Barclays Letter Template

[Kerrie78]

Hi,

I am about to send CCA requests out to Barclays and MBNA for my husband but whether its because I've got the kids racing round me like lunatics or its just because I'm having a blonde moment I just cannot find the template letter in the CAG library!!!

 

Would someone please link me to it before I need to go and buy hair extensions!

 

Thanks in advance

[bones01]

hi there , i was in a similar situatiom to yourself and some nice person posted this for me to use hope this is the right one for you , just thought would pass it on for you ...

 

Hope you get it sorted

 

 

 

 

 

 

 

(Your home address)

 

Date:

 

To:

 

Dear Sir/Madam

 

Account No:

 

With reference to the above agreement, I/we would be grateful if you would send me/us a copy of this credit agreement and a full breakdown of the account including any interest or charges applied. I/we understand that under the Consumer Credit Act 1974 [sections 77-79], I am/we are entitled to receive a copy of any credit agreement and a statement of account on request. I/we enclose a payment of £1 which represents the fee payable under the Consumer Credit Act 1974.

 

I/we understand a copy of any credit agreement along with a statement of account should be supplied within 12 working days.

 

I/we understand that under the Consumer Credit Act 1974 creditors are unable to enforce an agreement if they fail to comply with the request for a copy of the agreement and statement of account under these sections of the Act.

 

I/we look forward to hearing from you.

 

Yours faithfully

 

(Your signature)

 

 

Remember not to sign your letter, as the agreement has to have your signature to be enforceable and the creditor may try and use what you send them if they do not have it...initial it or use a different signature. And send a postal order for the £1.00 fee. Send request recorded mail!

 

 

I sent requests to the address on the back of my statements which is:

Barclaycard

Customer Services

Barclaycard House

PO BOx 5592

Northampton

NN4 1ZY

 

You can see how Slick has been helping me on my thread. They have 12+2 days to comply with the request, and you could stop paying after this if they have not complied, as they would be in default, although expect a lot of calls, threats and letters if you do this. Again see my thread for what happens after 12+2 days have expired, or post up your agreement if they send you something which you are not sure is enforceable.

 

Hope this helps!

__________________

[Kerrie78]

Thanks very much Bones, I have printed the letters out to Barclaycard and MBNA now and will be posting tomorrow. I didn't sign them, I printed the name and I have enclosed the PO and sent REC Del.

 

I have used the Pavilion Drive, Northampton address though so do I need to change it before posting???

 

I will let you know the outcome. And I will read up on your post just now.

 

Thanks again

[slick132]

Hi Kerrie,

 

The address is fine but I'm afraid it'll be a waste of a good stamp as BC wil simply send you a set of T&C's in response.

 

Read here for an alternative strategy - http://www.consumeractiongroup.co.uk/forum/legal-issues/173201-why-you-shouldnt-use.html

 

[bones01]

hi there , sorry to but it , i was given the other letter by a member of the site to send to barclaycard myself i have recently sent this off .

Was this a waste of time for my self too ???..

Will i not get what i need to see if the agreemnet is unenforcable or not excecuted properly ?

 

Sorry am really confused now

 

thanks

[slick132]

Hi Bones,

 

Your thread is now here in the BC forum.

 

The CCA request was being used all the time with BC but they've changed the way they respond to it - now they just reply with a set of T&C's.

 

Which why we are now advising users to use the CPR route.

 

Sorry for the hijack Kerry.