Welcome - illegal repo in contravention of section 92 and unfair relationship ** WON **

[cab1ne]

I feel kind of sorry for the little fella really, he's got to go back and tell the crims at Welscum that he failed to get the case chucked out and they need to prepare for trial

 

NOT.......!!! (PRECISE)

prep for trial it is.

 

are we upto speed, are we good to go.

 

cab

[postggj]

Hats Off Wannabee

 

Yes You Can Apply For Summary Judgement And I Would Do It

 

They Have No Case To Answer As Its Written With In The Cca 1974

 

The Most It Will Cost You Is 75 Quid And Is Done By An N244 Apllication Form

 

I Would Strike While The Iron Is Hot

 

you Deserve It

 

Dont Mean To Tell You To Suck Eggs But

 

Do You Know How Many Payments Have Been Made And Added 8%

 

The Cost Of A Replacement Car With Same Age And Milage

 

You Will Need This Info

 

Sorry If Going Over Old Ground

[cab1ne]

The cocksure little man even had a statement of costs ready to ask for when he won!

Bonus for me, I now get to apply for 2 thirds of that amount when I win!!

I hate you Welscum and I will not give in!!!

 

that amount + trial costs

 

cab

[wannabedebtfreesoon]

prep for trial it is.

 

are we upto speed, are we good to go.

 

cab

The judge asked me if I had read their defence and still wanted to proceed. I said "yes" and then the little man started arguing

I'll give him his due, he did try really hard to avoid a trial, even requesting a stay before allocation when all else failed. This has just been another example of how these big companies think they can ride rough-shot over the law and the consumer. If nothing else it has made me even more determined to make them accountable for their actions

[postggj]

Hello Notingham And Good Day C P

[wannabedebtfreesoon]

Hats Off Wannabee

 

Yes You Can Apply For Summary Judgement And I Would Do It

 

They Have No Case To Answer As Its Written With In The Cca 1974

 

The Most It Will Cost You Is 75 Quid And Is Done By An N244 Apllication Form

 

I Would Strike While The Iron Is Hot

 

you Deserve It

 

Dont Mean To Tell You To Suck Eggs But

 

Do You Know How Many Payments Have Been Made And Added 8%

 

The Cost Of A Replacement Car With Same Age And Milage

 

You Will Need This Info

 

Sorry If Going Over Old Ground

Thanks Postggj

Yes I added all payments with interest to my claim form.

I decided against the cost of a replacement car and instead went for the value of the car as stated in the agreement. It's not like they ever make any allowances for depreciation or mileage when chasing you for the outstanding balance! All dealings must be fair for both parties

[wannabedebtfreesoon]

Already got N244 open in a tab

[postggj]

You Are Doing Fine

 

Need Help Then Just Shout

 

Go Get Em

[wannabedebtfreesoon]

Thank you. I believe the skeleton I prepared sums it up perfectly and will do just nicely as the statement to accompany the N244. It's concise and clear and blatantly clarifies the points that show their defence as the admission it is

 

Round 2, bring it on!!!!

[patrickq1]

Thanks Postggj

Yes I added all payments with interest to my claim form.

I decided against the cost of a replacement car and instead went for the value of the car as stated in the agreement. It's not like they ever make any allowances for depreciation or mileage when chasing you for the outstanding balance! All dealings must be fair for both parties

well done dude yes kik them where it hurts,they were greedy enough and stupid enough to tthink they are above the law,have you done anything about the police for allowing this to take place go to the police complaints commissioner and put a claim in for their actions this may wake up the local boys in blue to the antics of balliffs and also puts a bee in their bonnet to act within the law themselves and not take things for granted..

patrickq1

[cyril1982]

for other reading this who are in a simlar situation as wanna and myself, if you earn under £31,000 (including partners earnings for couples) you may be entitled to free legal representation via civil legal aid.

 

i have just spoken to an adviser from this organisation, Can I get legal aid?

 

and completed their assessment calculator and as i have recently taken a lower paid job i apparently qualify for free legal aid, i explained what my case was and they said it was acceptable.

 

best part is the site diverts you straight to solicitors in your area who will take the case on and one of the ones in my area that came up i know and they are a good firm of solicitors so i am going to look into getting some formal legal representation for my case, if it's free why not.

[beyondhope]

congrats on the new edition to your wonderful family.

 

an extreme difference from one court to the next, but they are all bound by the same protocols and system.

 

well i am going to have to take my socks and shoe's off soon (running out of finger nails)

 

cab

 

Thanks cab not made it over there yet will call them in a while

[beyondhope]

Well that was short and sweet! Case has been allocated to fast track for full trial

 

 

Oooooo

[beyondhope]

Oh yes it does!

He was quite distressed at having the case allocated to trial for some reason

We had a little "chat" outside the courtroom

 

He tried to be a little patronising and explain to me what a return of goods claim was His little round face soon screwed up when I said, "yes I know what a return of goods claim is, it's what Welcome finance should've issued before repossessing my car!"

He suddenly became devoid of words

 

 

:lol: LOVE IT

[beyondhope]

for other reading this who are in a simlar situation as wanna and myself, if you earn under £31,000 (including partners earnings for couples) you may be entitled to free legal representation via civil legal aid.

 

i have just spoken to an adviser from this organisation, Can I get legal aid?

 

and completed their assessment calculator and as i have recently taken a lower paid job i apparently qualify for free legal aid, i explained what my case was and they said it was acceptable.

 

best part is the site diverts you straight to solicitors in your area who will take the case on and one of the ones in my area that came up i know and they are a good firm of solicitors so i am going to look into getting some formal legal representation for my case, if it's free why not.

 

I tried this the solicitor I had said due to the type of case legal aid may not cover it just a warning hence me being a LiP instead

[beyondhope]

Well Wannabe what can I say but well done you - you didnt listen to their BS and wouldnt cave to intimidation you should be well and truely proud of yourself! The fact the tried their damnest to avoid trial speaks volumes! xx

[Bookworm]

Good stuff. Yes, I'd go for getting judgment too, after all they admitted they did it, there is precious little to discuss, it seems to me. Also, from a psychological, you going for the throat will remind them (in case they had any doubt) that they'd be better off negotiating a settlement and fast. they're so used to bullying people that when it comes their way, they'll be a lot more unsure of themselves and getting them wrong footed can only be a bonus. ;-)

[wannabedebtfreesoon]

well done dude yes kik them where it hurts,they were greedy enough and stupid enough to tthink they are above the law,have you done anything about the police for allowing this to take place go to the police complaints commissioner and put a claim in for their actions this may wake up the local boys in blue to the antics of balliffs and also puts a bee in their bonnet to act within the law themselves and not take things for granted..

patrickq1

Hello and thank you

Yes I did complain to the IPCC and had it dealt with by local resolution. They are also aware that pending the outcome of this case I will be suing them too

They could've done things very differently and I will make sure they know exactly what the score is

Thanks for your support, it's very much appreciated x

[wannabedebtfreesoon]

Thanks cab not made it over there yet will call them in a while

Has she had him yet?? The suspense is killing me!

[wannabedebtfreesoon]

:lol: LOVE IT

My partner was in the waiting room and heard our conversation. He loved it too!! He said that he looked like he'd had a "bit of a bruising" when he came out

[wannabedebtfreesoon]

Well Wannabe what can I say but well done you - you didnt listen to their BS and wouldnt cave to intimidation you should be well and truely proud of yourself! The fact the tried their damnest to avoid trial speaks volumes! xx

Thanks mate, with all the kindness I received on here before I left I felt like you were all with me

Yes it does doesn't it?!

A trial would go into great detail and nit pick through everything

[postggj]

come on people

 

where are the balloons

[wannabedebtfreesoon]

Good stuff. Yes, I'd go for getting judgment too, after all they admitted they did it, there is precious little to discuss, it seems to me. Also, from a psychological, you going for the throat will remind them (in case they had any doubt) that they'd be better off negotiating a settlement and fast. they're so used to bullying people that when it comes their way, they'll be a lot more unsure of themselves and getting them wrong footed can only be a bonus. ;-)

Thanks Bookworm, the only reason I didn't go for SJ when I received their defence was that the hearing was only 2 weeks away and I didn't want to risk a lengthy adjournment while there was a chance it could've been all sorted today.

But got the adjournment today anyway so I've nothing to lose

The worst that can happen is that the judge dismisses my SJ application and it will proceed to trial anyway. So it's 6 of one, half a dozen of the other

[wannabedebtfreesoon]

One summary judgement coming up! He reckons he's going to apply for summary judgement too, so I suppose it's something of a race?!!

Do you think I should wait for the allocation notice to come through or just get straight on with it??

[postggj]

what can you lose

 

£75 quid