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Everything posted by donbracho

  1. Hello I have had a quick read about and am I right in thinking if your claim is for before 2005 welcome will reject your claim?
  2. No ticket as it was camera, Proof needs to be scanned and sent to both that's sorted. Post and bills piling up yes they have and are being worked through, bills were last thing on their mind kind of take a back seat in situations like they were in. any advice on actually getting things back to the council to sort out properly.
  3. they aren't trying to get out of anything they are obliged to but given the circumstances don't need the hassle or upset.
  4. Hello, Yes as the person in question was staying in nottingham not at their registered vehicle address. their child was in for about four months.
  5. Hello all,Basically my friend had a fine from Nottingham City Council for parking in a disabled spot in Nottingham town.This has been left as they didnt receive any correspondence about the issue.They didnt receive any paperwork as at the time they were living away from home due to extremely stressful circumstances, namely their child was in a mental health unit in Nottingham so they stayed in Nottingham to be with said child.Needless to say yesterday they received a visit from an agent of Bristol and Sutor, its been through court etc and they want hundreds of pounds.They have told the Bailiff to go away, and have let them and the Council know they are vulnerable as the parent is single and all children in the property are disabled with either learning or mental health disabilities.They disagree that they have to pay any money for the fine in the first place as they are a blue badge holder and were displaying at the time.Basically what can they do to get the council to take back the fine so they can sort it out properly without all this stress and upset it is causing the kids?The Bailiff says he wont send it back to the council as all he can see is pound signs, he's offered to set up a payment plan but the parent says no way as I dont owe anything anyway !I have read somewhere you can ask for an" out of time late statutory declaration"?any help please !!
  6. Hello all, i would appreciate some advice. Today i took a walk around a local playing field with my border collie, we walked along the path and my dog was on his lead, he started to limp after trying to miss glass covering the whole of the pathway, i took him on the muddy grass and he had cut his foot quite badly. I have had to take him to out of hours vets and now has to have a toe removed as the glass has severed his foot badly, he under goes the op in the morning. My question is can i sue the council for my costs? The area i was in belongs to the council, however it is always over run with waste, glass and alcohol cans but is suppose to be a area for walking and playing sports.
  7. Hello just an update, We rang and they said to write a letter explaining and requested an urgent appeal. did so and they rang next day to ask when we were available so fingers crossed ...
  8. Yeah thanks for the advice everyone l know they said before was a time limit of six months so its go NA run out soon.
  9. Thanks for replies all, What is the name of the special department that deals with it then ? I would be willing to pay the weekly rent. I am confident of winning appeal, I need to get in front of the panel really applicatipns I have found are always lowered or denied.
  10. Hello there hope all is well, Basically I have had to appeal decision made back in July to lower my mobility component of DLA. Motability advised me I could keep car a maximum 6 months. This is running out and appeal might not be heard till June next year !! i have said i am willing to take a cancellation anything to get heard sooner as basically my car is my lifeline literally. i know everyone is on the same boat but has anybody got any ideas on how \i could keep car or anything at all.
  11. hey up . as far as i can see you can claim back the money you paid plus 8% per month from each date you paid. see these treads for a better idea http://www.consumeractiongroup.co.uk/forum/showthread.php?250560 and http://www.consumeractiongroup.co.uk/forum/showthread.php?267832
  12. i think its worth your while to read the threads in this forum plenty bof peeps would have been in similiar situation. i would say they would advise to scan your agrrements and post up after removed any personal info if you dont have agreements you need to send a subject access request to them
  13. hey up on claiming ppi i would read these...http://www.consumeractiongroup.co.uk/forum/welcome-finance/214154-welcome-finance-question.html http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/250560-ppi-newbie.html#post2811957
  14. hey up ant heard a thing yet fongers crossed tho
  15. hey up everyone have been doing some reading of threads and have adapted a spreadsheet for my own claim. herewegoagain.xls
  16. i think u dont need to figure out the compound interest its already been done by the company as they inlcude it in their monthly charge fo PPI u just need to add the 8%
  17. hey up these threads help explain things a bit better... http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/250560-ppi-newbie.html#post2811957 http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/252497-ppi-claim-how-calculate.html
  18. hey up and wecome to the fight ! you add 8% from the date u were charged to now.. these guys explain it way better than me ! ... http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/250560-ppi-newbie.html#post2811957 http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/267832-working-out-ppi-amounts.html
  19. this thread explans it a lot better ! http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/252497-ppi-claim-how-calculate.html#post2837039
  20. Hey up I think you can claim the 8% from each date you paid until date of claim ie you paid £10 on 1\4\07 and claim 8% interest on it uptil today. Just put it on a spreadsheet with your letter for a claim. As for the contractual interest side I think the easiest way that was explained to me was that the company have already charged you that when they calculate the monthly payment you needed to make. If you just put the amount you paid into the spreadsheet and add the 8% that side is taken care of.
  21. hey up mate welcome to the fight ! if you want to look at a really confusing thread try mine ! http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/264864-welcome-ppi-here-we.html only kiddin am new to the ppi fight too
  22. back from me holidays lol still waiting for the stuff back from direct group that i SAR'ed them for. seindn letter off to welcome for the car whilst the rest of the SAR info for all the other loans comes thru
  23. ok for now am just focusing on the car agreement as that seems to the "simplest" to figure out (?) ... it probably sounds like i am repeating myself but anyway i have realised i havent scanned the statements relating to the car agreement whihc was a bit daft so ill get that done asap. still cant get my head round it tho its sneaky how they mix everything up so u cant unravel it all aint it ! I thought to keep it simple just claim for the PPI but they have mixed that up with loads of other stuff. JUst to double check I can claim for the shortfall insurance and finance charge on the PPI/shortfall ? I understand the sense in the finance charge on PPI as didnt want PPI in the first place but got told it was needed but i did want the shortfall anyway ? PLUS just to really mess it up i have paid them weekly not monthly ! every week a payment of £43.94 was made covering the PPI and the Credit totalling the £175.76 that needed to paid every month. when am figuring my schedule of charges what do i put ?
  24. cool just frettin as usual ! gonna post off sar to direct group as above and rerequest info from welcome so i aint got bits missing, is it harder to claim PPI if the loans roll into each other ?
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