Blair, Oliver & Scott - CCA help

[purplehaze78]

I am writing a letter requesting a copy of my CCA in regards to a debt with BOS.

 

Has anyone ever had an unenforceable CCA from them or received a copy from them.

 

Have been making payments for several years now and it will probably be another several years before it is paid off.

 

Also on their letters they have two addresses one at Rosyth, Fife and the other is Manchester. Which one should I use to send my request to?

 

Any help greatly appreciated.

 

purple

[blueda]

I have seen a unenforcable CCA returns on this site, i have one from Link, BOS is no different from other DCAs, you could as a one off phone and ask which office to send an official complaint to, but dont go into much detail over the phone, as in future you are best not talking to them on the phone.

[purplehaze78]

Thanks Blueda for your reply.

 

It is quite nerve racking sending CCA requests as you don't know what the outcome will be, however have been reassured with the outcome of many others on the site.

 

Decided to use the Rosyth address, we will wait and see if we get a reply.

[IdaInFife]

I'll watch for it driving passed

[butts]

I had a couple of "lego CCA's " from them.

 

Although the requests go to Blair Oliver Scott they are only the "monkeys"

 

the lego comes from Bank of Scotland the "Organ Grinders".

 

Mine were Bank of Scotland Card and Sainsburys Card - all HBOS -the BOS came from Scotland and the Sainburys one from Leeds.

 

Both were amazing reproductions that wouldn't look out of place in the Tate Modern.

 

I live only a couple of miles from the buggers:D

[FlyboyAgain]

See my thread on DCAs being heavy handed!

[purplehaze78]

Thanks all for your replies.

 

Any chance you might have seen my reply flying past as I am still waiting!!

 

Should I now send a dispute letter or should I wait for the 30 days deadline.

[madasamuppet]

The 30 day limit no longer exists its just 12 working days from receipt so if its past that then I would send the dispute letter to them.

[purplehaze78]

Thanks Madasmuppet for clarifying that the 30 day limit no longer applies.

 

I have read through so many posts and when you go to look for the info you need some how you can never find it.

 

Will send account in dispute letter tomorrow.

[LesleyF0]

I know I'm a bit late in joining in but just so you know for the future, Blair Oliver & Scott (BoS) doesn't exist, it is a made up title by Bank of Scotland which they use when sending out threatening letters as it looks more legal and usually gets a better response.

[FlyboyAgain]

Yeh, I found that out about a month ago. Soon as I confronted them about it and got the local Trading Standards involved, the calls petered out and stopped.

 

Tell them to go away; I did.