Claiming my charges back

[Battman]

Hi Guys,

 

Bit of a newbie to all this but I have decided to try and reclaim my charges back after reading the stories on here.

 

I have created my Preliminary approach for repayment letter ,but am a bit unsure as to what the SCHEDULE OF CHARGES means, as it says at the bottom to not forget to include this when sending the letter.

 

Thanks in advance for all help.

Thanks

Steve

[angela1606]

its the interest template in the templates forum but dont add the 8% colums on right hand side at this stage cant claim that until it goes to court

[Mrs Charlton]

Its basically just a breakdown of the charges they have applied to your account and shows them charge-by-charge what you are claiming back.

Literally a table (for example):

 

Reason for charge. Amount of charge. Date of charge.

Item returned unpaid. £30.00 01/01/2001

 

and so on. Once you get to filing at court stage you can add the interest on the amounts, that the fun part

[rdm2006]

its just the name given to the spreadsheet used to list the charges if you are not sure click in the link below and look at step 4 (there is a link to items you can and can't claim for which is very helpful).

[siamesecats]

i think i may have cocked up .i phoned barclays bank today and asked them to repay me all unfair bank charges they have charged me after putting me onto a super visor she gave me a reference number and a direct phone number .she said they will be in contact with me within 5 days?.have i cocked up.should i off put things in writing first?.any idea what they are going to do now?

[Mrs Charlton]

i think i may have cocked up .i phoned barclays bank today and asked them to repay me all unfair bank charges they have charged me after putting me onto a super visor she gave me a reference number and a direct phone number .she said they will be in contact with me within 5 days?.have i cocked up.should i off put things in writing first?.any idea what they are going to do now?

 

Siamesecats please start your own thread as you are hijacking somebody elses. Also, please read the FAQ's and the Step-by-step guide. The more reading and preparation you do the better. Follow the instructions and you can't go wrong.

Good luck.

[steviemac1982]

where do I start ??

[HOPPO]

Hi There Can You Help Me Please I Am With Hsbc And About To Send My Letter Off Requesting 6 Years Of Statements Do I Send It To My Local Branch All Do I Send It To There Head Office.all Do I Have To Send It To The Data Protection Commissioner Can You Please Advice Me Many Thanks

[lexxity]

Hi Hoppo,

 

I got my statements today from HSBC, they will not give me any statements prior to Dec 2001!

 

How do I get these statements or do I apply an arbitrary sum?

 

Lexxity - Over 1K owed.

[syromaniac]

Hi,

 

Great website with some really good advice. I am in the process of claiming back my bank charges, in total over 6 years i am claiming £3700 + interest which brings it up to £4300.

 

I have had a response from HSBC this morning offering me £2000

 

it states in the letter "HSBC is, however mindful of the managment time and irrecoverable legal costs that it may incur in realtion to such a claim, for those commercial reasons alomne, and without any admission of liability whatsoever, HSBC is prepared to make a payment to you in the sum of £2000.00 representing the charges applied in full and final settlement of this matter."

 

Should i accept?, or fight it all the way..

[HSBCrusher]

Hello folks

 

nice to see you all on the site, and a warm welcome to you!

 

It would be great if you could all start off your own threads please, as lots of new claims on one thread is confusing and hijackes the original user's thread.

 

Thanks

 

Crusher:D