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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Sarah V Abbey *** WON ***


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shAbbey are unbelieveably incompetent!

 

It beggars belief doesn't it and I hope you claim for costs of child care, travel etc in attending court regardless, for the inconvenience they are putting you through!!

 

:rolleyes:

srfrench :eek:

 

Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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why can they not post you a cheque they must have your addreess

 

they could but as this account has been frozen, i only have a savings account at the moment which clears cheques in 10 days. That is too long, i need the money. Luckily my dad has said he will provide the cash if they make cheque payable to him. Should receive it monday or tues latest.

 

Thank you everyone for your support. Will update when i receive money.

 

just quick question- they have said that they can only mark the default as settled and not remove it. I argued against this but was told as there was often more money going out than coming in the default cannot be removed. Obviously there was more money going out because of all the charges- am i right in thinking that i can get them to remove it?

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Excellent News Sarah - Happy Christmas indeed.

 

The default part - did you include details in your claim POC ? If so it should be negotiated as part of the settlement.

 

If not you may have to go back to court to fight for its removal.

 

i'm sure it was in my poc- must check

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Congratulations sarah:) Well done. Its another blow to Abbey woohoo.

 

Merry christmas

 

thanks for the congrats- couldnt have done it without cag!

 

Happy Christmas

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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Sarah,

Very well done, have a Fantastic Crimbo:D

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

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Well done Sarah and have a great Christmas.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Sarah,

 

Have just popped over from your post on my thread and have had a great read! Well done, you certainly went through the grinder with this one. Your resilience is impressive.

 

I have just started my action and it has given me great satisfaction to see that Abbey can be beaten, and beaten well.

 

Enjoy your Christmas.

 

Best wishes,

Chris

:)

-----------------------------------------------

Is it just me! :confused:

 

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hi sarah!

 

well done you!, i have been keeping an eye on your thread, but unable to post as really busy.

 

hope you have a fantastic christmas

 

lisax

if i have helped you at all click please the scales on top right!

 

ABBEY

11/4 S.A.R - (Subject Access Request) SENT OFF

1/6 LBA SENT

22/7 LETTER SENT REQUESTING THEM TO REFUND CHARGES

15/7 STATEMENTS RECEIVED (ALL 6 YEARS WORTH)

20/7 CLAIM ISSUES IN OLDHAM COUNTY COURT.

8/8 CLAIM ACKNOWLEDGED GIVING THEM TILL 21/8.......

SETTLED IN FULL!!!!!!!

 

T MOBILE i won!

16/6 Data Protection Act SENT OFF

 

5/8 t mobile have failed to comply with the Data Protection Act/S.A.R - (Subject Access Request) reques ....BRING IT ON BABY!!

7/8 LBE SENT GIVING THEM 7 DAYS TO COUGH UP MY CASH

7/9 FULL REFUND BEEN SENT!!

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Wow, I've just read through the whole post..... well done Sarah! I just hope my claim doesnt have to go that far! I wonder how long it will be until banks stop paying out (hopefully after I've got my money back!).

 

 

Happy Christmas/winter break to everyone.

Richard

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  • 2 weeks later...
Well done Sarah!! Can you please let me know the address that Christine Cody is at in Abbey. I can't find an address to write to her at anywhere! Many thanks

 

I wrote to her at :

 

Location Code : TS6 B03

Abbey National House

2 Triton Square

Regents Park

London

NW1 3AN

 

good luck

 

+ thanks for everyones good wishes. It really does feel excellent to beat them altho their debt recovery people havent got the messsage yet. Will post again when its all behind me and i can shred the statements!

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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  • 3 weeks later...

christines not getting back to me, and Moorcroft collections are still bugging me- so have sent her this email today

 

CLAIM NO: 6NR04162

Hi Christine,

Called 2 weeks ago and still not heard back from you with regards to this suposidly settled claim that i am still being chased by Moorcroft Collection agency for.While this is still up in the air, i am not prepared to write to the court to say its been settled as moorcroft say it isnt.

Due to this extra inconvienance i would like the default removed (as on claim form) from my file as soon as possible or i will file N244- and let them know our progress and continue to get the default removed. as we have discussed i believe the default occured due to abbey charges.

Would appreciate a reply as soon as possible but know that you are busy so will hold off filing this form till 1st Feb (1 week from today)

hope we can reach a final agreement on this.

----------------------------------------------------

 

Just got this reply

 

am no longer working for Abbey National PLC and I would suggest that any emails sent to this inbox be resent to [email protected]

If you need to speak to someone urgently, please email [email protected] or [email protected], or call James on 02077564306. Thank you and best wishes, Christine

--------------------

 

so she finally had enough!!!!

 

will forward email to the james contact- update as soon as i have news.

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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this is unbelievable- moorcroft have passed the debt (which is suposed to be settled) on to midas legal services. I am livid as i told them countless times that abbey have settled with me.

Luckily i waited and didnt cancel the court proceedings, it was adjourned and i now have a date of 23rd April for the hearing which i will attend if they dont get back to me. have called again got voice mail and also sent emails to 3 different abbey email adresses asking them to contact me urgently. what a big waste of everyones time, especially mine

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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  • 2 weeks later...

Hi Sarah, have just read through your thread. Congratulations on your win against Abbey. Although it does not seem to be completely over with the Moorcroft business!

Can you tell me what interest calculations you used in you claim as I am just starting my claim against them.

Many thanks

DS

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Hi Sarah, have just read through your thread. Congratulations on your win against Abbey. Although it does not seem to be completely over with the Moorcroft business!

Can you tell me what interest calculations you used in you claim as I am just starting my claim against them.

Many thanks

DS

 

i used the simple excel spreadsheet in the templates and substituted the 8% for 9.9%- hope it helps- if not ask again and i'll try to be more specific

:)

I've beat HSBC, GE Money and Abbey

 

Court pending V Barclays and Time Retail

 

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