Jump to content

Clavis

Registered Users

Change your profile picture
  • Content Count

    11
  • Joined

  • Last visited

Everything posted by Clavis

  1. As you doubtlessly know, the current situation in the United Kingdom is that when a party purportedly defaults on a mortgage, loan facility or similar, the aggrieved party, issues one warning and then generally after one month, issues a default notice which is registered at one or more of the central registries, an example being Experian. The purportedly aggrieved party having undertaken this action is under no legal obligation to follow up their action in the courts and they may leave the matter in abeyance. This frequently leaves the 'borrower' in a position where they have to instigate
  2. We all have a chum or two, it is merely a small favour to ask. Petition to: Regulate the UK's Credit Reference Agencies. | Number10.gov.uk Email them.
  3. Write and tell them not to add any further charges to the account. Also, contest all the amounts that they have added to the account and that you were unable to monitor the account as you were abroad as a student studying. Offer them the original debt of £20 in full and final settlement and as an unemployed student it is all that you can afford and that you will pay the £20 demand at £5 per month. You have now made a legal offer in an attempt to resolve the dispute.
  4. 1/ Before the Event (BTE) or After the Event (ATE) legal expenses insurance. http://www.justice.gov.uk/news/newsrelease231007a.htm Research shows low awareness of before the event legal expenses insurance 23 October 2007 Research published today by Ministry of Justice reveals that less than one in four consumers have heard of either Before the Event (BTE) or After the Event (ATE) legal expenses insurance. Legal Expenses Insurance (LEI) provides the policyholder with the cost for legal fees in the event that they become involved in litigation. It is a relatively inexpensive
  5. Thank you again cerberusalert that link was very helpful indeed I will call their solicitor tomorrow and tell them the pitfalls they face with their charging order route and see what they say to my debt affordability plan. Suggest you only deal with them via paperwork.
  6. I cannot help you as to information concerning unregulated loans. I would suggest though, that you make an official complaint to the police, ask for the incident to be logged and get the name/s number/s of the police officers involved, etc., etc.. This could be used in a counterclaim, any judge would take a very dim view on this kind of going-on. The fact that this happened in the Waitrose car park may also have legal implications. Check the two articles, you might be covered by insurance for this debarcle. About CFA's? - No Win No Fee Clavis General Debt Issues -
  7. Thanks 42man, Have yet to find your PM button. Tried to change heading on CFA's to add (No win, no fee) as I realise that the abreviation CFA is not generally known. Twenty plus years since I did any serious work on the law. Naturally 'all change'. The two second posts are included as it appears that litigation insurance is widespread, generally hidden away in the small print of the most mundane insurance covers, i.e. household, life policies, etc. You might want to post copies of these elsewhere, I would suggest that all your 'customers' need to double check existing paperwork. A
  8. Legal expenses insurance report http://www.justice.gov.uk/publications/legal-exp-ins-report.htm Legal expenses insurance report Date: 23 October 2007 This report explores the current state of the legal expenses insurance market and future trends with a view to promoting 'before the event' (BTE) legal expenses insurance so that more people have access to legal advice and assistance. The research for the report was done by Dr Oonagh McDonald, Ian Winters and Mike Harmer, of Fwd thinking communications. Full report (PDF 0.92mb 76 pages) Chapter 1
  9. Before the Event (BTE) or After the Event (ATE) legal expenses insurance. http://www.justice.gov.uk/news/newsrelease231007a.htm Research shows low awareness of before the event legal expenses insurance 23 October 2007 Research published today by Ministry of Justice reveals that less than one in four consumers have heard of either Before the Event (BTE) or After the Event (ATE) legal expenses insurance. Legal Expenses Insurance (LEI) provides the policyholder with the cost for legal fees in the event that they become involved in litigation. It is a relatively inexpensive mec
  10. I wish to bring an action in the High Court against a certain party via the use of a solicitor who will act on a CFA, ideally reinforced by an 'after the event insurance'. Where do I find such a solicitor? It appears that the initial mistake by the Nationwide B. S. in selling me the purported contradictory invalid policies has been compounded by collusion with the Norwich Union Insurance Co. Furthermore, the blatant attempt to damage my credit and the defamation of my character with Paypal and the various Credit Agencies has done me irreparable harm as any chance of gainful employm
×
×
  • Create New...