbbbsy]

goodluck steve.

 

debs xxx

[dx100uk]

well keep us informed

and dont do anything without our help

i'd get your dad to take this over and look at reclaiming too.

i bet you've got loads of unlawful charges and mis-sold ppi, you ca get back plus interest too

 

dx