Asset Recoveries UK hassling re mortgage shortfall from 2000- ** Statute barred ** :)

[humbleman]

Not yet Humbleman.... but Aruk have claimed that they're acting for Phoenix who bought it under The Law of Property Act, 1925; by Absolute Assignment.

 

 

What seems to be happening is that the OC sell the debt to Carvel and then let the DCA's make up their own story as to who the owner is. Most of the time telling porkies.

 

Must be a way of getting the OC to comply with a request as to who they have really sold the debt to.

[spamheed]

What seems to be happening is that the OC sell the debt to Carvel and then let the DCA's make up their own story as to who the owner is. Most of the time telling porkies.

 

Must be a way of getting the OC to comply with a request as to who they have really sold the debt to.

 

The problem with playing games like this is that when the alleged debtor becomes a bit more clued up on their rights, or has access to a forum such as this and they legally ask the dca to simply "prove it"

 

They will have already fabricated a wonderful tale in their reams of threatening letters which cannot be supported or proven in court

[humbleman]

The problem with playing games like this is that when the alleged debtor becomes a bit more clued up on their rights, or has access to a forum such as this and they legally ask the dca to simply "prove it"

 

Agreed

 

They will have already fabricated a wonderful tale in their reams of threatening letters which cannot be supported or proven in court

 

If you have followed my case I in fact served a NOTICE TO PROVE DOCUMENTS AT TRIAL almost 1 year before the trial.

 

At the trial the Judge said that I had not made any representation until the day of the trial and in any case it was just a technical issue and although they can't prove absolute assignment they claimed equitable and was happy to proceed to judgment.

[spamheed]

Agreed

 

 

 

If you have followed my case I in fact served a NOTICE TO PROVE DOCUMENTS AT TRIAL almost 1 year before the trial. I haven't followed your case

 

At the trial the Judge said that I had not made any representation until the day of the trial and in any case it was just a technical issue and although they can't prove absolute assignment they claimed equitable and was happy to proceed to judgment.

 

Unfortunately, as fool proof as a defence might be, there will always be a judge who proves that they're a bigger fool. confirming ownership of a debt would seem to be an important part of judging a case?

[irate-wife]

As stated prior, send the SAR to their London address!

AC,the information commissioners office dont have a UK address for phoenix. They told me that on phone.

[angry cat]

AC,the information commissioners office dont have a UK address for phoenix. They told me that on phone.

 

No, but they know that the corp behind phoenix is: Cargill/Carval;

they just will not tell you! (DPA)

 

The following is the only uk company listed under phoenix recoveries (UK) Limited:

 

Companies House:

 

 

Name & Registered Office:

PHOENIX RECOVERIES (UK) LIMITED

26 WILMOT STREET

LONDON

E2 0BS

Company No. 06756754"

 

Looks to be a non-trading company.

 

Bethnal Green...Charming toy museum; all sorts of puppets.

Edited February 19, 2010 by angry cat

[irate-wife]

I know that address but the information commissioners office said they dont have one, could only give me address in luxembourg.

They were also keen to ask as to why i wanted UK address so I told them I had sent sar and it was being returned, they seemed interested as to why it was being returned.

[irate-wife]

No, but they know that the corp behind phoenix is: Cargill/Carval;

they just will not tell you! (DPA)

 

The following is the only uk company listed under phoenix recoveries (UK) Limited:

 

Companies House:

 

 

Name & Registered Office:

PHOENIX RECOVERIES (UK) LIMITED

26 WILMOT STREET

LONDON

E2 0BS

Company No. 06756754"

 

Looks to be a non-trading company.

 

Bethnal Green...Charming toy museum; all sorts of puppets.

Yes AC but they told me its not the same company.

[angry cat]

All that you can do is, to make ARUK do the running around;

they have to prove the alleged debt!

 

I would also suggest that you SAR Mortgage Trust Limited (part of Paragon).

[angry cat]

Please make sure that you request within your SAR(s)

documentary evidence providing proof that, the alleged debt was legally assigned to Phoenix.

 

The Deed of Assignment and;

Deed of Sale.

[PriorityOne]

All that you can do is, to make ARUK do the running around;

they have to prove the alleged debt! We are...

 

I would also suggest that you SAR Mortgage Trust Limited (part of Paragon).

 

Only worth doing to establish stat-barred status at this point... see what Aruk come back with first.

[irate-wife]

Hi all, Well after yesterdays phone cal this is what I recieved today.

Edited February 20, 2010 by irate-wife

[irate-wife]

Hi all, Well after yesterdays phone call rejection this is what I recieved today. Funny how its on different coloured paper.

[irate-wife]

They are probably still digesting the complaint letter.

[PriorityOne]

Ignore this IW.... it may have crossed with your letter to them.

 

In any case, it's been sent purely to un-nerve you. These people have no legal rights at all and if they were to ignore your specific instructions not to call at your home (as in your letter to them)..... you could action another complaint (the more the merrier).... before telling whoever turns up to go forth and multiply.

 

Note the "potential" home visit...

 

File away and ignore...

[irate-wife]

No problem P1. Its already filed with other ones. I am so pleased I have you all on here to help and talk to cos if I didnt I probably would have had a breakdown by now. You all have given me strength.

[PriorityOne]

No problem P1. Its already filed with other ones. I am so pleased I have you all on here to help and talk to cos if I didnt I probably would have had a breakdown by now. You all have given me strength.

 

That's what we're here for...

 

It's actually quite a stupid letter in light of their non-compliance with your SAR, but no surprise there.

[irate-wife]

True, well P1, I have been invited out to my sisters for the evening cos she is a bit worried about me so I am going to have a couple of glasses of wine, Have to watch what I drink as its been 4 years since I had one. Maybe I can relax a little and take my mind off things. thanks again. Your a treasure.

[PriorityOne]

True, well P1, I have been invited out to my sisters for the evening cos she is a bit worried about me so I am going to have a couple of glasses of wine, Have to watch what I drink as its been 4 years since I had one. Maybe I can relax a little and take my mind off things. thanks again. Your a treasure.

 

Hope you have a lovely evening....

 

Hic!

[ODC]

The arrogance of these people is incredible

 

They claim they are going to send someone to YOUR home ''to obtain a full review of your financial circumstances.'' Just how TF do they propose to do that standing on the footpath outside your home. They have NO LEGAL POWERS WHATSOEVER.

[sillygirl1]

Hope you enjoy being with your sister and relaxing.

 

They clearly have been fishing hoping you will have enough money to pay them now, even though the debt is quite old. The arrogance of their letter is crazy, "this is wholly unacceptable....." Keep it safe with the other letters.

 

We are always here to listen and help.

[angry cat]

Hi all, Well after yesterdays phone call rejection this is what I recieved today. Funny how its on different coloured paper.

 

Send them this and by Recorded Delivery;

Head it up:

 

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY OR, ANY COMPANY THAT YOU CLAIM TO REPRESENT.

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/590-letter-used-when-a-dca-threatens-a-doorstep-visit-

[PriorityOne]

She's already done that AC....

[spamheed]

Oh my lord, what a pretty picture these people paint for a judge to see th arrogance and predatory nature of their business. "We reserve the right to produce this letter in court in future.....?" that's not a threat is it?

 

You owe us the money because ......well we say you do?

 

IW if you become concerned about a doorstep visitor actually attending, I'm close enough to pop over and lend six feet and 18 stone of "moral support" if you need it

Edited February 21, 2010 by spamheed

[angry cat]

by Spamhead:

I'm close enough to pop over and lend six feet and 18 stone of "moral support" if you need it"

 

Excellent!