Creation Consumer Finance claimform - old Fridge loan - struck out - they tried again - **WON+COSTS TWICE**

[noomill060]

Ah- you didnt say where you were, I assumed from the question that you were in Norn Irn.

 

When you get costs judgement, contact the EJO in Belfast and ask them how you go about enforcing this English judgement in Northern Ireland.

 

6th Floor Bedford House

16-22 Bedford Street

Belfast

BT2 7FD

Phone: 028 9024 5081

[intree]

Thanks so much Noomill

 

sory for the confusion, will I be able to recover the costs of the enforcement in Northern Ireland from the EJO too?

 

Thank you

[noomill060]

Yes, every penny.

[intree]

Update :

 

Went to the costs assement Hearing, to our surprise Creation consumer sent a solicitor along in the hope we would not attend,

 

The judge went through the motions and informed us that we could not claim for today, however, after hearing the waffle and excuses from the solicitor, she started shouting quite abrubtly at the solicitor, she advised them she has read the file and that she was disgusted that they did not settle before it came to this hearing, he blamed greenhalgs solicitors (apparently Creation consumer have appointed these new solicitors to sue Greenhalghs who lost this claim)................we were awared the costs, after a further lenghthy discussion between the judge and their solicitor, to my shock he was trying to dispute what we were claiming, I THEN, put forward the N254 Application and informed the judge that they had 21 days to respond and the hearing was not a appeal hearing.

 

The judge then told the solicitor, they had their chance and they messed up the claim, (I was quite annoyed at this stage) she then told him, she was not going to hear anymore from him, and awarded us the full amount, she then also went through what we claimed for today (originaly she refused to award anything for today) then awarded us £48.00 for attendance and travel etc.

 

They have 14 Days to pay, so I asked the judge to confirm that if they pursued with another claim, she looked at their solicitor and informed him that it would be abuse of process.

 

As soon as the money comes through I will definately make a contribution to the site as this site has now given me the insight and assistance, without which I would have faced a unfair claim and a CCJ.

 

Thanks to everyone on here who has helped and I wish the site assists many many individuals who are not able to help themselves.

 

THANK YOU ALL

[noomill060]

Excellent! Nice to have had their solicitor ripped to shreds in front of your eyes!

 

So, is £48 the total awarded?

 

Like I said, contact the EJO in Belfast and ask how you go about getting this transfered over to N.Ireland.

 

Then after 14 days (if they havent coughed up) issue enforcement proceedings against Creation.

Edited November 24, 2009 by noomill060

[intree]

Hi Noomill

 

The total awarded was £633 including the 48.00, This site is the best site for genuine help needed and the people on here are wonderful as without you all I would have not dont it or had the courage or knowledge to deal with these prats - just look at their web site Debt Recovery and Commercial Litigation from Greenhalghs Solicitors, they are now being sued so what goes round comes round - is KARMA not a wonderful natural JUSTICE.

 

There are 100's of people who buy from stores on buy now pay later, you send them the money and then they say they did not receive it only to charge you 40% interest, so if you owed 1000 you end up with a CCJ and owing 2500 like us, how can they do this to people-why are they allowed to chase people for these unfair debts and get away with it just because you do not have a SLIMY SOLICITORS FIRM, who will even sell their own mother to get some money.

 

Life is hard and living is made even worse and unfair through the practices of these companies.Hopefully, the more people are assisted through this site, and helped to understand what they are facing, the less these claims will succeed, I hail the founders of this site and wish them good Karma as they are the real providers of JUSTICE to the poor and those who have nothing but their humility and honour to lose if not assisted.

 

WHAT GOES ROUND COMES ROUND IN THE END!!

[noomill060]

Oh yeah,Greenhalgh - Instant Karmas gonna get you!

 

YouTube - John Lennon - Instant Karma Lyrics & Pictures

[Sunshine54]

well done Intree. I'm delighted for you

S

[supasnooper]

Congratulations and Well Done.

 

An excellent result for you intree...................and a big pat on the back must go to noomill too for the assistance.

 

I'll amend the title to reflect your success.

[intree]

Thanks for that supasnooper............Please can I remove the Link to greenhalghs as I dont want to promote these idiots, I attached it as previously they were using vultures and bears as their promotional adverts, claiming to act like vultures to collect debts and bears to fight so called bad credit.........................since they went on TV and were disclosed as real vultures on panorama they have changed their coats but not their method...........see here http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/167052-attention-panorama-bbc1-20-a.html

[intree]

BBC - BBC One Programmes - Panorama, Can't Pay, Won't Pay ACTUAL LINK

[hammyhound]

Inntree just to let you know that I also had a claim where I won (my costs were measly though) and as soon as I received the judgment I sent it recorded delivery to Greenhalghs just to make sure they wouldn't say "oh we didnt receive one". They then wrote saying we have asked our client for the money"

 

They are horrible I had a really bad do with them - lying stands to mind.

 

Anyhow I look at that letter from them now and think "your client wouldn't have been best pleased with you lot".

 

Congrats btw its good that this shower are brought down once again.

 

HH

[supasnooper]

Thanks for that supasnooper............Please can I remove the Link to greenhalghs as I dont want to promote these idiots, I attached it as previously they were using vultures and bears as their promotional adverts, claiming to act like vultures to collect debts and bears to fight so called bad credit.........................since they went on TV and were disclosed as real vultures on panorama they have changed their coats but not their method...........see here http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/167052-attention-panorama-bbc1-20-a.html

 

 

It's your call as it is your post.

 

Personally, I'd edit your post leaving in the references to Greenhalghs in your post for anyone who searches the forum but remove the weblink.

I'm sure people will do a web search anyway.

[intree]

Hi

 

Just a update, we received the order of above dated 24 November 2009, for the amount of 633 to be paid within 14 days, which was latest 8 december 2009, however the order was typed up on 16/01/10 so do I now enforce through the baliffs or do I wait until it is 14 days from it being typed, as I am not sure these cretins will pay anything despite the order, as their solicitor attended on the 24th November so must have advised them to pay.

 

Thanks

[noomill060]

As the order is dated 24 November, you can now go ahead and enforce it without mercy.

 

My judgement against a credit card company was dated 20 March, but didnt receive it until a month later. I was able to enforce it starught away.

 

They whinged and cried over it and phoned the court to confirm their bad news, but they paid up to avoid bailiffs.

[intree]

I wrote to the idiots via e-mail last night giving them 3 days to respond before issuing High court action - this is the response I received

 

What a Bunch of W$%£%£RS

 

We have not received a copy of the sealed order made by the court at the hearing on 24.11.09. However we do have a record of the hearing from our representative, we now enclose the cheque for the settlement.

 

Notwithstanding that these proceedings have been struck out, there still remains the issue of monies owed by you to our client under the finance agreement. We have asked our client for their instructions in this regard and as soon as they have been confirmed we shall write to you further.

 

W£$%$RS

 

OUR RESPONSE AS FOLLOWS:

 

I refer to the contents of your letter, this account is now struck out by order of the court and costs assessed and awarded against your client, moreover the account has been unlawfully terminated by your clients and accepted as such by me, any further attempt to re-litigate will be defended vigorously and reported to the Court.

Please note that any issuance of a claim for the matter which has already been struck out will be considered an abuse of process, the representative who attended Court from your Clients was warned of this fact by District Judge XXXXXX, accordingly, any further action which you client or you do pursue will be highlighted to the Court and a counter claim for damages will be issued. We believe your Clients instructed the new representative, from different solicitors, who attended Court.

This matter is now closed and all further correspondence in this matter is now closed, any further contact made by you or your clients will be considered as Harassment and action will be taken to remedy this.

As you are supposed to be acting in the interests of your clients, it would be advisable to give them the appropriate advice in light of the above comments and the Court orders.

[noomill060]

Heh heh!

 

Lets see if they are stupid enough to rattle your cage again.

[intree]

they just make me sick and what is worse they never admit that they were wrong and are still threatening action...

[intree]

Thanks to noomill and everyone else who helped me, I have now made a donation to the site as a token of my thanks

[noomill060]

they just make me sick and what is worse they never admit that they were wrong and are still threatening action...

 

 

What do you expect from muppets!?

 

[intree]

they have written today to again confirm that we owe money on the agreement, they are requesting repayment proposals, they also have stated as there was no formal decision on the account, they will re-issue the claim, they do not consider this as abuse of process.

 

they will be writing back to confirm in the near future via court ---- CAN THEY DO THIS - DEFECTIVE DN ON WHICH ACC WAS TERMINATED - THEN FAILED TO FOLLOW COURT ORDERS - STRUCK OUT AND COSTS AWARDED TO US FOR THEIE BEHAVIOUR - NOW THIS THREAT

 

ALL HELP AAPRECIATED

[noomill060]

Wait and see what what they do.

 

As for abuse of process, its not their opinion that counts, is it?

[vjohn82]

Did you get your costs in the end?

[intree]

Hi Vjohn yes they paid up, after advice from the CAG, was to write to the solicitors and give them 3 days to pay up or send in the enforcement through the High Court, they are now adamant that, their client is going to have the claim relisted for another hearing and they are waiting for instructions.

 

They are a joke, and been told so, I have also informed them, that their actions and threat are and will be considered as abuse of process and res judicata, I made a donation to CAG for all the excellent help too.

 

I could never had fought this alone without this website and the many good people who afford genuine and honest advice to the end.

 

THANK YOU ALL

[vjohn82]

Well done intree.

 

I myself have a costs hearing on Monday...

 

HFO discontinued before allocation so hoping that my wasted costs will be paid.