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teebum

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Everything posted by teebum

  1. Is there a template letter to send to the onbudsman to complain about a banks attitude. Or over the threst of closing an account etc
  2. Chaps Been a long time since I spoke on here. Have really let this one go again due to lots of family probs, am ready to take them on again now. Am I right to assume I should resend a prelim letter and continue from there?
  3. Good luck,,,,,, not that you need it,,,,you WILL win...
  4. Red death I basically thought about the time i spent each day reading up and preparing, and gustimated that it would be about one weeks work. Never had to show any docs of proof or any working out.
  5. May be a while yet, they seem to be holding out till almost court day.
  6. teebum

    Teebum vs Carboot

    Heard nothing from Cahoot, to be honest had some major life probs to sort out and forgot about it. Am resending the LBA today and getting back on track.
  7. Nothing at all from Nationwide, sending LBA today.
  8. Sent prelim letter today
  9. Who would I send prelim letter to?
  10. teebum

    Teebum vs Carboot

    Sent the LBA with the line mentioning that I had already won against Abbey. As you will see, this claim embodies the same principles as my previous claim with Abbey (Murphy/ICK), Court Case No 6MK03624 , dealt with by Inga Kirkman which I recovered in full. I therefore see no arguable reason as to why this current claim should not be treated in the same manner
  11. teebum

    Teebum vs Carboot

    My thought originally was that if people put there previous victories in the letter the bank may just settle quicker. Court setting president etc.
  12. teebum

    Teebum vs Carboot

    Thanks, was thinking almost the same way with pro's and con's
  13. teebum

    Teebum vs Carboot

    Should I mention in my LBA that I have already won against Abbey?
  14. teebum

    Teebum vs Carboot

    Stephen Shaw Thanks
  15. teebum

    Teebum vs Carboot

    Got this reply by Email, do I now send LBA? Dear Mr. ******* I refer to your letter dated 29th January 2007 regarding your cahoot Current account. I have taken ownership of your particular case in order to provide a response to the issues you have raised. We do not accept that cahoot charges are unfair under the Unfair Terms in Consumer Contracts Regulations 1999. The object of these Regulations was not price control nor were they intended to interfere with people's freedom to agree the terms of their contracts. It is well known that banks make charges and cahoot charge
  16. teebum

    Teebum vs Carboot

    Sent prelim letter to Cahoot today
  17. teebum

    Teebum vs Carboot

    Sorry would Cahoot have a sort code, am currently making a list of charges
  18. teebum

    Teebum vs Carboot

    Can someone tell me if I can claim back the following type of charges: Billed finance charges Overlimit charges Charge for late payment
  19. The bundle is a folder of documents that you give to the defendant, the court and a copy for yourself. Look here for explanation http://www.consumeractiongroup.co.uk/forum/abbey-bank/52494-read-now-if-you.html
  20. Dear Nervous I was bricking it most of the time, and very confused. But the help and advice I got from the people on here got me through. If in doubt just ask. The AQ is in the sticky section and explanation notes there as well, honestly relax and it just rolls along and happens in a sort of natural way. Good luck, and by the way you don't really need luck just patience.
  21. When Abbey rang to make offer I mentioned that I wpould accept offer if it included the prep time payment, she accepted with no argument.
  22. I stuck with 8%, mainly for ease. I am presently back in battle with Cahoot, see what hours I get on that one, have set myself a challenge now.
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