Asset Recoveries UK hassling re mortgage shortfall from 2000- ** Statute barred ** :)

[irate-wife]

Hi Friends on CAG. Just an update as to where I am at with this whole mess I got into through no fault of my own.

Whilst in the process of my husband leaving me with 3 small children for another woman, I had to have my house reposessed.

I did not hide in any way from my debts and managed to pay approx £30.000 off over the past 13 years.

Whilst I was married we had accumilated around £55.000 in debt in cluding the mortgage.

I struggled along not knowing where I was gonna get my next meal from, but with friends and family I always seemed to manage.

I was in reciept of £165 per week, not much to bring 3 children up, but I did it. And I may aswell add that I am proud of all my kids as they have all turned out to be fine men with good jobs.

 

I thought my life was starting to get back to normality, my kids had all flown the nest, I got a new job, started saving £10 month out my wages when out of the blue my world came tumbling down last year.

Out of the blue I recieved a phone call from a bunch of low life **** bag Hermit Crabs who are probably grotesquely overweight sitting bullying people and obviously bullied as kids, demanding I owe them quite a substantial amount of money from a mortgage 11 years previous.

I was mortified. As I have already stated I have always paid what I have owed, but Decided to seek help. National Debt Helpline told me it was statute barred as lots of others told me the same.

To cut a long story short, these low life **** bag hermit crabs would not have it.

As stated in a letter I recieved last year (posted on here on page 15) They informed me it wasnt statute barred until 30th June 2011.

Well folks, its now 5th July 2011.

I am the most happiest person on this planet.

If it had not been for you lot on here only God knows what I could of done. To be honest after all the heart ache and pain I suffered back then and to have this land on me, I can honestly say if you lot had not of been there I probably wouldnt of either.

I would like to say a GREAT BIG THANK YOU TO YOU ALL ESPECIALLY PRIORITY ONE AND SPAMHEED. Without your help I would never have gotten through this. You are the rock that keeps all these Hermit crabs where they belong, well below you.

I cannot thank you enough. You all do an absolutley tremendous job on here, devoting your time helping people who dont know where to turn like me.

There are no words I know of that can describe the way I feel about you all. You have been my tower of strengh. And I love you all for it.

And Spamheed, if I knew where you lived I would of called in and given you a great big kiss and cuddle.

Well, that just about sums things up for me. I will try to look on here as much as I can.

Pay Day 25th, I look forward to making a donation to you all. Keep up the excellent work.

Hopefully I wont need you again, and maybe some people could get a bit of help reading my thread and get a bit of hope too.

Like I said, THANK YOU VERY MUCH FROM THE BOTTOM OF MY HEART. I LOVE YOU ALL. XXXXXXXXXXXXXXXXXXXXX

[Tootles1971]

woohoo!!!!!!!!!!!!!!!!!!! So glad this has a happy ending for you

 

:whoo:

[PriorityOne]

You're so very welcome IW..... great big hugs to you.

 

It's over Hun!!

:cheer2:

[brokebutnotbeatn]

xxx

[Happyhippy1959]

Well done IW,,, very very pleased for you... Hippy will have a special smoke in celebration

[irate-wife]

Hi friends, need a bit advice with regards to being chased for credit card by ruthbridge and dont know where to start new thread. Any help would be much appreciated. x

[PriorityOne]

Start a new thread in the DCA forum..... same forum as this one's in actually...

[citizenB]

Just caught up with this one. I am pleased it ended so well and will add a bit to your thread title to reflect the success