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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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welcome finance ppi - ive issued a court claim!


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quick question - can I use a SAR template (data protection request) under the CPR rules??

 

i.e. just ammend the top of a SAR to say as I am a claimant in an action against them I am asking for release of the information contained in the SAR under CPR??

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cant see why not, but do not add SAR in the letter, just say that you are requesting all the information relevant to the case under the CPR rules and tell them failure to comply will mean you will report them to the court.

 

 

 

 

 

 

 

I am not a legal expert I might have made mistakes in what i have written. If you have found any mistakes please feel free to point them out. Anything posted on this forum is for discussion purposes only. It should not be considered as legal advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an legal expert who can advise you after finding out more about your situation.

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They "may nots" in the account in dispute letter - can someone tell me where these come from i.e.

* you may not demand any payment on the account, nor am I obliged to offer any payment.

* you may not add further interest or charges to the above account nor are you to pass this account to a third party.

*you may not register any information in respect of this account with a credit reference agency nor are you allowed to issue a default with regards to this account.

 

The reason I ask is that I have had a response from a company saying they do not have to abide by these as these are in relation to the banking code - and as they aren't a bank they do not have to adhere.

 

Is this true??

 

Thanks

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clemma,

 

There is nothing in the act that stops them doing these things. The only thing that the act states is that they may not enforce the agreement until they do comply with a s77/78 request. The Rankine case does have a lot in it that is questionable but it did confirm that enforcement means proceedings in court.

 

There is nothing to say that they cannot continue adding interest or using dcas etc. It is simply that they may not enforce the agreement through a court.

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ok - confused now...

 

basically the account is in dispute as I dispute the amount owed - the compnay added on PPI without consent and where the amount of the borrowing has been satisfied I refuse to pay for insurances I neither wanted nor could have used.

 

The matter is currently with the court and so I have disputed what is left owing, as previously stated the actual amount borrowed and interest has been repaid.

 

The company concerned were sent the dispute letter in March and it gave them 21 days to respond if they did not agree - they didn't and I have confirmation that on 10th March they put a note on the account to take no collection activity until the outcome of litigation. Therefore I was verbally told by a customer service member of staff my account was on hold

 

However, they have continued to process my data with the CRA and have so far logged 3 late payments and increased the balance - I assume with charges and interest.

 

When I questioned them on this they said they did not accept the account to be in dispute and did not deem a response necessary to the original account in dispute letter!!

 

They then go on to say that as they are not a bank they do not have to abide by the "do nots"

 

So basically Nicklea - can they do whatever they like to my credit file even though I do not accept, and will prove I do not owe them anything??

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clemma,

 

There is nothing in the act that stops them doing these things. The only thing that the act states is that they may not enforce the agreement until they do comply with a s77/78 request. The Rankine case does have a lot in it that is questionable but it did confirm that enforcement means proceedings in court.

 

There is nothing to say that they cannot continue adding interest or using dcas etc. It is simply that they may not enforce the agreement through a court.

 

my take on this is that they could continue adding interest because you don't know that they don't have a valid agreement simply by virtue of their failure to comply with s78

 

however they cannot enforce whilst they are in default of s78 and i don't agree that enforce just means court action

 

any form of action which punishes or penalises you other than normal addition of interest for not making payments must be enforcement therefore the imposition of charges (which otherwise would not have been added in the normal course of events) are enforcement- they are designed to make you pay up (IMO)

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diddydicky,

 

again, in your opinion. However, the High Court has a different opinion. As I said, there is a lot wrong with the Rankine decision but at the end of the day, it is a high court decision.

 

Would you want to stand up in front of a judge and argue against that when it was the likelihood that it would be you getting a CCJ if you were wrong?

 

clemma,

 

They can continue doing it until you get a court to stop them and, as pt said above, it is up to you to bring an action against the lender to enforce your rights

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diddydicky,

 

again, in your opinion. However, the High Court has a different opinion. As I said, there is a lot wrong with the Rankine decision but at the end of the day, it is a high court decision.

 

Would you want to stand up in front of a judge and argue against that when it was the likelihood that it would be you getting a CCJ if you were wrong?

 

clemma,

 

They can continue doing it until you get a court to stop them and, as pt said above, it is up to you to bring an action against the lender to enforce your rights

 

hi, not sure why you underlined "your"- - of course it is my opinion - ins't that what the forum is for?

 

i was pointing out that enforcement IMO is NOT just court action .

 

 

I am well aware that despite the fact that it is not permissable they can still do it-

 

there is nothing in the cca which says i can make a charge everytime i write a letter t the creditor whilst he is in default but i DO, and i charge them 7.50 each time i write

 

(what's good for the goose is good for the gander!) and it is equally up to them if it gets to court for them to ask the court to rule my charges are unfair)

 

 

a DN is enforcement action is it not? that occurs before any court action

 

Even the creditor recognises it as enforcement

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Yes, I agree with you that a valid DN is a necessary prerequisite before a creditor can enjoy the benefits of section 87.

 

However, I would suggest that, there is a big difference between charging interest or default fees, restricting credit or using debt collection agencies on one hand and serving a dn followed by terminating the agreement on the other hand.

 

The reason for this is that the Dn clearly states that it is part of an enforcement process. Default fees and the use of internal/external collection agencies are not part of any enforcement process, these things are contained within the terms and conditions of the agreement that we all sign up to (whether they are fair or not is another matter) .

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Yes, I agree with you that a valid DN is a necessary prerequisite before a creditor can enjoy the benefits of section 87.

 

However, I would suggest that, there is a big difference between charging interest or default fees, restricting credit or using debt collection agencies on one hand and serving a dn followed by terminating the agreement on the other hand.

 

The reason for this is that the Dn clearly states that it is part of an enforcement process. Default fees and the use of internal/external collection agencies are not part of any enforcement process, these things are contained within the terms and conditions of the agreement that we all sign up to (whether they are fair or not is another matter) .

 

or, didnt sign up to as is the case with 99.99% of folk on here!

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  • 4 weeks later...

Hi all

 

Hope someone can help.

 

I am the claimant in a court case and we were given a case date and instructed by the judge to deliver doscuments we would use to each other by a certain date.

 

This date has passed and whilst I provided documents I have received nothing from the defendant.

 

Can anyone tell me what I should do now?

 

I have just phoned the court and they say I have to write to the court and tell them formally the information has not been provided.

 

Do I just write and say they haven't sent it and leave it at that or should I be asking the judge to do something?

 

Thanks

 

Thank you

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Did the Defendent Acknowledge service and intent to defend?

If not then you can request Judgement.

 

Regards

 

Andy

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The defendant filed a defence but hasn't provided discovery - someone has told me that normally this means they cannot present any evidence if they attend the actual hearing but as I really am not well versed on this I don't know how correct this is.

 

I have just written a letter that goes.......

 

Dear Court Manager

 

I am writing to you on the advice of the pre-trial division to make you aware that the defendant in the above action has failed to provide dislosure as directed by the judge when a hearing date for the case was issued.

 

The court has also confirmed that it has also not recieved any disclosure documents.

 

I would ask for the judge scheduled to hear this case be made aware of this issue at the earliest opportunity.

 

Any thoughts?

 

I would really like to get this letter off today so sorry for being impatient but if anyone could offer any advice I would really appreciate it.

 

Thank you

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Hi Andy

 

Ok you issued a summons for what ever reason.The Defendent Acknowledged service and submitted a defence.I summise they requested you to disclose information pertaining to your claim.The was allocated and you have both submitted AQs.The DJ as Ordered disclosure by xx xx xx and they have failed to disclose.

 

Did you disclose on time?

What exactly are you requesting from the Defendent?

 

If the Defendent fails to disclose on time the Claimant may make application to strike out the Defendents defence and attain Summary Judgement game over!!

 

Regards

 

Andy

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Hi Andy

 

Thanks for the reply - you have it spot on.

 

Yes I did disclose on time and have the proof that it has been recieved by both defendant and court.

 

It is a PPI mis-selling complaint.

 

Should i then be asking in the letter for the judge to strike out the defendants defence and make a summary judgement or do I need to file a specific form for that?

 

Thank you again for your help

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No you do this vis a vis the N244 Application form.You can download one from the Gov website.There will be a cost of £75 but you add this to your costs.

 

Andy

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