Instant Silver

[spirit31]

Hi I have been contacted via telephone at work by a lady called Dawn from a debt recovery agency called Instant Silver. She is claiming that GE bank has passed on to them recovery of an debenhams account and are claiming I owe £200. I explained that any store card or account I had with Debenhams has beed payed up and that they should not bother me again. I contacted GE bank and quoted the ref no that Instant Silver had given me and they had no record of any such account and had not heard of Instant Silver. I have googled Instant Silver and can find no such company?? HAs anyone else heard of them and do i need to worry?

[Pinky69]

I wouldn't think so - sounds like [problem] to me.

[kiptower]

did you get a phone number they called from

[42man]

This does sound like a [problem]......did you get any details at all ?

[42man]

There is certainly no company registered with the OFT called that, if they want to collect debts then they need a licence....if they call again ask what their OFT Consumer Credit Licence number is, get a phone number and address too...

[spirit31]

They have just called again and there address is PO BOX Caerphilly CF83 2XE. Tel No 08001114425. She said the reason why there is no such an account with Ge Bank is because they sold the debt to link whom sold it to them. She told me I had to write to their Defence and Dispute Department.

[cashins]

They have just called again and there address is PO BOX Caerphilly CF83 2XE. Tel No 08001114425.

 

That postcode does not trace exactly, however that's not unusual for a DCA. (It is in the general area of Link though.)

 

You need to stop talking to them on the phone, a DCA will tell you any old nonsense to get money. If they phone again, tell them to put it in writing and hang up on them.

 

David

[funky monkey 79]

Hi there,

I have just checked the postcode on royal mail and it comes up with

Link Financial

Caerphilly

CF83 2XE

 

Hope this helps

fm 79

[ODC]

They seem none too keen to answer their phone:D

[ODC]

If they are connected to link they should change their name to Long John Silver

[shredder10]

Yep its link alright.

 

 

Registration Number: Z5504257

Date Registered: 01 June 2001 Registration Expires: 31 May 2009

 

Data Controller: LINK FINANCIAL LTD

 

 

Address:

CAMELFORD HOUSE

84-90 ALBERT EMBANKMENT

LONDON

SE1 7TP

Other Names:

ALSO AT ;

1/5 TRECENYDD INDUSTRIAL ESTATE

CAERPHILLY

FLEETWOOD COLLECTIONS

INSTANTSILVER

THESIS SERVICING

[ODC]

From the air

 

TRECENYDD INDUSTRIAL ESTATE CAERPHILLY - Google Maps

[harrassed senior]

If I own 3 properties whether in the same name or not, I required 3 TV Licences, so how can they get away with trading under all these different names (purely to confuse people I am sure), under one umbrella Licence?

[babybear39]

Nawty nawty link for trying to hide behind another name. *BB sends them to the nawty corner* Think I'll pop down and take a pic of their offices, it's not far from me

[ODC]

Call in and ask them to answer their phone:D

[babybear39]

Ok

[shredder10]

seems to be taking a long time to update their credit licence.

 

 

Application / Licence Details

 

 

 

Licence Number:0446835

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration NumberLink Financial Limited3504939

 

Categories:

 

Consumer credit Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Issued Date: 03-May-1998

Expiry Date: 02-May-2008

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

[spirit31]

Thanks you have all been very help full . Things like this really worry me. Why would Link be going under another name?? Should i write to them? They do not have my new address and I am reluctant to give it to them. The original account was set up with Debenhams over 6 years ago. I am not sure what my next move should be. I am just about to buy my first house and am worried this will mess it up my chances although my credit rating with experian is excellant.

[sosumi]

Does anybody know where there's a list of OFT 'Event Numbers' explained?

The whole list?

Ta

[sosumi]

Thanks you have all been very help full . Things like this really worry me. Why would Link be going under another name?? Should i write to them? They do not have my new address and I am reluctant to give it to them. The original account was set up with Debenhams over 6 years ago. I am not sure what my next move should be. I am just about to buy my first house and am worried this will mess it up my chances although my credit rating with experian is excellant.

When was the last time you acknowledged it in writing Spirit31?

[babybear39]

...or paid anything towards the account?

[spirit31]

I paid the account off in full 2007.

[babybear39]

Do youhave proof ie. bank statements?

[ODC]

Do youhave proof ie. bank statements?

 

Please say you do so that Link aka Silver First can be added to the OFT HIT LIST

[cashins]

Things like this really worry me. Why would Link be going under another name??

 

Link were almost certainly one of the '13' previously warned by the OFT regarding their conduct.

 

As sanctions have been now been placed on 1st Credit & Mac Hall, (companies who were warned but ignored the warnings), they could be using this name in the hope that nobody 'joins up the dots'.

 

David