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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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maybe getting new cat


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:grin: someone at work is looking for a new home for her new cat!! Her toddler is tormenting the poor thing to death. I have said I will have her, (the cat not the toddler) I dont know what my current cat and dog will have to say about it.... or my hubby for that matter. Dont really care either they will all have to get used to her!! I love puddy tats.

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I dont know what my current cat and dog will have to say about it...

 

I like the Freudian progression of importance here. Cat first, then dog, then husband.

 

On a more serious note, I'd say the most important consideration is likely to be your current cat, specifically its age and the length of time you've had it.

If you have a young cat, then the chances are it will be in a better position to accept another cat being around. If the cat is older, and more importantly if it's been - if you'll excuse the pun - Top Dog for a few years, it may be unwilling to share its domain.

 

The dog, by virtue you already have a cat, will be relatively easy to deal with. Plus, of course, dogs are more empathic that cats (not to mention probably cleverer) so it won't take an especially long time for the dog to understand that new cat is part of the family and behave accordingly.

 

And the husband, by virtue of his gender, will put up with the situation as you dictate it.

 

Perhaps bringing the new cat home of a trial period, or on and off for an increasing amount of time each visit over the course of a week or two, will better climatize the existing family to its presence (not to mention giving Tiddles mark II a chance to climatize to you)?

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I love your interpretation of the situation Tez:D

 

I would just say that with the other cat it's likely to be whether or not it is in it's character to accept a newbie rather than specifically it's age. Some cats, like humans, just like to be alone. Others are more willing to accept (or at least tolerate) invadors:)

 

My friend has a 14 year old huge tabby who has just had two kittens lumped on him. He's been an only cat for as long as he can remember and he just stays out of their way. If they get close he walks off (you can practically see him shaking his head in disbelief at the gall of them).

 

Of course he could have just as easily been a hissy spitty ball of hate when they arrived. He's obviously just a gentle old man in nature:)

Time flies like an arrow...

Fruit flies like a banana.

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If you have a glass door anywhere in the house it's quite a good idea to separate them either side of it so they can see each other and get used to the idea.

 

I lost a very old cat last year and the remaining one is about 13 now. We got a six month old kitten and let them see each other through the glass. When they finally met it was quite clear who was in charge. The kitten watched her ps and qs! They have the occasional squabble but no more than cats who have lived together for years. We also have a visiting tom cat who lets himself into the house. They have the occasional squabble with him too, but generally they all get on very well. As Lexis says, it's down to the character of the individual cat.

 

One other tip I have used in the past is when the new arrival comes give them both fresh fish - most cats love fish! - unfortunately my budget doesn't stretch to this on a regular basis, but frozen fillets will do. This means the new arrival brings something good with him or her.

 

DD

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:) Thank you for your tips, I have only had current cat for a year, I got him from the RSPCA so I have no idea how old he is, he is as soft as putty but he does seem to team up with other cats in the nieghbourhood so I guess he will not take a lot of convincing he needs a new friend.

 

The dog like the hubby does as it is told

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I

One other tip I have used in the past is when the new arrival comes give them both fresh fish - most cats love fish! - unfortunately my budget doesn't stretch to this on a regular basis, but frozen fillets will do. This means the new arrival brings something good with him or her.

 

DD

Have you ever tried raw food? If you can get over the idea of feeding them raw meat it really is great.

 

I was put onto it (well my kitten was, not me:D) by my sister who has been using it for years for her menagerie. It's a completely natural diet as it's exactly what they'd have in the wild, and they love it. As a bonus for us it's made our kitten's coat really shiny and soft. It's just like mince but with bone and offal left in from whatever animal it happens to come from, so that it's just like if they were eating something they'd killed.

 

The best bit though is that it's cheap as chips! A 400gm pack of it (which lasts my kitten about 3 days) costs about 55p!

 

Ideal food at bargain basement prices - you can't beat that:D

Time flies like an arrow...

Fruit flies like a banana.

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:lol: spam

 

I had to come in through the window today as I locked myself out:D

 

Our house looks out onto a main road, and I had to climb through the kitchen window at the front of the house by tipping a wheelie bin over to give me the extra height (not one of the people/cars passing thought this was a little odd!), then clambering over the split pane window. It was a little further down than I anticipated and I think I've broken my, ahem, self in the process.

 

OH just laughed till he snorted when I told him the pain I was in:)

Time flies like an arrow...

Fruit flies like a banana.

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:) New cat going to vets tonight for her jabs, the vet is just around the corner from me so I am going to ask current owner to pop in with her to see what my cat thinks, I cant take new cat, named Cissy, until Monday.

 

Fingers crossed there will not be too much fur flying, my puds, Jake is a big softy, I dont want Cissy to knock him about, I am assured she is as soft though

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:D well trial run went fine, my Jakey defended his teritory by hiding in a corner! What a coward, Cissy (soon to be christened Chrissy) sat on my knee having a cuddle. No hissing, no scratching, just sat on my knee looking very puzzzled

 

Will be able to adopt officially on Monday

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I love threads like this, good stuff :)

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get one like this, nice and quiet

 

http://static-p4.fotolia.com/jpg/00/15/70/65/110_F_15706518_cfKCA5jmvVioCNmbqhcnTjZyDXsISf1u.jpg

 

sorry cant img it its a stock photo website

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  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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;) Tonights the night!!

 

I'm almost as excited as you are.... I hope you're going to upload photies:D

I have 2 cats.. getting on a bit now.. 14 yrs old the pair of them, they always look after each other,and they're a right couple of old biddies :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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We have 4 cats, the youngest 2 just coming up to a year old and would be without them now, even though they can be a pain at times, like climbing up your leg for attention when you are wearing thin trousers or shorts!!!! OUCH!!

 

Hope the latest arrival settles in well, and enjoy all the ensuing chaos and fun!!

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:D Well she is here, hiding under a cupboard at the moment, I am sure she will be fine once she gets over being so "shy". She has not met the dog yet,I will leave that until she gets a bit more couragous. the cat, Jake stalked off in disgust but he will be back when he is hungry.
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:DWe actually got a purr from her this morning, she is still very frightened, I feel so sorry for her, I only hope she does not expect tins of tuna and fish from fish shop once she has settled! I could not find her anywhere when I was going to work, eventually found her at the back of the airing cupboard. Ho Hum I hope she likes dust

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