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    • firstly , they are not a Debt collector [never confuse the two - a DCA chasing consumer credit debt is totally powerless and have ZERO legal powers to do or take anything - they have no more legal powers than you or I do ] these will be bailiffs and do they have legal powers.   However, the good bit is that unlike what you might have seen on TV, for a council CTAX liability order [please confirm there is or NOT a CCJ registered check your creit file] there is NO right of forced entry. The bottom line is, bar all the arm waving, is, that if you simply totally ignore them, they will eventually go away.   Now what they can do is two fold on CTAX. basically add fees to a set limit.   the first is a notice of enforcement letter. this comes with a fee of £75 and gives you 7 days to set up some sort of payment plan.   the second is an actual visit, where by a further fee of £235, whereby the fees are now £310 , the maximum they can ever add to the CTAX bill. this is typically accompanied by a threat to removed goods, it's cleverly worded or 'explained' to make you 'think' they can waltz in any take anything they like. THEY CANNOT unless YOU let them in. which you don't, nor leave doors unlocked as they can then enter through what is called 'peaceful entry'.   in real term, the seizure of goods is limited to stuff outside like cars YOU might own that are not behind locked gates.   so i'm not too sure what stage you are at  so please clarify. the name of the bailiff company. how much you now owe the county council the CTAX is owed too.   if you have any/all paperwork please scan it to PDF  after redaction - read our upload guide]   one last point. they don't keep coming around they don't keep ringing. neither of those gander them anymore money so they don't bother.   dx      
    • Hi Everybody I moved into my parents house quite recently. My mam is aged and extremely ill (it's just me and her living in the house) and I moved from the North to the South of England to take care of her.   Now I've got a CCJ against me for unpaid Council tax from when I was living in the North and a debt collector has just showed up at the door. Now I don't have the money to pay the entire amount straight away. But I'm willing to try and enter in some kind of payment plan and gradually pay down the debt. However my main concern is that they don't keep coming around and phoning the house threatening and harassing my mam over her sons debt.   However the guy at the door was threatening to seize goods and have them sold at public auction. Getting bailiffs to break in etc.   When I told him that I've nothing of any real value he said he could just take whatever was in the house. Something about if she couldn't prove whatever was hers then they could just take whatever (I'm not 100% this but I think something to this affect).   He left me a "Notification of Enforcement agent visit" sheet of paper.   From the first paragraph it says:   "As an enforcement agent I've attended your premises today with the intention of taking control of your goods in accordance with the taking control of goods (fees) regulations 2014. At this time your goods are bound. You cannot remove, sell or otherwise dispose of them"   Thus I'd appreciate any advice that readers my be able to offer. Does anyone know the law regarding "seizing assets" when the debtor is not the homeowner/tenant?   tia Bear
    • I should add I only got the CCA response last week after waiting nearly a month over the prescribed time limits to respond. PM
    • Thanks, I thought that might be the case.  J
    • claimform issuance stops the SB clock    dx  
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:evil::evil:Today I received a letter from these numpties. It is a 'statement of account' and says opening balance as of 01/10/08 is £83.79. This debt is supposedly owed to GUS home shopping.:-|

Now what I find strange is, I have never dealt with GUS shopping, and secondly, the debt is listed as 2008 and yet they have just contacted me. It says on the back of the letter in a Q&A section 'If the account is still outstanding, why haven't you contacted me recently?'

Their reply is 'Although you may not have received any recent correspondence from us, the account is still outstanding' How can it be outstanding when I have never had any dealings with GUS. Is this Wescot trying to pull a fast one? I certainly am not ringing them, no do I want to write, so just need a little advice from you guys as to what I should do.:rolleyes:


The man of my dreams is where he wants to be. If he wanted me, he'd be here ... :eek:

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Great Universal - Shop for all the Latest in Fashion and Homeware

So you've not had a catalogue account?

 

Is the name and address correct, any misspelt words, or incorrect middle names?

 

Quite possibly a fishing trip, I would file it under 'Christmas Cracker Jokes' and wait to see if they send any more threatogrammes.

Keep the envelopes aswell, is their any ref numbers on there, can you go online and check to see exactly what this account is supposed to have bought and owe?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Yes I have had catalogues, but they have been covered by my DRO. This is completely unknown to me. Name and address is right though. There is a ref number but how can I check it online? I don't owe this debt so I think that's a bit difficult.

I will ignore anyway Just read the letter again and it says the outstanding account as of 30/09/09, thats over 2 months ago. If as they claim I owe it, why have they waited for two months before contacting me? Sounds very dodgy to me..


The man of my dreams is where he wants to be. If he wanted me, he'd be here ... :eek:

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GUS shopping is only a one of a number of different names for catalogues, and the majority of catalogues are financed by Shop Direct Finance Company Limited.

Welcome to Shop Direct Home Shopping Limited - the UK's Biggest Shop at Home Group

Have you had a Littlewoods account for instance?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Yes I have, but like I said, it is covered in my DRO. If this is a catalogue chasing me, and the debt is listed on my Debt Relief Order, they cannot pursue my for it. I know by the amount though that this is not my debt. I know exactly how much I owed when I applied for the Order, and the amount Wescot quoted doesnt cover any catalogue I've dealt with.


The man of my dreams is where he wants to be. If he wanted me, he'd be here ... :eek:

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Well good for you, let them continue sending out deforestation as it is costing them, you'd think that by now these lousy companies would actually train their staff and trace 'alleged' debtors, unlike at the moment where they put all the names into a hat and pull one out and decide that 'this month we will harass this person'!

 

Boo;)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Apparently Wescot are well known for this kind of thing, that's why I'm ignoring it. I know I don't owe it and that's good enough for me. If they maintain I owe it, let them provide proof!!!!:D:?:p


The man of my dreams is where he wants to be. If he wanted me, he'd be here ... :eek:

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Apparently Wescot are well known for this kind of thing, that's why I'm ignoring it. I know I don't owe it and that's good enough for me. If they maintain I owe it, let them provide proof!!!!:D:?:p

 

 

exactly they arnt worth worrying about

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If they maintain I owe it, let them provide proof!!!!:D:?:p

 

Which is exactly what they should have done from the very start, in fact that is exactly what all these diseased collection agencies are required to do anyway, yet more laws and guidelines they run rough shod over!


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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if the debt was not listed in your dro it will not be included

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