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    • Whatever the nuances of the law, they will be lost on OPS, who like the rest of the PPcs never bother to get planning permission, ever. When they get a new contract they don't want to delay issuing PCNs by deigning to follow the law, especially as the period when they take over and the parking restrictions are new is the time when they can catch most drivers out.
    • I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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co-op US v Fredricsons/Coop


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A notice of assignment is one of the most important documents the Claimant needs to take court action in their own name and it not only needs to have been sent via recorded post but the original creditor must also have sent you a copy in order to discharge their obligations to the debt.

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Cant find a NOA.

Should we be reporting this to the ICO? The Coop have given Fredriccsons info on our current account which has nothing to do with the loan account. Surely this is against the law?

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  • 2 months later...

I've got a week off work so going to catch up with everything. This debt was sold whilst in dispute. We resumed payments to the CO-OP when the FOS found in their favour. We pay by building society cheque twice a month to the CO-OP and these cheques have been cashed. We don't have a NOA. This debt shouldn't have been sold to Freds anyway? When we started to get pestered by them this Loan account was being investigated by the FOS. I wrote to Freds asking them to provide paperwork and they sent us bank statements etc from our current account with the COOP ! I dont think Freds should've had that information from the Coop. I'm just not sure what to do next.

Edited by phatram
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  • 2 weeks later...

Freds have returned this to COOP. We are paying 2 loan payments a month to them by building society cheque. These cheques have all been cashed by COOP , (one was put into our savings account). They have not acknowledged receipt of any of these cheques! We have now complained about COOP to the ICO for passing on our details about this loan and our (now closed by COOP) current account to Fredricsons.

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  • 5 months later...
  • 5 weeks later...

Hi phat

 

Unforetunately the CO-OP is going down hill fast, they are making lots of admin errors, admin now takes second place to profit. I would just write to them and let them know that they are breaking the Data Protection Act, the documents could so easily have been sent to someone else.

 

Postggj is referring to the http://www.ico.gov.uk/complaints.aspx

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  • 1 month later...
  • 10 months later...

My daughter has returned to Derby after graduating from Nottingham Uni and has rented a house with her fiance. They moved in on 5th of this month but she changed her address with the CO-op the week before. On 8th of this month MY credit card bill arrived at HER new address !

What a farce !

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  • dx100uk changed the title to co-op US v Fredricsons/Coop
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