Jump to content


You have got to look at this RBS agreement!!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5449 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

Below is an agreement from my OH.

 

The loan has never missed a payment and is still getting paid since 2003

 

Just look carefully at all the figures and post your results..:)

 

Someone at the bank has severly dropped a major clanger...

 

HAK

 

 

RBS22.jpg

Link to post
Share on other sites

I make it £3523.00 to much on the total for credit !!!

 

Correct and the OH has paid to date £20606.85p with 15 payments of £298.65 left!!!

Link to post
Share on other sites

Yep, it goes some way to explaining how they managed to screw up their business model and why we're all paying the price through our taxes. Total muppets.

 

But I have to ask, did you sign this agreement?

Link to post
Share on other sites

Yep, it goes some way to explaining how they managed to screw up their business model and why we're all paying the price through our taxes. Total muppets.

 

But I have to ask, did you sign this agreement?

 

Yes all the signatures are on another continued sheet and are OK

Link to post
Share on other sites

oh dear, donkey filleting anyone?

 

i did Lloyds TSB on the same thing yesterday and they wrote off the whole agreement for our client.

 

they are in a world of trouble here HAK and you have em by the b@lls so if i were you, id squeeze hard ;)

Link to post
Share on other sites

I feel sorry for the person who 'executed' the agreement.....!! ;)

 

Apparently she has left.....Wonder why!!!

 

Basically I have given the bank a couple of weeks to get this sorted. I give the bank manager her dues she does call us every couple of days to inform us that they are still awaiting paperwork etc...

 

She has got till the end of next week to come up with a severe pot of cash or its legal action all the way..................

Link to post
Share on other sites

Getting confused...

 

I know an agreement is unenforacable with out a perscribed term.

 

What part of the regs do I use for this agreement to make it unenforcable.

 

Sorry but just cant get my head around it...

 

Cheers

 

HAK

Link to post
Share on other sites

erm, well, the amount of credit is misstated if it had ppi (Schedule 6 para 2 Consumer Credit Agreement Regs 1983) OR

 

if they plead the credit is correct, then the repayments are wrong which is also a breach of schedule 2, but its para 5 that you need to look at

 

and incidently there is also a breach of schedule 1 CCAR1983 insofar that the APR is wrong, the repayments are wrong the amount of credit is wrong

 

is that enough for you?

Link to post
Share on other sites

Bit Peed of really.

Had a funny feeling it would be sorted today.

Obvioulsy dont know Im a CAGGER...hehe

 

They have another week max....

 

HAK

Link to post
Share on other sites

Bit Peed of really.

Had a funny feeling it would be sorted today.

Obvioulsy dont know Im a CAGGER...hehe

 

They have another week max....

 

HAK

 

Hi Hak, You're being very reasonable, always the best way I think.

Wonder how many poor punters are out there all paying well over the top for their loans...

Link to post
Share on other sites

Has anybody got a copy of this

 

The Consumer Credit (Total Charge for Credit) Regulations 1980, SI 1980/51

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...