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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all, I sent the letter saying that this was a unlawful agreement to Freds, they have written back saying that Nat West have advised them that that all documentation regarding the CCA has already been sent to me so they have fully complied and if i'm still disputing i should contact them directly. Do I send the same sort of letter saying that it should have been 2 seperate agreements for the loan and the PPI? Not really sure where I go with this now so any help gratefully received. Thanks:roll:

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I don't let banks and DCAs muck me about. It is with a DCA when it suits them then when it is challenged it is referred back to Natwest. They don't pull the strings, you do. Frederickson is dealing with it so they get the reply. Write back to them and tell them that as you have given them your reply, it is their responsibility to inform Natwest the agreement is unenforceable and in dispute, not yours. I doubt if you will hear from Frederickson again. Next stop Moorcroft - and they usually give up!:-D

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Invalid Default Notices

 

Hi pinky 69 sorry to go off topic here , but can you tell us what was the outcome of your thread invalid default notices?????

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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All 3 cases are currently with the ICO - and they are taking forever, which I see as a positive sign, not having been knocked back as a matter of course. In all 3 cases the ICO asked for loads of additional information. My thread has been taken over for the moment but as soon as I have updates I will post them.

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  • 3 weeks later...

Hi all, Update. Last week received a letter from Fredricksons, it was the same as the first letter just saying this debt will not go away, contact us now. Today I've received a letter from Bryan Carter & CO Solicitors saying that full payment must be made within 14 days or they will recommend to their client Nasty West that proceedings be issued without further notice including court fees and solicitor costs of £290. It says that if I dispute this debt, state my reasons in wrining and supply them with documents to support the defence of my claim. I have googled the firm and found that they seem to have some sort of relationship with Freds (surprise!!) but am at a loss as to where I go from here, any ideas? Please help, am getting very worried again

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Report them to Trading Standards and the OFT for persuing a disputed alleged debt.

 

Normally I would recommend ignoring the DCA after reporting them,, but you have to watch Carter, he likes to try it on in court. So the best thing might be to send the "bemused" letter:

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/574-letter-when-account-has-been-passed-on-whilst-agreement-request-is-in-dispute

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No - I was never going to take CRAs to court? I am going to take a 2 banks to court if they do not remove defaults but at the moment it is with the ICO and it could take up to 6 months for their reply.

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  • 1 month later...

Hi everyone, thought I would give an update. Wrote to Freds about them passing it on to Carters and they wrote back saying that they were awaiting instructions from Nat West on what to do after passing my letter on to them. Wrote bemused letter to Carters, sent it twice, once ordinary post and once signed for but got no letters back from them - however- got reply from Freds on both occasions saying that they were waiting for Nat West. Odd. Maybe they were short of paper and borrowed that peice from Carters? Had letter from Nat West asking me to send £10 for the paper work if I'm disputing the debt but have already got them, thats why I think its disputed. They also said that the account number was wrong on the letter but thats because the letter was sent to freds who passed it on to them and so I'd only put freds reference number on it. Nat West say I should tell them why I dispute the debt but I thought I'd made it clear so I don't know whether to write to them or just wait now. Any suggestions?

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  • 1 month later...

Hi everyone, just a quick update. Having not heard anything from Fredricksons or Nat West for quite some time, I was thinking they would just leave me alone ( Very naive I know, but I was hoping!! ) Anyway, got a phone call at 8.28 this morning from Westcot Credit Services, I did not speak to them as they hung up before I got to them and I dialled 1471 and rang back and heard their name and hung up. When I googled them its looking like my debt has been passed on again but not sure yet until I speak to them or they write to me. I thought that if I said it was in dispute then Nat West or freds were not supposed to pass it on, is this right? Seems to me they just keep playing pass the parcel with it, it makes no sense. Thanks :-?

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They prefer to bully you by phone but they will write. Then you can send them the Account in Dispute letter to their complaints department and add that you are sending a complaint about them to the OFT for pursuing an alleged debt in dispute, which is a breach of OFT guidelines. After that you can completely ignore them.

 

Yes it does go the rounds before it disappears but there is nothing they can do so enjoy them throwing away their money trying to collect the uncollectable.:D

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Hi HH,

 

As Pinky says, they all ignore the guidelines about passing on an alleged debt, and of course when they pass it on to a new one they don't pass on the related correspondence so the latest idiots start calling and sending letters really believing that they are going to get paid as soon as they make contact.

 

The good news is that Wescot are usually seen off quite easily. :D

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  • 1 month later...

Hi, have an update . Have just received a letter from Wescot after writing to them telling them that the account is in dispute. They say that they have contacted Nasty West and NW say that they complied with my request for CCA (which they did, but they did not send me a signed copy of agreement, just a generic copy.) NW say that they do not consider this account to be in dispute and requested Wescot to continue collection. Wescot say that they now consider the dispute resolved and the full balance or monthly repayments be forthcoming. Am after ideas of what to do now as cannot afford to pay this unless they agree to very small instalments, which I can't imagine them agreeing too. Please help :(:confused:

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Has anyone else had a look at what they sent regarding the CCA?

 

As BB says. it's not for them to agree or disagree as to what you pay them, it's for you to decide, if they don't like it, tough cheddar.

 

Personally I would just pay them a £ a month, let them work for it.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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The "agreement" is unenforceable - just one signature box in a multi agreement and no signature. NatWest at their best. You can pay them £1 a month or pay them zilch - there is nothing they can do about it. Personally I would pay them zilch and let it run until it is Statute Barred. Eventually they will all disappear.

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I would agree with Pinky. For as long as you pay them £1 a month you are lengthening the time before it becomes statute barred. Without a signed agreement there isn't a lot they can do. Write back to Wescot and say it certainly is in dispute as they have not sent you a copy of the alleged signed credit agreement.

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  • 7 months later...

Hi Everyone, It's been a while since I last posted but have been waiting and waiting in case I heard anymore from Westct. I wrote and told them that I definately thought that the account was in dispute no matter what Nat West said because no signed agreement had been sent to me. Westcot said that they would get back to nat west and let me know the outcome. They have never got back to me, nor have i heard anything from nat west. Its been seven months now and have not heard anything (Bliss !) I'm hoping I've heard the last of them but thanks to this forum I feel better able to deal with these things. I only wish i'd found you all sooner, it would have saved me an awful lot of stress. Thank you all for your help over this . You've been brilliant.:-D

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