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Halifax- I WON ***************


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been banking with halifax for 10 years and they owe me around £2000! only last week they took out in charges nearly £160! in failed direct debits because my work paid me 2 days late. that resulted in me having no food all week and feeling really depressed! and looking forward to the smile on there faces and it will be more than £160!!!! But the fat cats wont give in with out a fight i guess!

 

But so chuffed got you guys on board.

 

sending me first letter out 2moz

 

good look all

 

we will bring the hitlers down!!!

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I sent my prelim letter to ask for the amount owing £1,392.00 and they offered me £160.00 partial payment - bet thats what your money was being used for! Sent letter to say that I am still waiting for the full amount. Sticking to my timelines and sending LBA out 14th - then see what happens.

Let me know how you get on.

----------------------------------------------------

Halifax: Amount owed £1,392.00.

Data Protection Act arrived 30/05/06.

Prelim letter sent 31/05/06

Partial Offer reply rcvd 06/06/06 - £160.00 (Rejected)

LBA sent 14/06/06.

Partial Offer reply rcvd 21/06/06 - £485.00(Rejected)

MCOL filed 28/06/06 : Claim no: 6QZ42413

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Welcome aboard leehind.

 

On the plus side, you're claiming from the Halifax and they usually play 'fair' in relation to DPA requests, and also seem not to have defended.

 

On the downside, you've now got me!

 

Best of luck

jonni2bad

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 2 months later...

Hi all

 

I have filed my case via the courts AUGUST 2006 (MoneyClaim) for £2500.They have aknowledge the claim and intend to defend the claim. Has anyone else been through this process? and what happens next. i believe they have 28 days to prepare the defence? can anyone give me any info as to what Halifax normally do.

 

cheers

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I've seen this mentioned before - its pretty much standard for them to check the "will defend" box its a stalling tactic. Don't worry just wait the 28 days and all should be fine.

1 - 18 August 2006 - S.A.R - (Subject Access Request) sent

2 - 29 Ausust 2006 - Statements dated October 2002 to July 2006 received. One single statement separately packaged dated August 2006 also received. No correspondence enclosed.

3 - 6 October 2006 - Statements prior to October 2002 to July 2000 received - thiscovers statute only

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you should get an aq through the post which you will need to fill in, and send back to the court, gather all your paperwork now and keep it all up to date, chances are that you will get your money very soon - they always seem to indicate they wish to defend and then suddenly before the 28 days are up you will get paid!

good luck

sharon

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Finally ive won, its been a long hard battle. Halifax did intend to defend the case but 3 days later they paid the full amount into my bank account plus interest. Thank you all for your support and guidance.

 

TO all new people keep to the tracks and guide lines and you will win

 

 

lee

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Excellent news!! :)

 

Out of curiosity when did you start? Waiting for reply to Prelim letter at the moment (Morris v Halifax).

Morris v Halifax

Data Protection Act letter sent 20/6

Charge deducted from account 27/6

6 yrs statements received 25/8

Prelim sent 30/8 (£1014 charges + £156.11 interest).

Std reply & complaints leaflet received 5/9

Offer received £70 9/9

LBA sent 12/9

No reply to LBA - MCOL requested 26/9

Offer received 26/9 - £218.

MCOL issued 26/9, acknowledged 29/9

Offer 29/9 - full amount ex. o/draft interest

Accepted as partial

Credited to account 12/10

AQ sent for rest

Morris1 v Barclaycard

Prelim letter sent 31/8 (£60 charges + interest).

Standard reply 9/9

Offer 12/9 - full amount!! :smile:

Morris 2 v Barclaycard (Mrsbass!):

Data Protection Act letter sent 7/9

Standard reply received 19/9 inc statements 5/04 to date and microfiche bilge.

Prelim 20/9 £100+interest actual, +same estimated.

LBA 3/10

Partial offer £48 6/10

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thats quicker than i expected - fingers crossed i will be posting a success story in a few weeks!!

 

:)

Morris v Halifax

Data Protection Act letter sent 20/6

Charge deducted from account 27/6

6 yrs statements received 25/8

Prelim sent 30/8 (£1014 charges + £156.11 interest).

Std reply & complaints leaflet received 5/9

Offer received £70 9/9

LBA sent 12/9

No reply to LBA - MCOL requested 26/9

Offer received 26/9 - £218.

MCOL issued 26/9, acknowledged 29/9

Offer 29/9 - full amount ex. o/draft interest

Accepted as partial

Credited to account 12/10

AQ sent for rest

Morris1 v Barclaycard

Prelim letter sent 31/8 (£60 charges + interest).

Standard reply 9/9

Offer 12/9 - full amount!! :smile:

Morris 2 v Barclaycard (Mrsbass!):

Data Protection Act letter sent 7/9

Standard reply received 19/9 inc statements 5/04 to date and microfiche bilge.

Prelim 20/9 £100+interest actual, +same estimated.

LBA 3/10

Partial offer £48 6/10

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Well done Lee! Happy spending :)

 

I went down to the courts and filed my claim last friday, they said I'd hear this week, but nothing so I phoned them and they are short staffed and wont be looking at it until next week, grr!

 

Hopefully be posting Nikki's won soon though

 

Good luck everyone

 

Nikki x

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Hey Nikki

 

all you gotta do is wait a while longer, keep checking your bank account as they just deposited without even telling me, and i still have had no responce or letter from the Halifax! Ha Ha they must be saving the stamp money!

 

Laters

 

lee

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:-) Well Done, Great to Hear Someone Else Won:)

Looking forward to the day when I win

Enjoy Your Spending

Angi x

Good Luck with Your Claim

 

Angi x

 

 

:) If I have been of any help, please click the Scales of 'Justice' in the botton left corner. ;) Thanks

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very well done

don't spend it all at once

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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