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    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
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I've just sent off my letter requesting my bank statments from Barclays and am preparing myself for a long wait...

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Well done and welcome to the site.

 

Take some time to have a look how the process works.

Any questions/problems then feel free to ask !

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello

 

Received a letter today form Barclays returning my £10, stating the usual blurb about not being able to give me details of manual intervention, but would supply me with statements free of charge on this occasion. Just have to see if the statements materialise within the 40 days..

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Yes this is a standard reply from Mr.Townsends office,and you are likely to get the statements.........but dont count on a quick date.......they will most likely land on day 40 or just before

 

:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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If its any use we got the same standard response and our statements turned up 3 days letter! Not exactly what we were expecting as they are copies from the system printed in a random order with strange names against the charges. But thats in my own thred!!

Halifax:

**SETTLED IN FULL 18/11/06**

 

Barclays

Court date set - 26th April!!

 

 

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  • 2 weeks later...

I still haven't heard anything :sad:, so I thought I'd remind them that my request was still for a SAR letter, not a request for copy statements and they still only have 40 days to reply. I sent this letter:

Dear Mr Townsend

 

Thank you for your letter of 21st August 2006 regarding my Data Protection Act S.A.R - (Subject Access Request) letter.

 

I would like to remind you that irrespective of the return of my £10 you are still under obligation to send me the data within the maximum time period specified under the Data Protection Act 1998, I will accept copy statements or a computer printout of all data held by you. I would also like copies of all letters and all other correspondence.

 

My original request for information was made on 15th August 2006 and consequently you have 27 days left to comply.

 

I look forward to your reply.

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Just hang on in there, mine came on day 40!

It will be worth it in the end though, I thought I'd only been hit with about £50 but turns out to be £200 over the last 6 years :-D

 

Emble x

Parachute Deployed !!! :-D

Data Protection sent to Barclays - 04/07/06

Reply from Pete Townsend - 06/07/06

Statements received - 12/08/06 - Claiming £200

Prliminary Letter sent 27/09/06

Reply from Martin Bennett 03/10/06

LBA sent 16/10/06

Partial settlement offered 25/10/06

MCOL Claim 04/11/06

 

OH NatWest Credit Card - Paid in full

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  • 3 weeks later...

Hi

I received my statements yesterday and got busy with the high lighter and found they had taken £1950 worth of charges in the last 6 years!!:eek: . Have put together the prelim letter with the schedule of charges omitting the 8% interest column and will wait and see if they send me a reply!

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Well done Kate

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Got a letter on the 26th Sept saying that they are sorry to hear that I'm unhappy, blah de blah etc and that they would try their very best to respond within four weeks to my complaint, they actually have until the 6th October and then I will send off the LBA.

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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This is usual.

You may find they will still respond to this follow up even after the Lba has long been sent.I got a follow up sorry letter after the court papers had been issued and acknowledged.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Well I sent the LBA on the 6th October and haven't heard a peep from them since the last letter telling me how sorry they were etc, etc. I'll give them until the 22nd Oct (14 days plus 2 for delivery) before I attempt to start the MCOL. :mad:

I've just started to reread the FAQ about filling it the claim forms. Will just have to see if I get any response before the 22nd...:sad:

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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I'm about a week or so behind you Katy so I'll be following with interest, sending my LBA today.

Good Luck x :)

Parachute Deployed !!! :-D

Data Protection sent to Barclays - 04/07/06

Reply from Pete Townsend - 06/07/06

Statements received - 12/08/06 - Claiming £200

Prliminary Letter sent 27/09/06

Reply from Martin Bennett 03/10/06

LBA sent 16/10/06

Partial settlement offered 25/10/06

MCOL Claim 04/11/06

 

OH NatWest Credit Card - Paid in full

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Hi, thanks Emble:)

Received a letter today telling me how sorry they are to hear that 'I' think the bank charges are unfair and that they are well aware of the info that I drew to their attention. Anyhow, they've offered me £900 as the gesture of goodwill, blah de blah, the letter is signed from Laurence White.

I shall send them a lovely letter thanking them for their goodwill gesture and point out they only have a few days left to pay in full before I start a court claim against them.:evil: .

I'll keep you updated...

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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only ones Barclays are being generous to is the courts.......by freeing up more space in the system that their stalling has already clogged up.:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello

 

I've just filled in my MCOL by following the template in the library and pm a moderator (i think) with the case details and number. I've also had a look throught the court bundle :eek:

 

Do I just sit tight now until my claim is acknowledged?

 

Thanks

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Hi. You just don't need to look at a court bundle, but by reading the threads, you should know that Barclays are going to take it to the wire, so you need to download Bookworms' bundle and print it all out. You will need to adapt that bundle to your own requirements by adding copies of correspondence between you and the bank, and also copying the statements/printouts the bank sent you. You do not need to copy statements which do not have any charges on them.

 

So the answer to your comment about sitting tight is No.

 

You still need to find and read the longer threads in the site to find out about what else is likely to turn up at the particular stage that you're at.

 

The bank have until 19 days after you filed to acknowledge. When they do, they will have a total of 33 days after you filed in order to defend.

 

Good Luck, and good reading.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Hi thanks Welshman for the reply.

I realise I need to prepare my own court bundle, what I actually meant does the court contact me to acknowledge the claim and tell barclays about the claim or am I meant to keep checking the website and inform barclays, i.e. the bit about sending them another copy of the schedule of charges?

 

Thanks

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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OK. Sorry havn't been back to you sooner, but I'm on my laptop and away from home until next Tuesday.

 

You have filed via MCOL on 23/10/2006 so they will be deemed to have been served on the 28th (Even if they were informed earlier). But, that's the law. They will have 14 days from then - 11th November to acknowledge. Keep checking the MCOL website for an update. Once they do acknowledge, you'll also have notification from MCOL in the post. They WILL acknowledge and, by doing so, it gives them another 14 days to submit a defence which will take it to the 25th of November.

 

Just a reminder though to send both MCOL and Barclays Litigation and Defence Team at Level 29, No.1 Churchill Place address a copy of your schedule of charges (now including the 8% interest). On the top of the Bank copy, add the reference number that appears on the top of their letters to you. On top of the copy for MCOL, add the number of the Court Claim Number that they will have provided for you. In each case, add a covering letter asking that they add it to their file on you. Also mention in the covering letter that you have sent the other party a copy of the schedule.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Hi, i am very new to this, my manager at work told me about this site, and i figure i have paid hundreds in charges over the past years, nearly every single month, im 21 and to be honest this is all a bit over my head. I dont really know where to start some well structured and aimed advice woul dbe highly welcome, this site is so big i cant even beginn to start looking.

 

Regards, mike

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Hi Katy

 

Sounds like you shook them up a bit nice to know they are offering something... I have now received my statements as originally requested and am about to send my 2nd letter to request the refund. Have one question though (any help would be great)... can i claim back the charge they have applied to my account each time i wrote a cheque they had to clear for me? It started at £20 a time and eventually went to £30??? Help appreciated from anyone before i send my letter...

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Hi

I'm not sure on that one. Do you get charged by the bank for using cheques or is it a penalty charge because the cheque bounced?

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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