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Re: MBNA Cant provide original Agreement in response to CPR?

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Hey Folks,


This came in yesterday for my hubbys MBNA account.


Basically they are saying they do not have an original copy of the CA (this is in response to his CPR 31.16 request), and should Avimore have a copy they will forward it if it ever becomes available.


What now?


They have provided me with what appears to be an enforceable application for my MBNA card, yet today offered me a 40% discount by letter. Cant afford it, but is this the start of a low F&F on this account, even though the CA appears correct? (link below)




Here is the letter from MBNA for my hubbys account. Your advice on the next move would be appreciated.


Many thanks as always,


Meerkat x



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time for failure to respond with the required doc letter me thinks


have a look in the MBNA forum as you appear to have the bulk standard fob off letter there.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX,


As I have been going through the CPR motions with them, should I continue to letter two as well, or should I halt that now?


Im unsure how to push this as obviously an admission in writing is valuable to me.


meerkat x

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