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    • and it will be also now written off under age related criteria anyway.
    • DX: Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all just thought I would start a thread of jokes for some fun and to provide some light entertainment for everyone being harassed by dca's

 

Q: What is black and brown and looks good on a dca threat monkey ?

 

A: a doberman:lol:

 

Q: What do you do if you see a dca threat monkey drowning ?

 

A: throw them an anchor :lol:

 

Q: What is the difference between a dca threat monkey and a prostitute ?

 

A: A prostitute stops trying to scr*w you when you are dead :lol:

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A DCA gets made redundant, and cries all the way home, when her husband gets home she screams,

"I have been made redundant, and how are we going to pay our bills," she cries.

The husband looks at her and says,

"sorry darling you will have to go on the game",

WHAT" she yells,

"We have no other choice "the husband says,

" ok I agree "she says.

The following morning the redundant DCA comes home to her husband, and the husband looks at her and says "how much you make last night then"

The redundant DCA says "£275.10"

The husband looks at her and says "who the hell gave you 10 pence"

The redundant DCA replies "All of them"

"Always ask for a CCA, Simples".

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Did you hear about the two dca theat monkeys who were found frozen to death out side a cimema ?

 

they where wating to see closed for winter

 

 

Q: why do sharks not attack dca's

 

A: Professional courtesy

 

Did you hear about the madman who has taken an dca office hostage ?

he treatened to release one an hour untill his demands were meet

 

Q: what is the difference between a dead skunk in the road and a dead dca theat monkey ?

 

A: There are skid marks before the skunk

 

Q: If you see a theat monkey on a bike why should you not swerve to hit them ?

 

A: It might be your bike

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A lawyer, a banker and a debt collector were sitting in a bar, drinking, and discussing how stupid their wives were.

The lawyer says, "I tell you, my wife is so stupid. Last week she went to the supermarket and bought £300 worth of meat because it was on sale, and we don't even have a fridge to keep it in!"

The banker agrees that she sounds pretty thick, but says his wife is thicker. "Just last week, she went out and spent 17,000 on a new car," he laments, "and she doesn't even know how to drive!"

The debt collector nods wisely, and agrees that these two woman sound like they both walked through the stupid forest and got hit by every branch. However, he still thinks his wife is dumber. "Ah, it kills me every time I think of it," he chuckles. "My wife recently left to go on a trip to Greece. I watched her packing her bag, and she must have put about 100 condoms in there and she doesn't even have a penis!":D

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A lawyer, a banker and a debt colector all went to Hell.

The lawyer wound up in a blazing furnace and the banker was put in beside him burning away. The debt collector wound up in a big bedroom with a beautiful blonde film star in his arms. "That's not fair," said the lawyer and the banker, "rewarding him like that."

 

"That's not the debt collectors reward," said The Devil, "that's her punishment."

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What do you call four DCA Threat monkeys drowning

 

A start

 

What do you call fifty DCA Threat monkeys chained together at the bottom of the sea ??

 

A very good start indeed !!!

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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