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    • she and  johnson need to be kicked off the taxpayers credit card - for starters I'm certain there is cause - taking up 'jobs' when they shouldn't, bringing the nation into disrepute with their antics .. I'm sure it would be a very popular act from a new labour guv
    • Please have a look at this draft letter. It is modelled on yours but I have cut out a load of the unnecessary information. Also, the responsibility lies with the finance company because the vehicle was brought on hire purchase. You send it to them and a copy to big motoring world.   Let us know if there's anything that you disagree with, which is wrong, which you think should be added
    • According to Alastair Campbell on Twitter, anti-Le Pen parties are pointing to RN's fiscal policies and saying they'll cause a 'Truss-style market meltdown'. Liz Truss charged taxpayers for Amazon Prime subscription - Mirror Online WWW.MIRROR.CO.UK The subscription costing £95 gives the ex-PM free shipping from the retail giant, as well as the ability to stream films and TV shows such as My Fault...  
    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
    • Speeding (Revised 2017) – Sentencing (sentencingcouncil.org.uk)  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all just thought I would start a thread of jokes for some fun and to provide some light entertainment for everyone being harassed by dca's

 

Q: What is black and brown and looks good on a dca threat monkey ?

 

A: a doberman:lol:

 

Q: What do you do if you see a dca threat monkey drowning ?

 

A: throw them an anchor :lol:

 

Q: What is the difference between a dca threat monkey and a prostitute ?

 

A: A prostitute stops trying to scr*w you when you are dead :lol:

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A DCA gets made redundant, and cries all the way home, when her husband gets home she screams,

"I have been made redundant, and how are we going to pay our bills," she cries.

The husband looks at her and says,

"sorry darling you will have to go on the game",

WHAT" she yells,

"We have no other choice "the husband says,

" ok I agree "she says.

The following morning the redundant DCA comes home to her husband, and the husband looks at her and says "how much you make last night then"

The redundant DCA says "£275.10"

The husband looks at her and says "who the hell gave you 10 pence"

The redundant DCA replies "All of them"

"Always ask for a CCA, Simples".

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Did you hear about the two dca theat monkeys who were found frozen to death out side a cimema ?

 

they where wating to see closed for winter

 

 

Q: why do sharks not attack dca's

 

A: Professional courtesy

 

Did you hear about the madman who has taken an dca office hostage ?

he treatened to release one an hour untill his demands were meet

 

Q: what is the difference between a dead skunk in the road and a dead dca theat monkey ?

 

A: There are skid marks before the skunk

 

Q: If you see a theat monkey on a bike why should you not swerve to hit them ?

 

A: It might be your bike

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A lawyer, a banker and a debt collector were sitting in a bar, drinking, and discussing how stupid their wives were.

The lawyer says, "I tell you, my wife is so stupid. Last week she went to the supermarket and bought £300 worth of meat because it was on sale, and we don't even have a fridge to keep it in!"

The banker agrees that she sounds pretty thick, but says his wife is thicker. "Just last week, she went out and spent 17,000 on a new car," he laments, "and she doesn't even know how to drive!"

The debt collector nods wisely, and agrees that these two woman sound like they both walked through the stupid forest and got hit by every branch. However, he still thinks his wife is dumber. "Ah, it kills me every time I think of it," he chuckles. "My wife recently left to go on a trip to Greece. I watched her packing her bag, and she must have put about 100 condoms in there and she doesn't even have a penis!":D

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A lawyer, a banker and a debt colector all went to Hell.

The lawyer wound up in a blazing furnace and the banker was put in beside him burning away. The debt collector wound up in a big bedroom with a beautiful blonde film star in his arms. "That's not fair," said the lawyer and the banker, "rewarding him like that."

 

"That's not the debt collectors reward," said The Devil, "that's her punishment."

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What do you call four DCA Threat monkeys drowning

 

A start

 

What do you call fifty DCA Threat monkeys chained together at the bottom of the sea ??

 

A very good start indeed !!!

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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