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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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ACS:Law copyright file sharing claims, Gallant Macmillan - and probably some others along the way...


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As the owner and operator of the only law firm in the UK acting for copyright owners in identifying and pursuing illegal file sharers on Peer to Peer networks I believe that regulation needs to be tougher. The Digital Britain report failed to address the key problems. Criminalising 8 million people is not the answer, but a direct obligation on Internet Service Providers to catalogue and keep the necessary data to identify illegal file sharers, coupled with statutory damages payable through the civil court process for such copyright infringements, for the direct benefit of the copyright owner infringed.

- Andrew Crossley, London, United Kingdom, 19/8/2009 22:04

Read more: Mandelson launches crackdown on file sharing... just days after meeting with record producer | Mail Online

 

with link to story as mandelson is now getting free dinners and holidays with the big people

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When Mandelson was in hospital the other day it wasn't for a prostrate problem, it was to surgically remove a record producer (allegedly). :rolleyes:

 

What really galls me is that someone unelected can not only act on behalf of the Prime Minister from a foreign country, but also in effect create leglislation. :eek:

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Virgin Media was onto this a long time ago-and their terms and conditions state it.

No suprises given Bransons interests in music publishing and communications.

Yet interesting to see Talk Talk voicing their disagreement that internet providers should be Policing it-what can the motivation be behind that ??

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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What really galls me is that someone unelected can not only act on behalf of the Prime Minister from a foreign country, but also in effect create leglislation. :shock:

 

It is generally recognised that this outrageously corrupt government is dead come next year. (Last possible date, Thursday 3rd June according to the Electoral Commission)

 

What else to do but collect as many backhanders/promises of future employment as possible?

 

Past presidents from the O/H's country have traditionally managed to obtain exile in the United States, along with their stolen billions.

 

We will probably be daft enough to let them still live here and give them a knighthood to boot.

 

David

Edited by cashins
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Virgin Media was onto this a long time ago-and their terms and conditions state it.

No suprises given Bransons interests in music publishing and communications.

Yet interesting to see Talk Talk voicing their disagreement that internet providers should be Policing it-what can the motivation be behind that ??

 

Cost of implementing and monitoring not to mention the possible risk of being sued as a party to the downloading perhaps?

 

S.

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I was thinking more in terms of VM customers viewing Talk Talks stance as.....erm somewhat advantageous

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi,I recieved one of these letters about 2 months ago, we are on tiscali and they were asking for £500. I sent the template LOD found on beaingtreatened.com.I recieved another letter just yesterday stating that they will not accept a template letter as a denial. I am now in the process of writing my second letter of denial, again from the templated off of the above webiste. I think i will also point out the fact that both of the letters sent to me regarding this were also both template letters. See what they say to that. After this letter we will just ignore them until if/when we get a court summons!Stick it to the man!xx

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hi

i too have a received a letter yesterday stating they would not accept my letter i sent off as it was from a template , will i send the 2nd template ?

 

It makes you wonder why they are playing this silly game, if you did turn up in court and produced the letter I doubt wether ACS would be dumb enough to say yes we did receive the letter but because they were similar to other ones we ignored them, very bizarre and would probably back-fire on them.

 

People turn to sites like this for free advice and use the many great template letters because they dont wish to pay out a fortune to solicitors especially if they are complete **EDITED** like Crossley

 

Andy

Edited by car2403
Language, Timothy! ;)
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just had third letter through saying,our client made the order against your isp not you,your isp identified & found my ip address assigned to me.Verify this data with your isp and refer to details in previous communication.reply in 14 days to avoid any further action.

mmmmmmmmmm!!!!!!!!!!

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Hello all

 

My dad has just recieved a 3rd letter from them, once again stating they recognise that our previous response was a template taken from the internet, and that their open offer of compromise is withdrawn.

 

They have now sent a offer to settle under part 36 of the civil procedure rule, asking for £625 instead of the original £500. We have 14 days to pay it. my dad is now getting more worried about it, so some advice would be appreciated.

 

Thanks

Robbie

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i can only go by what i have had through the post ,i also sent a template letter & consider the matter closed.i hope you get the same response soon.if you want the details of the letter i sent up here then mail me.

kind regards

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Hello all

 

My dad has just recieved a 3rd letter from them, once again stating they recognise that our previous response was a template taken from the internet, and that their open offer of compromise is withdrawn.

 

They have now sent a offer to settle under part 36 of the civil procedure rule, asking for £625 instead of the original £500. We have 14 days to pay it. my dad is now getting more worried about it, so some advice would be appreciated.

 

Thanks

Robbie

 

I can't really believe that this is a reputable law firm that thinks it is servicing it's client in a sufficient way.

 

If we take a look at Part 36.2 of the Civil Procedure Rules of 1998;

 

(1) An offer to settle which is made in accordance with this rule is called a Part 36 offer.

(2) A Part 36 offer must –

(a) be in writing;

 

(b) state on its face that it is intended to have the consequences of Part 36;

 

© specify a period of not less than 21 days within which the defendant will be liable for the claimant's costs in accordance with rule 36.10 if the offer is accepted;

 

(d) state whether it relates to the whole of the claim or to part of it or to an issue that arises in it and if so to which part or issue; and

 

(e) state whether it takes into account any counterclaim

 

Now, they can make a Part 36 offer before commencement of proceedings, (CPR Part 36.3(2)(a)) but it must be made for 21 days or more.

 

How can a reputable legal firm like this send a CPR Part 36 offer that isn't compliant with CPR Part 36?! All I did was look Part 36 up - and I'm a layperson!

 

PART 36 - OFFERS TO SETTLE - Ministry of Justice

 

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Sorry that could be me misreading the letter, the letter states:

 

"If the offer is accepted within 21 days of service of this notice you will be liable for our clients costs in accordance with rle 36.10 of the Civil procedure Rules SAVE THAT if you accept the ovver within this time our client will waive any claim costs. save that if you accept the offer within 21 days our client will waive any claim costs, other than those already incorporated in the above offer."

 

Then a bit further down the letter is then states:

 

"If you decide to accept this offer you must do so in writing and pay the Offer Sum in full within 14 days of notification of acceptance."

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