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    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
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:( please help me - caught using gfs student oyester


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I am someone who is totally new to forums and i'm here because i am seeking help. I am sorry in advance for taking your time but i am in desperate need of help.

here's what happened to me.. .

on friday 28th i have mistakenly picked up my girlfriend's student oyester card. i was running late for work. i only realised this when i gt to southfields station that i had her oyester. i decided that it was going to be a 'one-off' and since i was late for work i decided to use it. this was my bigest mistake!! :( what happened next is only predictable. i was stopped by a tfl inspector on my way back from work at west ham station. i explained to him that i took it by mistake.we both have the same oyster wallet. the inspector carried on wrtting and didn't let me explain myself further. he never asked me to sign anything just took my name and address (i gave my mum's address and told him that im looking to move out so it's better for correspondence) and gave me a number to report my gfs card lost. i did ask him about criminal record etc to which he said i wont get one (this was confusing??) but after reading tfl info i realised it is a criminal offence.

 

 

my own registered oyester card was mistakenly left at home. i top up regularly as a 7 day travelcard to travel from zone 1 - 3. the worst thing is i had my card topped up ready to go even on that day. i can show proof that it was topped up regularly through bank statements (even had credit on 28th friday) and i have requested mine and my girlfrend'stravel history (statements) from tfl during the past 8 weeks. this can prove that we have made different journeys over the past 8 weeks or if they can check this over the past months.

 

i am very scared about the criminal record because i work as a teacher and having a criminal conviction would jeoprdize my career. now i do know that i decided to carry on using even after i realised it was my gfs and i have no excuses for this. i was totally wrong to do so. it was a very stupid mistake. i have never commited any offences before and it is my first time. i am awaiting a letter from the prossecution dept. i totally admit it is my own fault and i am willing to pay any costs, fine for my offence, to settle outside court as long as i dont get a criminal record :( is there anyway of settling outside the courts? how do i go about doing it?

 

your help will be greatly appreciated. many many thanks.

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hi conniff

 

well he opened the oyster card wallet and he saw my gfs student oyster in there. i told him we have the same oyster wallet. obviously he didnt believe me. i ve only used it because i was late to work. that was my big mistake:(

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read a few of the other threads in this forum

all will become clear

best practice is write and grovel and offer to pay costs etc.

that way you will not get a record

 

no big deal

it was a genuine mistook

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes?:grin:

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

read a few of the other threads in this forum

all will become clear

best practice is write and grovel and offer to pay costs etc.

that way you will not get a record

 

no big deal

it was a genuine mistook

 

dx

thank you dx100uk (sorry if this message appears many times)

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im pretty sure ill get first a letter to confirm that it was me who commited the offence, then a letter from prosecution asking for my plea, for which i will say i am guilty, but i dont want to attend court and would like to settle this by paying a fine. the lenghty wait for court hearings would increase the stress and thats the last thing you want when you are a teacher.

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no write to them now

pre-empt it.

 

offer to pay now/grovel

 

the letter texts is in sev threads.

 

dx

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks dx

 

i will start writting a letter now. the only thing is i dont have their addresses or contact details so shall i wait for the letter first? in th mean time shall i gather some evidences e.g. bank statements showing weekly payments for my oystercard, journey statement from tfl (which im still wating for, the operator said it would take upto 72 hrs to recieve it), proof that im a teacher etc. what do you think?

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thank you SRPO. ill start doing that straight away:). i have found in this forum the contact details of Tim Caig who is the prosecution support manager. according to the thread he is very helpful. I'm thinking of contacting him directly through email first then phone call etc. i might be an unknown case at the moment (no ref number etc.) since it takes time to put together cases .. he would be dealing with 100s of cases at the mo. would you advise me to wait till i recieve the first letter or shall i just start contacting him straight away just giving my name and explaining my situation? he might also wonder where i got his details from..

 

thanks

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tnx srpo

:D

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...
Have you recieved a letter from TFL yet? if yes, what did they say?

 

I am in a similar situation, wanted more info.

 

Thanks

 

Hi Mattrix, start a new thread in a similar vein, your first post should give as much detail of journies made, questioning, letters received etc, you should get some more detailed advice!

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