Unfortunately Barclays usually enter a late defence, so unless you're very lucky I would expect it to get to the court stage. I think the average time frame for Barclays is about 5 months I'm afraid. Although if you're at the MCOL stage it shouldn't be too much longer. Hang in there and good luck!

I think so, I started back in August last year with the SARS letter and Barclays have just settled mid January.

You can also claim the overdraft interest but only the interest that is from a result of being overdrawn due to the bank charges. Its quite hard to work out unless you're exactly sure what is the normal overdraft interest and what is due to the charges. I think most people leave it out and then just claim the 8% interest when it reaches the court stage. Read through the FAQ, it should explain it in there.

Thanks Welshman. Have just recieved the money into the bank!! Yippee!! Barclays have also just settled my other half's claim as well! Double yipee! Will complete the survey and make a donation. Thanks for everyone's help.

Just a note to ask in anyone has any advice on the following situation. We purchased a home office house in 1993 which comprised of one 3-bedroom terraced house and a separate garage in a block. We also were told by the estate agent we owned the parking space directly outside our back gate. A couple of weeks ago a company called NOMS (home office people) put up a sign in the carpark stating that they were selling the remaining car park spaces they owned, one of them happening to be the one we thought we owned. On checking our deeds, we didn't actually own the space. NOMS have told us they are going to auction the spaces off on a sealed bid basis (offers in the region of £1500!!). We've maintained the spaces(weeding, filling in holes etc) for the last thirteen years, does anyone know if we have a claim to the spaces, are have a right to offer a lower bid because we have maintained the land at our cost. Any thoughts would be much appreciated!

Hello Received a letter from Barclays this morning, offering to settle the claim before court!! CASE WON!!:grin:

Thanks Welshman. Its just strange that considering the boyfriend and I live at the same address, we've been allocated different courts (both local, just in different directions) and my claim went straight through to a hearing and his has gone to an allocation hearing. Is it worth phoning them and asking if they want to settle before we get to court??

Hello! Just a quick question, I'm doing a claim on behalf of my boyfriend as well, and have just received the general form of judgment or order in the post. Stating that the claim be listed for an allocation hearing on 2/2/07. Do I have to do anything further for this (i.e. send in the court bundle?) or is it just to allocate it to the small claims track? Thanks!

I've just received my court date for February and have prepared my court bundles and am about to send them off. Just have to wait to see if I hear from Barclays..

Well, Barclays acknowledged and defended my claim, and I've received my allocation questionnaire. I've just filled this in and sent a cheque to my local courts and will wait to hear for a date.....

Just to update.... Barclays acknowledged my claim on the 9th and I have sent the copies of the schedule of charges to both MCOL and the bank, also starting to get my court bundle together too....

Hi I'm not sure on that one. Do you get charged by the bank for using cheques or is it a penalty charge because the cheque bounced?

Hi thanks Welshman for the reply. I realise I need to prepare my own court bundle, what I actually meant does the court contact me to acknowledge the claim and tell barclays about the claim or am I meant to keep checking the website and inform barclays, i.e. the bit about sending them another copy of the schedule of charges? Thanks

Hello I've just filled in my MCOL by following the template in the library and pm a moderator (i think) with the case details and number. I've also had a look throught the court bundle Do I just sit tight now until my claim is acknowledged? Thanks

How bizarre, my boyfriend sent off his SAR to them and within two weeks or so, he had copies of his statements delivered, however, they'd managed to lose one months', so they said tell them of all the disproportionate charges and we'll reimburse you, so he did and they've just sent a letter informing him they'll refund all the charges.

Hi, thanks Emble:) Received a letter today telling me how sorry they are to hear that 'I' think the bank charges are unfair and that they are well aware of the info that I drew to their attention. Anyhow, they've offered me £900 as the gesture of goodwill, blah de blah, the letter is signed from Laurence White. I shall send them a lovely letter thanking them for their goodwill gesture and point out they only have a few days left to pay in full before I start a court claim against them. . I'll keep you updated...

Well I sent the LBA on the 6th October and haven't heard a peep from them since the last letter telling me how sorry they were etc, etc. I'll give them until the 22nd Oct (14 days plus 2 for delivery) before I attempt to start the MCOL. I've just started to reread the FAQ about filling it the claim forms. Will just have to see if I get any response before the 22nd...

Got a letter on the 26th Sept saying that they are sorry to hear that I'm unhappy, blah de blah etc and that they would try their very best to respond within four weeks to my complaint, they actually have until the 6th October and then I will send off the LBA.

Hi I received my statements yesterday and got busy with the high lighter and found they had taken £1950 worth of charges in the last 6 years!! . Have put together the prelim letter with the schedule of charges omitting the 8% interest column and will wait and see if they send me a reply!

I still haven't heard anything , so I thought I'd remind them that my request was still for a SAR letter, not a request for copy statements and they still only have 40 days to reply. I sent this letter: Dear Mr Townsend Thank you for your letter of 21st August 2006 regarding my Data Protection Act S.A.R - (Subject Access Request) letter. I would like to remind you that irrespective of the return of my £10 you are still under obligation to send me the data within the maximum time period specified under the Data Protection Act 1998, I will accept copy statements or a computer printout of all data held by you. I would also like copies of all letters and all other correspondence. My original request for information was made on 15th August 2006 and consequently you have 27 days left to comply. I look forward to your reply.

Hello Received a letter today form Barclays returning my £10, stating the usual blurb about not being able to give me details of manual intervention, but would supply me with statements free of charge on this occasion. Just have to see if the statements materialise within the 40 days..

I've just sent off my letter requesting my bank statments from Barclays and am preparing myself for a long wait...

Hi I'm a complete newbie here, but after reading through all the forums and FAQ, I have just sent off a request for my bank statements from Barclays. Just have to wait now...