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    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
    • I have had no such luck getting the tickets cancelled. So more help would be greatly appreciated. I have debt recovery letters now. I guess I ignore these and only respond when there is court proceedings?
    • On MCOL there are 2 times the case stay is lifted. Once between filing the defence and them submitting a DQ, and then again between them submitting the DQ and the court issuing one to the defendant.   Is that normal or is there anything I should be aware of?   Thanks as always 
    • It's difficult to advise what to do because there are so many ifs and buts. In the majority of cases where a PPC start a court claim they go all the way to the final hearing. However, in a minority of cases, and by no means a tiny minority, they have no real intention of going all the way to a final hearing. They know their case is rubbish and they know it will cost them a hefty wad to send a solicitor to court (remember solicitors' costs are capped at £50 at small claims).  They pretend they are going all the way to court to intimidate the motorist into giving in.  Yes, the pretence often includes paying the hearing fee.  Yes, UKPC often do this.  And no, they haven't produced a WS (so far). I suppose it depends on how much you have spent on flights (and accommodation?) and if this is refundable v the approx £250 at stake if you lose the case.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi,

 

I had a bailiff from Rossendales call a few months ago regarding unpaid council Tax.

 

I let him in and agreed that the bill needed paying but didnt have the £1600.00 he was asking for. I gave him £300 and he said i would have a payment schedule set up for me and left.

 

2 weeks later I had another guy at the door from rosendales asking to speak to me. He said he was here to collect the outstanding balance of £1500.00.

 

I told him I did not have it and he said I had 48hrs to get the money or he would be back to remove my goods. he took down the reg of my car without saying anything and left.

 

I then rang my local council and paid the ammount in full as I didnt want these people back at my door. I told the council that i felt threaterned and intimidated by this 2nd bailiff.

 

I was then told I had been charged £202.00 for this visit which included an attaedance fee, a van fee and a levy fee (no levy was done on either visits) I wrote to Rossendales and advised them that as far as I was aware you cannot charge a van fee to uplift good if they have not been levied upon first and no levy was ever done.

 

They wrote back inlcuding a levy which was totally wrong and unsigned , The bailiff had a had a quick look about in my room which i use as an office and included my computer which i use for work and a tv which he stated was a 50" plasma, I dont own a 50" plasma, and a large digital printer which he totally got the name wrong (the name that he put down does not existing in the printing world !) along with my car which is work £26k.

 

He claims I refused to sign the levy or walking possession agreement so as not to incur the £12 charge.

 

I have written to them 3 times now and have recived a letter from the complaints team leader saying the she has interviewed the bailiff and he is adament that these items were in my house when he attended and he did hand me a copy of the levy.

 

This guy has baltently lied and I have explained to them that he has levied on things which dont exist.

 

Its a point of order now that i get this £200 back from them,

 

Should I issue proceedings against them ?

 

Any and all help would be really appreciated

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Its a point of order now that i get this £200 back from them,

 

Should I issue proceedings against them ?

 

Any and all help would be really appreciated

 

I assume you therefore paid the extra charges. To proceed further you need to ask them for a statement of your account including screenshot - this will detail all visits, charges, when they are and at what time they were applied. As a tactic they may ask for £10 but thie info you are asking for does not come under Data Protection so does not need to be paid - they are obliged to give you this information.

 

When you get it go through it with a fine tooth comb - by all means come back and ask questions. If you find you have been overcharged write to them give them 7 days to repy and if nothing received issue N1 in the County Court for your money back. If this was for Council Tax you should also write the same to the Council but point out to them if they fail to reimburse you you will also name them as co-defendant in any action.

 

PT

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Hi Yes I paid the extra charges.

 

I already have a list of charges but I thought they could not charge a van fee if they had not done a levy of distress.

 

I have written to them telling them they have overcharged me and I want my money back plus the bailiff lied about doing the levy in the first place.

 

They say their fees are charged in accourdance with the council tax (Administration and Enforcement) regulations 1992 as ammended and I am due nothing back.

 

This cannot be right, the guy has made up a levy which is both wrong and unsigned. This cannot be right, How can I prove to rossendales that he has got it totally wrong because he was going off memory and has fabricated the levy once questioned ?

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They wrote back including a levy which was totally wrong and unsigned , The bailiff had a had a quick look about in my room which i use as an office and included my computer which i use for work and a TV which he stated was a 50" plasma, I don't own a 50" plasma, and a large digital printer which he totally got the name wrong (the name that he put down does not existing in the printing world !) along with my car which is worth £26k.

 

this would be classed as an excessive levy

as the car would have covered all the council tax debt and bailiffs fees there was no reason for him add the TV computer and printer

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