Paying CapQuest £3 a month and they charge £13 intrest a month!! Can they do this?

[IdaInFife]

nothing can make a debt un statute barred.

 

so if they was a space of 6 years without any payment or acknowledgement then it still will be

 

if it isn't it look as though you have charges/interest that can be claimed back

 

as mr ton has said you ould send cca request if thisis for a credit card or loan to check the paperwork but in this case to check the statute barred route to bury it i would send a sar.

 

no 2 in my sig

 

send it to halifax, you need to include a £10 postal order and send recorded or special delviery and this will let you check the dates

 

can you confirm what type of halifax account?

[IdaInFife]

they have 12 and 2 to repond

 

but can really take as long as they like but go into default after the 12 and 2

 

once these pass you can send an account in dispute letter if nothing received or wait until they contact you