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faza

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About faza

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  1. hi, a previous poster put up a thread which is a situation very similar to yours, hope it helps. http://www.consumeractiongroup.co.uk/forum/legal-issues/193677-court-papers-issued-over.html
  2. laptop should easily last for 3 years, i got one laptop which is about 8 years old and still working. just have a read on sales of good act which should clarify how long you would expect something to last.
  3. cant see why not, but do not add SAR in the letter, just say that you are requesting all the information relevant to the case under the CPR rules and tell them failure to comply will mean you will report them to the court. I am not a legal expert I might have made mistakes in what i have written. If you have found any mistakes please feel free to point them out. Anything posted on this forum is for discussion purposes only. It should not be considered as legal advice. Different people have different needs and what is right for one person may be different for another. If
  4. you can change the template to say you are a calimant, under the rules any information which can he helpful to your claim they have to disclose. I am not a legal expert I might have made mistakes in what i have written. If you have found any mistakes please feel free to point them out. Anything posted on this forum is for discussion purposes only. It should not be considered as legal advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an l
  5. might be best to give the insurers a ring and ask them how to proceed.
  6. this thread might help http://www.consumeractiongroup.co.uk/forum/legal-issues/204256-rci-financial-services.html#post2233492
  7. hi, im not an expert but i think if you dont get your amended defence in they are going to ask for a summary judgement without a hearing. you could phone the court and ask them for some more time to get your defence in and see what they say.
  8. it might be worth paying the £45 to get more work in the future.
  9. hi depending on the evidence the judge could do alot more then set aside the judgement, but getting the judgement set aside could allow you time to organise a defence. to appeal you will have to write to the court which issued the judgement asking them permission to appeal the judgement on the new evidence you have, the court will read your evidence and weigh up whether your case has merits for appeal, if it does then they will allow an appeal. what you could do is phone the court who issued the judgement explain to them you have new evidence and you would like to appeal hopefully th
  10. hi, i would appeal the judgement on the grounds that when you admitted it you were under the impression that the claimant was brining about the claim with legal authority, however after finding new evidence you have found that the uneligble agreement contravenes the cca and is not enforceable by law, for this reason you want the judgement set aside, the reason to appeal is that you have a very weak chance of getting the judgement set aside using the normal procedure. the interest and default charges will keep on building up that is why the amount is higher then on the claim.
  11. what you could do now is make a defence with an embaressed plea: http://www.consumeractiongroup.co.uk/forum/legal-issues/204093-template-needed-embarassed-defence.html you need to gather all the information regarding the claim, the original terms and conditions of the overdraft, signed agreements, breakdown of the claim costs, go through everything and it is highly likely you will find alot of unfair charges. the unfair charges will allow you to challenge some of the claim if not all. the problem with offering payments is that the banks are still charging interest on the ou
  12. the point of getting a judgement set aside is if you have a decent chance of defending some or all of the claim. once the judgement has been set aside, you now have to submit your defence against the claim. if you do nothing they will just enter another judgement against you in default and bar you from making further applications to set aside judgement. do you have any grounds for a defence to some or part of the claim?
  13. hi you can only make an application to set aside judgement in a limited number of cases which i have listed below, otherwise you have to appeal the judgement. When will the court agree to set aside a judgement? The County Court rules set out when you can apply to set aside a judgment. For example: You may not have received the original claim form. You may have moved house and not had post from your previous address. An order was made against you in your absence in certain circumstances. There may be an error in the judgment. You want to put in a defence and did not ha
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