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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Anyone else getting a lot of spiders in their houses???

Ive had at least one a night for the last week.. 2 yesterday... not small either, bloody huge.... really freaking me out:shock:

 

Sitting here with my feet up on chair

x

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I ll have to get a cat, my dog is useless .... totally disinterested... hubby uses pint glass and paper to catch them (really are that big).. me and kids screaming... and puts them down the bottom of the garden...

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Us to:confused:

 

We had 2 overgrown tarantulas last night. I've noticed this happens every year as the Summer is ending and the climate changes. The rain will inevitably draw them inside as well. My family are scared stiff of spiders so it is up to me to get rid of them. I hate them myself, but I can pluck the courage to pick them up and put them outside.

 

I threw the last one out last night and shut the door, 5 minutes later there was a knock at the door and this tarantula said "What was that for":p.

 

Getting bigger every year they are.

 

Arachnophobia:eek:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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The two that came in last night, I could have just put on a saddle and rode them out:D.

 

I do pick them up though, and try not to squash them in my hands. You can feel them trying to wriggle out which is not very nice.

 

But after all, they are all Gods creatures.;)

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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If you've ever been fishing and kept your bait in your mouth to keep it nice and warm ;) you should try it with spiders... whole new experience.

 

On a lighter note, according to statistics you will swallow approx 4 spiders in your sleep during your lifetime...

 

Sweet dreams... :)

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I personally think fortnightly bin collection = more flies = more spiders.

 

Flies are a problem as they do spread diseases, so I will do my best to rescue spiders from the dog or the missus, and put them safe outside :p

 

We do have one spider that lives inside the wing mirror of the car, and daily it puts a web up between the mirror and the side window. I think it likes the idea of trawling!

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I was right about this time of year. It appears they are just looking for a mate though.

 

 

Giant house spider - Wikipedia, the free encyclopedia

 

250px-Tegenaria_gigantea.jpg

Edited by Rooster-UK
Copyright image removed.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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I love spiders... they're really cool creatures...:)

 

Its flies I can't stand... zubbing around, sitting on your food and vomiting on it crashing into windows and mirrors ... spiders get my vote just for catching those bar stewards...

 

Wouldn't dream of killing 'em..:mad:

 

Hats off to spiders... the bigger the better... besides they have lungs too so you can get them birthday cakes with candles on..

 

:D

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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I love spiders... they're really cool creatures...:)

 

Its flies I can't stand... zubbing around, sitting on your food and vomiting on it crashing into windows and mirrors ... spiders get my vote just for catching those bar stewards...

 

Wouldn't dream of killing 'em..:mad:

 

Hats off to spiders... the bigger the better... besides they have lungs too so you can get them birthday cakes with candles on..

 

:D

 

Have to agree with you entirely on the point of flies, dirty disease-ridden creatures. We had to have our poor rabbit put to sleep a few years ago because of them and I hate them with a passion.

 

But i think I must have had some sort of trauma as a child with spiders because the fear is very real (although very amusing to OH). I get a bit annoyed with myself when the spider has been removed and the 'threat' is gone but I just can't seem to help how I react.

 

And I knew someone would put a flippin' picture of one up :(

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I put conckers on the window ledge and it seems to work at keeping them at bay.........not sure if it is just a myth but it works for me :D

 

 

 

Don't you mean BONKERS?:D

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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I saw something about spiders on the telly the other day. Apparently it is mating season for them. They will nest inside and breed as it is warmer and safer for them.

Later on they will go back outside when the weather improves.

So your starter for 10..... How many 'babies' will the average spider have in YOUR house?:eek:

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a couple of months ago I was baby sitting, one of my grand daughters came into the front room and told me there was a spider in her room. I said I would deal with it and walked bravely into her room. I asked her where it was, she said it was behind the bean bag. I picked up the bean bag not expecting anything to be there, I nearly collapsed when the biggest spider I have ever seen in my life was sat there looking at me. I had to get rid of it as I had told her there was nothing to be scared of. I covered it up with a plastic pot put some cardboard underneath it and carried outside. Said grand daughter was full of praise and admiration, if only she had know I was quaking in my boots!

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we get loads of spiders in my house, mostly harvest spiders, the ones with really creepy long legs, i hoover them up, the other day i hoovered all the spiders in the house and then hoovered up some stomes in attempt to kill the spiders in the hoover. sounds cruel but teach them for squatting in my house. still made my oh empty the hoover though coz i didnt want any of them to still be alive and get me

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I don't mind small spiders or tarantulas, I just don't like the big Georges.....orrible' long legs and all....They don't last long though once our 2 cats spot them.

 

It's Daddy Long Legs that I really hate..spiders with wings..yuk..oh and bloomin' flying ants...This is making my skin crawl...:eek:

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I really don't understand why people dislike spiders so much.... they do a wonderful job catching disease spreading flies...

 

 

Now slugs are a different matter... don't get me started on those good for nothing creatures :mad:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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