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Help with Welcome PPI.


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Hi, hope you wont mind me dropping in but im at same stage as Don. Have had my Subject Access back too mind boggles at Welcome!

On my one it says Disbersal- broker adding on £2,065.00 now am i right in thinking this is commission paid to car dealer?Everything was on Welcome forms when i signed for the loan. Im abit annoyed because they havent sent original forms so im not sure of interest rate it was at. Do i send letter to them or just try and work out from figures i ve got now.Would be gratefull for any help. I dont owe them anything, these are old accounts which i had with them.

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Hi, hope you wont mind me dropping in but im at same stage as Don. Have had my Subject Access back too mind boggles at Welcome!

On my one it says Disbersal- broker adding on £2,065.00 now am i right in thinking this is commission paid to car dealer?Everything was on Welcome forms when i signed for the loan. Im abit annoyed because they havent sent original forms so im not sure of interest rate it was at. Do i send letter to them or just try and work out from figures i ve got now.Would be gratefull for any help. I dont owe them anything, these are old accounts which i had with them.

 

you need to start your own thread

i dont see one for you yet.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, loopylil.

 

I've started a new thread for you.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Thanks for moving me!

Ive sat going through the paperwork again, do i claim extra interest they put on monthy too as i thought that was paid up front at start?Well it does show that.

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Hi Postggj, What a game trying to get Direct to send details.Rang at 9am went through details of what i wanted. Cant do cos of security, i was missing post code.( Moved since i took loan out.)

Then because i wasnt sure of policey number had to check with Welcome, rang back girl had gone to lunch. Now im waiting for phone call from direct again. And i got funny feeling Welcome not given me right number now. We shall see.

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Hi Again, up date: Direct what a game, are sending me details through of what they have but the figures dont tally up with what i have on paperwork from Welcome. Direct say its for mecanical breakdown £350.00 but the figures on my subject access are totally different.

And the policy number Welcome gave me was not the right one either as i thought. Got to wait now for info to come through from both.

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Hi , further to my last letter on here i have only had 1 copy of insurence from Direct.They say they have nothing else on record.Welcome sent my SAR back but no copies of aggrements.I sent a further letter to them recorded but no response from them at all.

What i want to know is it possible to work out what i can claim from paper work of payments made and extras-insurence, interest etc cos i just dont know what to do. Took me ages to sort that out cos it wasnt in order.

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i think ...am not sure at all like.... but from what i have gleamed from other threads if you know how much you have paid and have proof you paid it you should be ok to put a claim in ?

 

i got back from welcome two agreements with interest rates etc on but have had about five loans with them !

the other three are like a bank statement ?

it shows how much they lent me for insurance on it bit no interest amount shoewing.

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Hi , further to my last letter on here i have only had 1 copy of insurence from Direct.They say they have nothing else on record.Welcome sent my SAR back but no copies of aggrements.I sent a further letter to them recorded but no response from them at all.

What i want to know is it possible to work out what i can claim from paper work of payments made and extras-insurence, interest etc cos i just dont know what to do. Took me ages to sort that out cos it wasnt in order.

 

thats the idea

make you give up

ppi rolled into ppi and int rolled into interest

utter fleecers!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Don, DX,All the paperwork sent by Welcome as everything on other than interest rates at time of hp, loan.Even down to what looks like commission to car dealer?Its just i have moved several times over the yrs and my copies have gone missing.

Direct just sent the copy for mecanical break down but theres at least two/three lots of insurence added by the copies i have.

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click on one of your thimbnails?

can you read it?

 

i cant.

 

try:

scan your agreement

remove all pers info inc barcodes etc but leave all figures and dates.

goto one one of the many free online pdf converter websites

convert the image to pdf format.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

browse to your pdf file and upload it

hit close this windows at the bottom below upload it box

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hey up there just on the not getting all information front there is a good thread here that went thr similiar stuff ...http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/111159-rbs-ppi-claim-long.html

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